T. Price Consultants

T. Price Consultants A Healthy Score Done Right!

Chapter 45!!! 💋 T. Price Consultants is preparing for our relaunch!
07/27/2022

Chapter 45!!! 💋

T. Price Consultants is preparing for our relaunch!

Yup you can do this to stop debt collectors from calling you. After the collector receives your letter, they are allowed...
11/08/2021

Yup you can do this to stop debt collectors from calling you. After the collector receives your letter, they are allowed one final contact to let you know what action, if any, they will take.

11/07/2021

When a debt has been purchased in full by a collection agency the new account owner (the collector) will notify the debtor by phone or writing. The notice must include the amount of debt, the original creditor to whom the debt is owed and a statement of your right to dispute the debt.
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11/07/2021

When a debt has been purchased
in full by a collection agency the new account owner (the collector) will notify the debtor by phone or writing. The notice must include the amount of debt, the original creditor to whom the debt is owed and a statement of your right to dispute the debt.

11/06/2021

CREDIT KARMA IS NOT THE SCORES LENDERS USE ‼️ Sorry for yelling, but I am saying it louder for the people in the back.

They will always use your FICO score

Here are the elements that make up thst score.

⬇️⬇️⬇️⬇️⬇️⬇️⬇️

💵 35% is Payment History

Ability to PayCollections, Tax Liens, Late Payments, Public Records and Charge-Offs. Keep good standing accounts in good standing by meeting payment deadlines.

🔋30% Credit Usage

Make sure you have a 30% or lower usage percentage is Balance. Balance Transfers Increase Limits if you can.

⏰15% is Length

Average Age of Open AccountsSome
use a 10 Year Average Age (get added as an authorized user on a relative account)

🥣10% Credit Mix

Revolving Credit –Cards, HELOC under $75k

Installment Credit – Examples: Student Loans, Auto LoansReal Estate Mortgage and HELOC’s over $75k

Balance Types - 3-8 Revolving Accounts & Balances by Installment & Real Estate

💼10% inquiries

New Accounts cost you 10-20 points during the first 60-90 days

Inquiries = hard inquiries are new account inquiries there is an impact
Soft inquiries are existing accounts –no impact

Promotional Credit Card inquiries have no impact

Address

Newtown Square
Newtown Square, PA
19073

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 10am - 2pm

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