Focus Wealth Advisors, LLC, Registered Investment Advisor

10/06/2026

Hybrid Break Even Calculator

Compare hybrid vs. gas vehicle costs, fuel savings, and break-even time to see whether a hybrid bakes sense for your budget and driving habits.

10/02/2026

IRS proposes rule for groundbreaking school choice program

09/23/2026

***AI CHATBOTS GIVE WRONG FINANCIAL ANSWERS MOST OF THE TIME, study finds ***
Popular AI chatbots give incorrect or incomplete answers to financial questions more often than they get them right, according to a new comprehensive benchmarking study by Saturn, an AI and technology firm serving more than 750 financial advice firms and 6,500 advisors.

The Saturn "Artificial Authority" report - the most in-depth benchmarking exercise of its kind to date - tested 18 AI models across 121 different money-related questions, with each question run five times to account for variability. In total, more than 10,000 responses were assessed. The models tested included free and paid-for versions of ChatGPT, Gemini, Claude and CoPilot, across a range of difficulty levels.

Across all 17 current models (one retired model was excluded from the headline figures) the average accuracy rate was just 43%, meaning AI chatbots made mistakes 57% of the time, according to Saturn, which is based in the UK.

09/21/2026

**** 2027 PROJECTED TAX BRACKETS ****

Bloomberg Tax's 2027 Projected U.S. Tax Rates give tax professionals early projections for tax brackets, deductions, and other key thresholds.

09/18/2026

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**** 40% OF AMERICANS BELIEVER MEDICARE WILL PAY FOR LONG TERM CARE ****

Nearly 40% of middle-class Americans said they plan to use Medicare to cover their future long-term care expenses – even though Medicare doesn’t cover LTC. In addition, nearly a quarter of Americans haven’t even considered how they will pay for LTC, meaning that more than 60% of Americans are financially unprepared for health challenges as they age.

Those were among the highlights of the American Council of Life Insurers’ latest Financial Resilience Index.

08/25/2026

"nearly 38% of people ages 18-34 have some form of medical debt. "

It only takes one unexpected injury or illness to derail your financial plans.

08/25/2026

Your Homeowners or Renters Policy Was Written for a Resident, Not a Business Owner

You started a side hustle from home. Engaged in some gig work in the garage, merch-making from the basement, or another home-based enterprise? And around 19 million U.S. businesses operate out of the owners' homes.

08/18/2026

It's not Your Mortgages Principal and Interest that Strains Your Budget It is Your Insurances and HOA Fees

When insurance payments rival the mortgage: Inside the 2026 homeowners insurance squeeze. Homeownership seems to promise stability, with predictable monthly mortgage payments and protected assets. To learn more about how policyholders are handling this financial pressure, SoFi surveyed 520 homeowner...

08/11/2026

https://news.linkedin.com/2026/linkedin-top-colleges-2026-the-50-best-colleges-for-long-term-career-success-in-the-us?utm_source=join1440&utm_medium=email&utm_placement=newsletter&user_id=66c4c7b3600ae15075a6b099

LinkedIn released its second-annual Top Colleges ranking, recognizing the 50 U.S. schools whose graduates have gone on to achieve the strongest professional outcomes. For many students and families, choosing a college increasingly comes down to one question: which schools create the greatest opportu...

08/10/2026

Married Student Loan Borrowers Face Pricey Penalty Under New Repayment Plan