Jori Guzhuna

19/05/2026

Markets move fast. Headlines move faster. Real wealth planning requires something more durable than noise.
We examine the financial issues that matter to families, entrepreneurs, executives, and investors, from wealth planning and estate planning to retirement, asset protection, business operation, and risk management.
Clear perspectives. Real life decisions.
Explore the latest insights from Guzhuna.

Markets move fast. Headlines move faster. We share insights that matter to families, entrepreneurs, executives, and investors. Clear perspectives. Real life decisions.

18/05/2026

Renting out your home without landlord insurance, you risk denied insurance claims, policy cancellation, legal liability, and mortgage complications. See if you need Landlord Insurance.

27/03/2026

Stop playing sitting ducks with your portfolio!🦆💰 📉 If you’re 100% invested, you’re trapped when the market drops.

​In this video, I explain why keeping 10% in cash is the ultimate power move. Most investors panic during volatility because they’re tapped out—but with a cash reserve, you’re ready to take advantage of the market swings while everyone else is selling.

Are you 100% deployed, or do you keep dry powder? Let me know below! 👇

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25/03/2026

Cutting capital gains taxes on your profits isn’t about luck — it’s about strategy.

In this short video, Jori Guzhuna explains how high-income investors legally reduce or even eliminate capital gains taxes on realized gains using advanced structuring, tax-efficient reinvestment, and precise timing.

If you’re selling stocks, real estate, or a business, this is how sophisticated investors protect their profits and stay compliant. Smart and legally.

24/03/2026

Most people think a prenup is the ultimate protection—until it gets challenged. The reality? Prenups are thrown out in court every single day.

If your entire strategy relies on a document that a judge can reinterpret, modify, or invalidate, you don’t actually control the outcome.

We advise clients to think differently.

Instead of relying solely on agreements, build a properly structured wealth framework that separates and protects assets before there’s ever a dispute. When done correctly, those assets aren’t even part of the conversation in a divorce proceeding.

Control the structure. Control the outcome.

Follow for more strategies on protecting wealth—smart and legally.

21/03/2026

New York is losing its highest taxpayers—and it’s not by accident.

As tax policy tightens and mobility increases, high-income earners are reevaluating where—and how—they live, earn, and invest. The result? A steady erosion of the state’s tax base, driven by outmigration, income shifting, and strategic planning.

But here’s the reality: reacting late is expensive.

Sophisticated taxpayers aren’t just leaving—they’re restructuring. From domicile planning and multi-state income allocation to optimizing entity structures and leveraging depreciation-driven investments, there are legitimate ways to materially reduce tax exposure without cutting corners.

This isn’t about avoiding taxes—it’s about controlling them.

If you’re a business owner, investor, or executive with significant income tied to New York, the question isn’t if you should plan—it’s whether your current strategy is built for where tax policy is going next.

The landscape is shifting. Make sure your plan is too.

20/03/2026

The equity markets are pushing deeper into correction territory, and rising yields aren’t helping the case. Periods like this test more than portfolios, they test discipline, strategy, and the ability to adapt.
Volatility and bear markets aren’t new, but navigating them successfully requires skill, patience, and a tactical approach.

At Guzhuna Asset Management, our philosophy has always centered on active, risk‑managed decision‑making rather than passive hope.
A traditional “buy and wait” mindset can leave investors sitting through years or sometimes decades before breaking even.
In an environment defined by rapid shifts and structural uncertainty, being intentional matters.
Our focus remains the same: Protect capital. Manage risk. Act with precision.
That’s how you stay on the right side of the market.

17/03/2026

Today marks a major milestone.

Guzhuna Asset Management is now officially a Registered Investment Advisory firm.

This step represents something bigger than a regulatory event. It represents true independence and a long-term commitment to doing things the right way.

As an independent fiduciary firm, our philosophy is simple: Our clients come first. Always. That means:

• No proprietary products
• No useless middle management
• Not owned or controlled by a wirehouse or an insurance company

Just independent advice and disciplined portfolio management.

For too long, much of the financial industry has been built around "selling products", not serving investors. Layers of incentives and corporate agendas often stand between clients and the outcomes they deserve.

We built this firm to eliminate those conflicts.

Our clients get access to institutional-grade investments, sophisticated portfolio strategies, disciplined risk management and advanced wealth structuring — the same types of strategies traditionally reserved for large institutions, endowments, and ultra-high-net-worth investors.

No conflicts. No sales quotas. No pressure. No corporate agendas. Just alignment with our clients.

This is just the beginning.

14/03/2026

We’ve seen an upward trend for so long, many investors forgot the panic they felt during the last recession. BUT the wealthiest Americans know how to handle recession – they stay calm, prepare, and can even spot wealth-building opportunities only available during a recession. Learn how to panic-proof your portfolio during a recession in this FREE guide.

Inside this free guide you will discover: How to detect recession | What policies affects the stock market | How to benefit from market crash & recession

13/03/2026

With global equity markets in correction territory, soaring energy prices, persistent inflationary pressure, and an uncertain geopolitical landscape, it’s no surprise that many are reassessing where stability can be found. The pain is not over.

What we’re seeing now is a repricing of risk across the capital spectrum. Oil‑driven inflation shocks are pushing rate‑cut expectations further out, tightening financial conditions and draining liquidity from areas that once relied on abundant, low‑cost capital.

Private credit remains a key pressure point. Liquidity constraints, elevated redemption requests, and a widening gap in credit quality all highlight an asset class being tested. Stress doesn’t surface all at once—it builds quietly, from liquidity mismatches to pricing gaps and, ultimately, borrower strain.

In this environment, optionality matters. Cash isn't just defensive—it’s strategic. It provides flexibility as markets reset, and the freedom to act without being forced into unfavorable decisions.

Cash is king.