Furstenau Financial

08/27/2026

In this video, Ryan and Kenady give a simple breakdown of capital gains—what they are, how they’re taxed, and what investors should know when selling an investment. We hope to make this often-confusing topic easier to understand with real-world examples and practical tips.

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A simple breakdown of capital gains—what they are, how they’re taxe...

08/26/2026

Ten years from retirement, you still have time to save, adjust, and think seriously about the life you want to fund.

Five years out, the conversation gets more practical. What will you spend? Where will your income come from? Are you on track?

With one year to go, it’s time to start putting more of the plan into motion and even “test drive” what retirement might feel like.

See what may deserve your attention at each stage:
https://www.furstenaufinancial.com/insights/blog/what-you-need-to-do-10-5-and-1-year-before-retirement/

08/25/2026

A lot of the headlines around the markets right now are focused on stocks, but there’s another part of the market worth watching: debt.

Debt is becoming a bigger part of the market story—from $40 trillion in U.S. government debt to the growing use of debt to fund the AI boom.

While we believe the summery rally looks likely to continue, it’s a reminder to keep the bigger picture in view.

Get our full analysis on recent market moves:
https://www.furstenaufinancial.com/insights/blog/market-commentary-debt-takes-center-stage-from-washington-to-the-ai-buildout/

08/22/2026

Most of us have a picture in our minds of what we want our investments to do for us over time.

But have you ever stopped to think about what those expectations say about how much risk you’re comfortable taking?

Try the Investment Risk Tolerance Quiz to get a better sense of how you think about risk and long-term growth:
https://www.furstenaufinancial.com/risk-tolerance-quiz/

08/21/2026

Before you figure out how much you’ll need for retirement, it helps to know what you’re actually planning for.

Travel? More time with family? New hobbies? Maybe a move somewhere warmer?

And that picture may change as retirement goes on. The active early years can look very different from the years when health, support, and a slower pace become more important.

See how thinking through each phase of retirement can help you plan for the life you want:
https://www.furstenaufinancial.com/insights/blog/getting-ready-to-retire-how-to-be-fully-prepared/

08/20/2026

Setting Financial Goals Together

08/19/2026

At first glance, Social Security sounds simple: claim early or wait.

But that one choice can affect your monthly income for the rest of your life. And if you’re married, your decision could affect your spouse’s benefits, too.

Then add taxes, Medicare, longevity, and other sources of retirement income, and there’s a lot more to consider than just picking an age.

See how Social Security may fit into your bigger retirement picture:
https://www.furstenaufinancial.com/insights/blog/social-security-benefits-whats-your-game-plan/

08/18/2026

Stocks reached new highs last week.

You might not guess that from how investors are feeling.

Bears have outnumbered bulls for four straight weeks, and retail investors recently sold at one of the fastest clips on record.

Historically, bull markets have tended to end amid euphoria, not when investors are still this nervous.

See why all that caution may be worth paying attention to:
https://www.furstenaufinancial.com/insights/blog/market-commentary-uncertainty-on-wall-street-resilience-on-main-street/

08/14/2026

Saving for retirement isn’t only about how much you put away. How you save can matter, too.

Traditional and Roth IRAs both offer tax advantages, but those benefits show up at different times. One may provide a deduction today, while the other offers the potential for tax-free qualified withdrawals later.

See how the tradeoffs differ and what else may factor into the choice: https://www.furstenaufinancial.com/insights/blog/should-you-invest-in-a-roth-or-traditional-ira/

08/13/2026

In this video, we’re sharing 10 practical financial tips for newly married couples to help you build a strong financial foundation together. From combining finances and creating a budget to tackling debt, saving for the future, and setting shared financial goals, these tips can help you avoid common money mistakes and grow together financially.

Whether you’re newlyweds, engaged, or simply looking to improve your finances as a couple, this video will give you practical steps you can start using today.

Just got married? One of the best things you can do for your new li...