06/30/2026
Just finished talking to a wife that has been paying $35 for 9 years on her husband’s $25,000 policy…. There’s 209k left on their mortgage and they have 3 children…the youngest kid being 12… imagine something happening to her husband and the insurance company sends her a $25,000 check. The funeral arrangements are going to devour that death benefit. 25k may have been what they could afford 9 years ago but it’s definitely not what he should be in rn with a mortgage payoff of 209k and 3 children under 18…This is why it’s important to do policy reviews.
When is the last time you did a policy review?