Focus Wealth Advisors, LLC, Registered Investment Advisor

Focus Wealth Advisors, LLC, Registered Investment Advisor Our objective at Focus Wealth Advisors, LLC, is to integrate the various aspects of financial planning through all stages of your life.

Financial Planning/Portfolio Management
Ric Bertsch CFP® President
Joseph Folis ChFC® APMA℠ Vice

"The investor’s chief problem—and even his worst enemy—is likely to be himself.”
—Benjamin Graham Each client's wealth management strategy is a customized one-of-a-kind plan. As Registered Investment Advisors we must adhere to the following practices:
1. Fiduciary Responsibility; we must act in the in

vestor's best interest in all aspects of the financial relationship.

2. Full disclosure of all conflicts of interest prior to providing financial advice.

*Services not available in all states and jurisdictions.

06/29/2026

U.S. homeowners pay $65 billion a year in avoidable costs, and the highest earners often pay the steepest price, new research finds.

K-12 annual distribution limit doubles from $10,000 to $20,000 per beneficiary, and qualified expenses now extend well b...
06/02/2026

K-12 annual distribution limit doubles from $10,000 to $20,000 per beneficiary, and qualified expenses now extend well beyond tuition to include tutoring, test prep, educational therapy, and curriculum materials. 529 funds can now pay for professional licenses, certificates, registered apprenticeships, and continuing education in fields like automotive repair and food safety

529 Plans Just Became One of the Most Flexible Savings Vehicles in Finance

An everyday occuance. This happens when dealing with non-fiduciary sales agents. "They claim they paid over $10.4 millio...
05/27/2026

An everyday occuance. This happens when dealing with non-fiduciary sales agents. "They claim they paid over $10.4 million in premiums based on misleading illustrations and false promises of guaranteed returns."

The sudden death Thursday of 41-year-old racing icon Kyle Busch has reignited an intense debate regarding the role of indexed universal life insurance in financial planning.

Half of U.S. parents with adult children ages 18–35 said this year that a child has moved back home at some point
05/19/2026

Half of U.S. parents with adult children ages 18–35 said this year that a child has moved back home at some point

Returning home to live with their parents is becoming a defining feature of life for many young adults, according to Thrivent's fifth annual Boomerang Kids Survey.

05/01/2026

Americans enrolled in Medicare Advantage health plans should expect to see fewer extra benefits like gym memberships and vision and dental coverage next ​year, investors and industry experts say.

"The financially savvy also most often turn to a financial professional to improve their financial knowledge, with 37% s...
04/21/2026

"The financially savvy also most often turn to a financial professional to improve their financial knowledge, with 37% saying they use a financial professional to learn about money. That’s compared to just 21% of financial beginners."

Only 40% of Americans are extremely or very confident in their ability to make and execute financial decisions, according to a Corebridge Financial survey.

"RMDs have ripple effects. They can push savers into higher Medicare income surcharges known as Irmaa and help raise the...
04/03/2026

"RMDs have ripple effects. They can push savers into higher Medicare income surcharges known as Irmaa and help raise the 3.8% surtax on net investment income, while shrinking the medical-expenses deduction. If one spouse dies and the other inherits the IRA, that can raise the survivor’s top tax rate."

Disclaimers are one way to tackle tax problems and family wealth-planning issues posed by inherited IRAs.

Address

P. O. Box 2067
Ocean City, NJ
08226

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 4pm
Friday 9am - 5pm

Website

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