Reuscher Financial Group

08/24/2026

👉 Roughly 56 percent of IPOs bought at the offer price lost money after 3 years.

That's not the headline you see on day one.

You see the first-day pop. The company goes public, and its stock has averaged a 19 percent gain since 1980. Feels like a moment you should catch.

Here's what actually happens:

1️⃣ Institutional investors get the offering price before trading opens.

2️⃣ You buy at market open, after the move.

Then the real story starts.

🔎 This gap is based on research led by Professor Jay R. Ritter, who authored a 2026 report on IPO performance for the University of Florida. His analysis of 9,300 U.S. IPOs is one of the most comprehensive databases available.

Chasing IPOs can provide a thrill, but there are pros and cons.

A sound portfolio should reflect an investor's goals, risk, and time horizon. The risks of an IPO are not for everyone. 🎯

📋 Past performance does not guarantee future results. The return and principal value of IPOs and other stocks will fluctuate as market conditions change. And shares, when sold, may be worth more or less than their original cost.

07/23/2026

With a high-profile company recently going public, IPOs are back in the spotlight. A quick refresher on how they work:

An IPO is when a private company sells shares to the public for the first time. Investment banks help set the initial offering price based largely on institutional demand.

What many investors don't realize: there are two very different "entry points."
1) The IPO allocation price (typically limited, often institutions)
2) The first day of public trading (available to everyone, but the price can gap up or down and volatility can be immediate)

Big headlines can be exciting, but the mechanics and fundamentals matter.

If you'd like to talk through what you're seeing in the news and how it fits (or doesn't) with your long-term plan, I'm here to help.

11/02/2023

Are you prepared? Give me a call and we'll work together to create a financial plan that can stand up to whatever lies ahead. 415-892-9500. I look forward to speaking with you!

10/30/2023

A well balanced account might contain a variety of, or all asset classes, including different types of stocks, bonds, both short term and long term; real estate, etc. Give us a call so we can discuss your financial goals and create a well rounded portfolio designed specifically for you.

We look forward to speaking with you. 415-892-9500
https://www.reuscher.com/

10/02/2023

Let's talk! 415-892-9500 I look forward to speaking with you. 😀
https://www.reuscher.com/

09/27/2023

09/11/2023

“Mann Tracht, Un Gott Lacht” is an old Yiddish adage meaning, “Man Plans, and God Laughs.” Despite our most careful planning, the Road of Life is unpredictable. So what’s the point of planning? To be prepared, for emergencies, retirement, LTC,
education or a sudden change in plans (as God laughs). But good financial planning first takes into account having enough funds set aside for emergencies and opportunities. This gives you the freedom to enjoy the moment, worry free. Give us
a call so we can start your financial plan. 415-892-9500.

09/04/2023

We hope you have a happy, relaxing Labor Day.

08/08/2023

Our process begins with a careful and thorough review of your current situation, your investment allocation, your risk tolerance, and your goals and objectives. Then we help you assess your priorities and recommend the best strategies to put you on the path to financial success. Give us a call! We can help you get started. 415-892-9500.
https://www.reuscher.com/