Fred McCutcheon- Retirement/Financial Planner

05/25/2026

"A hero is someone who understands the responsibility that comes with freedom." This Memorial Day we thank all who have made sacrifices for our freedom.

05/14/2026

Wondering how much YOU will need to retire? Let one of our licensed advisors help you look over all your options and make sure you make the most of your retirement savings!

Americans estimate they need $1.46 million for a comfortable retirement, a recent Northwestern Mutual survey finds. However, figuring out your ideal amount for retirement will depend on many different factors.

05/11/2026

"...a growing number of retired individuals are now facing another frustrating expense: unexpected business fees. Banks, utilities, subscription services, insurance providers, and even local governments are adding charges that many seniors never anticipated while they were doing their retirement planning."

When you're on a fixed income, unexpected expenses can hit hard!

That's where working with a licensed advisor comes in handy! We frequently help clients find savings in other areas to help counter the cost of growing living expenses.

Let us help you:
✔️ Check to see if you qualify for a rate reduction on your Medicare Supplement
✔️ See if there are more affordable Life Insurance options available
✔️ Verify that you are getting the most out of your investments

If you'd like to talk, consultations are done at no cost to you. Send us a message!

More Retirees Over 60 Are Being Hit With Unexpected Business Fees

More Retirees Over 60 Are Being Hit With Unexpected Business Fees. Housing, healthcare, and inflation are typically at the top of retirees'“worry list.” However, a growing number of retired individuals are now facing another frustrating expense: unexpected business

04/27/2026

"Although the SSA doesn't consider anything about Medicare when calculating your benefit, the link with Medicare inevitably affects how much you actually bring home from your benefits. The range is wide..."

Are you nearing retirement and wondering what your Social Security payment will be? It helps to have a licensed Medicare advisor walk you through the process and let you know what to expect!

If you'd like to set up an educational consultation, they are always done at no cost to you and can help you prepare for this next phase of your life!

Send us a message or comment below to learn more!

Benefits still increased, but maybe not as much as some had hoped.

04/20/2026

Don't be part of the more than 40% of people who say their loved ones will be in a bad financial situation if they pass away. Life Insurance can help. Not sure what type of insurance you need or how much? That's how we can help you. In our consultations we will review all of your specific circumstances to see what the best fit is for your needs and your budget. Please comment below or send a message to set up a consultation at no cost to you!

"CBS Saturday Morning" shares tips on how to make the most of your life insurance.

04/17/2026

Your family’s future deserves more than “we’ll figure it out later.” 💙

Life insurance is one of the simplest ways to protect the people you love—no matter what life brings. Whether you’re planning ahead, growing your family, or just want peace of mind, the right coverage makes all the difference.

At Cornerstone, we make it easy:
✔️ Coverage tailored to your needs
✔️ Options that fit your budget
✔️ Trusted, local guidance—right at your doorstep

Ready to take the next step? Let’s talk. Your free consultation is just a call or click away.

Comment: Life Insurance, on this post and I will contact you!

03/26/2026

If you are turning 65 soon and have questions I am here to help! My services are provided at no cost to you! Give me a call or send me a text. I'm ready to help you navigate this exciting phase of your life!...

03/19/2026

We are happy to help you figure out which Life Insurance options are best for you and your family. Please give us a call or comment on this post to set up a free consultation!

03/02/2026

Life insurance isn’t just a policy; it’s protection for the ones you leave behind.
It can help cover expenses, protect income, and preserve the legacy you’ve worked so hard to build. *Because taking care of family doesn’t stop with you.*

02/24/2026

Life insurance isn’t really for YOU, it’s for the people you love most.
It’s a way to make sure your spouse, children, or grandchildren are protected, supported, and not left carrying financial burdens during an already difficult time.
It’s one final act of love and care.

For a quick life insurance quote click below
https://bit.ly/4sb7fFP