Stephen Glaab, Certified Financial Planner TM

04/05/2026

Happy Easter! ✝️🌸
Celebrating hope, renewal, and the joy of new beginnings.
Wishing you peace and blessings today and always.

02/22/2026

🇺🇸 🥇 GOLD.

The USA Hockey team just climbed the mountain and planted the flag at the top. What a moment for the sport, the country, and every kid who’s ever laced up skates in a cold rink dreaming big!

Proud of this team, proud of this game, and proud to be part of a hockey community that lives for moments like this.

Congratulations to team USA!

02/05/2026

Unpopular opinion: we love cold weather.
When it means more time on the backyard rink with my kids—especially skating under the lights—winter stops feeling like a season and starts feeling like a gift. Those late‑night laps and scraped‑up ice are the moments that stick.

Running a business keeps life moving fast, but making space for this is something I’ll never take for granted. Cold air, bright lights, and memories that last long after the rink melts.

01/06/2026

What are Wall Street’s best and brightest looking for in 2026? If you toss out the highest and lowest, you can see that the other forecasts settle into a pretty tight range for the year. What the table doesn’t show is that there will be highs and lows during the year. There will be times when stock prices look invincible. And there will be times when you wonder why you invest in stocks at all.

12/25/2025

🎄 Wishing You a Merry Christmas and Joyful Holidays! 🎄

As we celebrate this festive season, we extend our heartfelt gratitude to our clients, partners, and team members for their continued trust and collaboration.

May your holidays be filled with peace, joy, and prosperity. We look forward to achieving even greater success together in the coming year!

11/11/2025

11/06/2025

🧡 November is Long-Term Care Awareness Month 🧡

Let’s talk about the realities of aging, caregiving, and planning ahead.

📊 Key Stats You Should Know:

70% of adults over 65 will need some form of long-term care in their lifetime.

The average annual cost of a semi-private nursing home room is $111,325, and $127,750 for a private room.

63 million Americans are family caregivers—nearly 1 in 4 adults.

78% of those receiving care at home rely solely on family and friends.

The average caregiver is a 46-year-old woman, spending 21+ hours/week providing care.

64% of caregivers report emotional stress, and 50% report financial strain.

Only 11% of caregivers receive training for medical tasks, despite many performing complex care duties.

💡 Why It Matters:
Long-term care affects everyone—whether you're planning for your own future or supporting a loved one. It’s emotionally, physically, and financially demanding. Raising awareness helps families prepare, seek support, and explore options like long-term care insurance.

📣 Start planning today:
✅ Talk to your family about care preferences
✅ Explore insurance and savings options
✅ Learn about local caregiving resources
✅ Prepare for the unexpected

Sources:

Genworth Cost of Care Survey
AARP Caregiving in the U.S. Report
National Alliance for Caregiving
U.S. Department of Health and Human Services

11/05/2025

During times like a government shutdown, market historians will look back to see what has happened in the months and years following a resolution to the event. The accompanying chart shows you what has happened in the stock market during the 100 days and one year after a shutdown. Past performance is no guarantee of future results.

10/20/2025

When the One Big Beautiful Bill (OBBB) Act was passed on July 4, the legislation left several unanswered questions that the IRS is now addressing. The IRS undergoes this process every year, but this time around, the OBBB has added to the uncertainty. Here’s what the 2026 Federal income tax brackets will look like.

09/30/2025

Some firms create a “sources and uses of funds” statement to evaluate operations. What does yours say?

Assess whether you are running “in the black” or “in the red” each month.

09/02/2025

📚 Hope everyone’s first day back to school went well! Whether it was a smooth send-off or a whirlwind of backpacks and coffee, this season always brings a fresh rhythm—and a great opportunity to reset your financial strategy.

Here are three smart ways to align your fall routine with your financial goals:

🔹 Refresh Your Budget
New school schedules often mean new expenses—sports fees, supplies, travel. A quick budget tune-up can help you stay ahead.

🔹 Revisit Education Savings
Whether you're contributing to a 529 plan or planning for future tuition, now’s a great time to check your progress and adjust contributions before year-end.

🔹 Plan for Tax Efficiency
Fall is ideal for strategic tax moves—especially if your income, deductions, or family status changed this year. Early planning = fewer surprises in April.

✨ Bonus Tip: Use this season to spark financial conversations at home. Even simple chats about saving and spending can build lifelong habits.

If you’re ready to align your financial strategy with the season, I’d love to help.