Retire Once Financial Management

07/17/2026

Retire Once. Travel Often.
Alaska in July: Your Quick Summer Wilderness Guide 🏔️🇺🇸

July is peak summer in the Last Frontier—mild temps (60s-70s°F), midnight sun with nearly endless daylight, blooming wildflowers, rushing rivers, and prime wildlife viewing. Perfect for hiking, cruising, fishing, and epic adventures!

Things to Do
- 🫎Denali National Park: Spot grizzlies, moose, caribou, and wolves; hike trails or take a bus tour for views of North America’s tallest peak.
- 🐋Kenai Fjords or Glacier Bay: Boat tours for glaciers, whales, puffins, and sea otters—unforgettable wildlife and scenery.
- 🚴‍♂️Anchorage & Surrounds: Hike Flattop Mountain, bike the Tony Knowles Coastal Trail, visit Alaska Native Heritage Center, or explore nearby Girdwood/Alyeska.
- 🎣Fishing & More: Salmon/halibut charters, glacier hikes, or flightseeing. Don’t miss bear viewing opportunities.

Pro tip: Book tours and rentals early. Consider a cruise + land tour combo or rent a car for flexibility.

Places to Stay
Focus on Anchorage (hub) or Girdwood/Juneau for access:
- Hotel Captain Cook (Anchorage): Iconic luxury downtown with great views and history—perfect central base.
- Alyeska Resort (Girdwood, near Anchorage): Stunning mountain resort with tram, spa, and summer activities—magical setting.
- Embassy Suites by Hilton Anchorage: Modern comfort with spacious rooms and solid location.
- In Juneau: Try the Silver Bow Inn for charming boutique vibes downtown.

July books fast—reserve ahead!

Places to Eat & Iconic Dishes
Alaska is all about ultra-fresh seafood and hearty fare:
- 🦀King Crab, Halibut & Salmon: Try Tracy’s King Crab Shack (Juneau) for legendary crab legs/bisque or Glacier Brewhouse (Anchorage) for fresh seafood chowder and salmon.
- 🍕Moose’s Tooth Pub & Pizzeria (Anchorage): Local favorite for pizzas, beers, and casual vibes.
-🍺 Humpy’s Great Alaskan Alehouse (Anchorage): Great for halibut, reindeer sausage, and brews.
- 🐟Other highlights: Fresh salmon bakes, smoked fish, or halibut tacos. Don’t miss reindeer hot dogs or berry desserts!

Fun Fact: Alaska has more coastline than the rest of the U.S. combined and is home to 17 of the 20 tallest peaks in the country—including Denali, “The Great One”!

Alaska in July is wild, vast, and unforgettable. Pack layers, bug spray, binoculars, and your sense of adventure. Have you been to the Last Frontier? Share your favorite spots below! 👇

Feel free to copy-paste and add your photos! Safe travels! 🐻

07/15/2026

Wednesday Planning Tip

Roth Conversions: Pay Taxes Now, Save Later

One of the most powerful (and under-used) moves in retirement planning is a carefully timed Roth conversion.

Here’s the simple idea: you take money from a traditional IRA or 401(k) and move it into a Roth IRA. You pay the taxes on the converted amount this year — but then every future dollar of growth and every future withdrawal can be completely tax-free.

This strategy shines in the years before Required Minimum Distributions begin. By “filling up” lower tax brackets now, you can:
• Shrink the size of future RMDs
• Reduce or even eliminate Medicare IRMAA surcharges later
• Create tax-free money for heirs
• Give yourself more flexibility when you start Social Security

The key is never converting so much that you jump into a much higher tax bracket or trigger other taxes. That’s why we model it carefully for every client using RightCapital.

Plan today. Retire Once. Live well.



*This is educational only and not personalized advice. Always consult your tax advisor before converting.*

07/13/2026

Curious what the last jobs report means for the stock market? Find out here!

Email from Retire Once Financial Management You don't want to miss this.     Two developments from last week that we think matter the most. 1) Why did job gains slow last month? The short of it: Non-f

07/10/2026

Retire Once. Travel Often.
Norway in July: Your Quick Summer Adventure Guide 🇳🇴

July brings the midnight sun (especially in the north), mild temps (60-70°F), long days for exploring, blooming nature, hiking, and fjord cruises. Perfect for outdoor adventures with that famous Norwegian scenery!

Things to Do
- 🚍Fjord Cruises & Norway in a Nutshell: Experience the stunning fjords (like Nærøyfjord) by boat, train (Flåm Railway), and bus—iconic route from Oslo to Bergen.
- ⛴️Oslo Highlights: Visit Vigeland Sculpture Park, the Opera House roof, Viking Ship Museum, and island-hop in the Oslofjord by ferry or kayak.
- 🗻Bergen & Surrounds: Stroll historic Bryggen wharf, ride Fløibanen funicular for views, hike mountains, and explore the fish market.
- 🏊‍♂️Hiking & Nature: Hit trails with epic views, beaches (yes, swimming!), ziplines in Flåm or Loen, or gondolas for panoramic fjord vistas.
- 🧺🍓Outdoor Vibes: Picnic with fresh strawberries, midnight sun watching, and summer festivals.

Pro tip: Consider the Norway in a Nutshell tour or a scenic train journey. Rent a car or use public transport for flexibility.

Places to Stay
Stay in Oslo or Bergen for easy access (or combine both):
- Grand Hotel Oslo (Oslo): Historic luxury right on Karl Johans Gate—elegant, central, and iconic.
- Amerikalinjen (Oslo): Stylish boutique hotel with great vibes and location near the station.
- Clarion Hotel Admiral or Thon Hotel Rosenkrantz (Bergen): Waterfront or Bryggen-area spots with excellent breakfasts and views—super convenient.
- Hotel Opus XVI (Bergen): Upscale boutique luxury for a special stay.

Book early—July is popular!

Places to Eat & Iconic Dishes
Norway shines with fresh seafood, local ingredients, and hearty classics:
- 🍲Fårikål (lamb & cabbage stew) or Kjøttkaker (Norwegian meatballs)—try at Bryggeloftet in Bergen for traditional, cozy vibes.
- 🦐Fresh Seafood: Fish soup, shrimp (rekesmørbrød), or salmon at Bergen's Fish Market or spots like Søstrene Hagelin.
- 🧇Other recs: Bryggen Tracteursted (Bergen) for innovative traditional plates like reindeer tartare; in Oslo, look for places serving brunost (brown cheese) on waffles or lefse.
- 🌭Street favorites: Hot dogs (pølse i lompe) from stands like Trekroneren in Bergen.

🍣Fun Fact: Norway introduced salmon to sushi in Japan in the 1980s—and they have more Olympic Winter medals than any other country, even though July is all about summer hiking!

Norway is breathtaking, safe, and full of hygge in summer. Pack layers, good shoes, and your sense of adventure. Have you explored the fjords yet? Share your tips below! 👇
Feel free to copy and paste your photos of Norway if you’ve been!

07/08/2026

🏖️A summer financial checkup is an opportunity to evaluate your progress and make thoughtful adjustments without requiring dramatic changes.
📝By reviewing your goals, spending, savings, and your investments now, you can ensure your strategy remains aligned with your priorities heading into the end of the year.

07/06/2026

Learn key insights from the first half of 2026 markets.

Email from Retire Once Financial Management You don't want to miss this.     2026 Mid-year Review There is an old saying that smooth seas do not make skillful sailors. In the world of investing, the f

07/03/2026

🇺🇸 In honor of America's 250th birthday, we are sharing our curated list of top bucket list vacation destinations across the USA.

We would also love to hear from you. Please reply and share your own favorite travel spots—whether they are places you have already visited or locations currently at the top of your list.

Top Cities to Visit

- New York City: Visit the Statue of Liberty, Grand Central Terminal, and the National 9/11 Memorial & Museum.
- Nashville: Home of the Country Music Hall of Fame, the Grand Ole Opry, and live music on every corner.
- San Antonio: Stroll down the famous Riverwalk and visit the Alamo.
- San Francisco: Admire the Golden Gate Bridge, visit Alcatraz Island, and explore historic West Coast neighborhoods.
- New Orleans: Explore the French Quarter, Bourbon Street, and the Garden District in the home of Jazz.

Top National Parks

- Great Smoky Mountains (TN & NC): Experience the scenery at Clingmans Dome, wildlife at Cades Cove, and numerous waterfall trails.
- Yellowstone (WY, MT, ID): See the famous Old Faithful geyser and the vibrant colors of the Grand Prismatic Springs.
- Grand Canyon (AZ): Take in panoramic views from the South Rim or visit the Grand Canyon Skywalk.

Top Historic Destinations

- Washington, D.C.: Explore the nation’s capital, filled with national monuments and museums.
- Mackinac Island (MI): Experience early American charm on an island with no cars, accessible by foot, ferry, or horse-drawn carriage.
- Pearl Harbor (HI): Tour the USS Arizona Memorial and visit the museum to honor those who served.
- Mount Rushmore (SD): One of America’s most famous landmarks, located in the Black hills of South Dakota, a colossal sculpture into the granite mountain of four of our nation’s Presidents: George Washington, Thomas Jefferson, Theodore Roosevelt, and Abraham Lincoln
- Boston (MA): Walk the Freedom Trail through 16 historical sites or visit iconic Fenway Park.

Top Road Trips

- Route 66 (Chicago to California): Classic American nostalgia with stops at the Blue Whale (OK), Cadillac Ranch (TX), Petrified Forest (AZ), and Santa Monica Pier (CA).
- Blue Ridge Parkway (VA to NC): Stunning Mountain scenery from Shenandoah National Park through Asheville; perfect for autumn foliage and hiking.
- Grand Circle (UT & AZ): The ultimate National Park loop through the Red Rocks, Arches, and Canyons.

07/02/2026

🇺🇸 In honor of America's 250th birthday, our office will be closed on Friday July 3rd. We will reopen with regular business hours on Monday July 6th.
We hope you have a safe, happy, and wonderful holiday 🎉 🇺🇸

07/01/2026

❓When Was the Last Time You Reviewed Your Insurance Coverage? Life Changes, and so do your insurance needs. Reflect on your coverage today!
💡Pro Tip: A thorough review not only ensures that your protection aligns with your current goals but also helps keep your contact information and beneficiaries up-to-date.

06/29/2026

Curious what makes our investment partner, Dimensional different from the pack? Find out here!

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