Fred McCutcheon- Retirement/Financial Planner

07/14/2026

When it comes to your financial safety, you can never be too careful with protecting your information! Scams are everywhere. But there ARE trusted advisors who are trained to help you.

It can be scary trying to figure out how to identify a true licensed professional, verses a scam artist.

The attached graphic has some great info. Also check out this article which has in depth advice on how to handle solicitation calls you might receive! https://bit.ly/3GpGK7L

07/13/2026

Believe it or not, Medicare Annual Enrollment will soon be here! If you would like help navigating your choices when it comes to choosing a plan for this year, please reach out! We are here to help!

https://bit.ly/4gvtYKd

07/04/2026

Happy Birthday America! The Cornerstone family wishes you a safe celebration of our amazing country! Here's to 250 years of freedom! 🇺🇸

07/02/2026

For reasons such as those mentioned in this article, planning for retirement can feel scary. But it doesn't have to. Working with a trusted advisor to help you navigate your choices is a great place to start!

Give us a call, send a message or simply comment below "Retire!" and we will set you up for a consultation at no cost to you.

Women tend to earn less and spend more time outside of the workforce, which may reduce their Social Security benefits. Here's what to consider before claiming.

06/22/2026

Lot's of great info in this article! If you'd like to discuss your social security and investment options with a licensed professional, please give us a call or send a message. It's what we are here for and it costs you nothing for an in home or a phone consultation. We'd love to help you understand and navigate all your options during this crucial phase of your retirement planning!

Still working and putting off Social Security? Learn how delayed benefits affect your lifetime income, and how to find the break-even age that works for you.

06/18/2026

Moving into retirement with debit isn't what anyone wants to do. There is a LOT of advice out there about how to handle these concerns. But before you make any big moves, it's smart to speak to a licensed professional who can help you understand how to make the most of your retirement years and leave behind a legacy to your family, instead of debt!

To set up a free consultation, give us a call or send us a message! We are here to help you review your retirement with a well-rounded approach that considers ALL factors!

Many baby boomers are approaching retirement with debts that can be harder to manage once paychecks stop and surprise costs keep coming. See what their debt looks like.

06/16/2026

“Unfortunately, most retirees don’t have the financial means to self-insure for a healthcare crisis,” said Chris Giambrone, a certified financial planner in New Hartford, N.Y. “And most people don’t know with certainty that they’ve planned enough for such a crisis.

"Financial advisers ... can position your financial plan to withstand the strain of a prolonged, costly illness..."

Send us a message if you'd like to set up a consultation to discuss your options!

https://on.mktw.net/4vPXXke

05/25/2026

"A hero is someone who understands the responsibility that comes with freedom." This Memorial Day we thank all who have made sacrifices for our freedom.

05/14/2026

Wondering how much YOU will need to retire? Let one of our licensed advisors help you look over all your options and make sure you make the most of your retirement savings!

Americans estimate they need $1.46 million for a comfortable retirement, a recent Northwestern Mutual survey finds. However, figuring out your ideal amount for retirement will depend on many different factors.

05/11/2026

"...a growing number of retired individuals are now facing another frustrating expense: unexpected business fees. Banks, utilities, subscription services, insurance providers, and even local governments are adding charges that many seniors never anticipated while they were doing their retirement planning."

When you're on a fixed income, unexpected expenses can hit hard!

That's where working with a licensed advisor comes in handy! We frequently help clients find savings in other areas to help counter the cost of growing living expenses.

Let us help you:
✔️ Check to see if you qualify for a rate reduction on your Medicare Supplement
✔️ See if there are more affordable Life Insurance options available
✔️ Verify that you are getting the most out of your investments

If you'd like to talk, consultations are done at no cost to you. Send us a message!

More Retirees Over 60 Are Being Hit With Unexpected Business Fees

More Retirees Over 60 Are Being Hit With Unexpected Business Fees. Housing, healthcare, and inflation are typically at the top of retirees'“worry list.” However, a growing number of retired individuals are now facing another frustrating expense: unexpected business