Focus Wealth Advisors, LLC, Registered Investment Advisor

Focus Wealth Advisors, LLC, Registered Investment Advisor Our objective at Focus Wealth Advisors, LLC, is to integrate the various aspects of financial planning through all stages of your life.

Financial Planning/Portfolio Management
Ric Bertsch CFP® President
Joseph Folis ChFC® APMA℠ Vice

"The investor’s chief problem—and even his worst enemy—is likely to be himself.”
—Benjamin Graham Each client's wealth management strategy is a customized one-of-a-kind plan. As Registered Investment Advisors we must adhere to the following practices:
1. Fiduciary Responsibility; we must act in the in

vestor's best interest in all aspects of the financial relationship.

2. Full disclosure of all conflicts of interest prior to providing financial advice.

*Services not available in all states and jurisdictions.

https://news.linkedin.com/2026/linkedin-top-colleges-2026-the-50-best-colleges-for-long-term-career-success-in-the-us?ut...
08/11/2026

https://news.linkedin.com/2026/linkedin-top-colleges-2026-the-50-best-colleges-for-long-term-career-success-in-the-us?utm_source=join1440&utm_medium=email&utm_placement=newsletter&user_id=66c4c7b3600ae15075a6b099

LinkedIn released its second-annual Top Colleges ranking, recognizing the 50 U.S. schools whose graduates have gone on to achieve the strongest professional outcomes. For many students and families, choosing a college increasingly comes down to one question: which schools create the greatest opportu...

08/10/2026

Married Student Loan Borrowers Face Pricey Penalty Under New Repayment Plan

08/03/2026

Before Selecting Check Out Your College and University's Financail Status at:

Overall Debt to Earnings Data List of Institutions (sorted by debt to earnings ratio) Institution State Sector Institution Sector State Average debt/Earnings ratio, highest interest rate (6.8%) Median debt Median earnings Martin University nfp4yr IN 25.77 $41,604 $17,200 Huntington Junior College fp...

08/03/2026

Before Selecting Check Out Your College and University's Financail Status at:

Overall Debt to Earnings Data List of Institutions (sorted by debt to earnings ratio) Institution State Sector Institution Sector State Average debt/Earnings ratio, highest interest rate (6.8%) Median debt Median earnings Martin University nfp4yr IN 25.77 $41,604 $17,200 Huntington Junior College fp...

"The agency said the national base beneficiary premium for Medicare Part D will be $41.33 next year. Annual increases in...
07/29/2026

"The agency said the national base beneficiary premium for Medicare Part D will be $41.33 next year. Annual increases in that premium remain capped ⁠at ​6% through 2029 under provisions of the ​Inflation Reduction Act.
CMS said it will release final 2027 Medicare Advantage and Part D premiums and ​plan details in September."

The Trump administration will end a subsidy program, meant to keep premiums stable for Medicare prescription ​drug plans, after 2026, the Centers for Medicare & Medicaid Services ‌said on Tuesday.

Gambling and excessive risk taking is biggest financial red flag
07/24/2026

Gambling and excessive risk taking is biggest financial red flag

As the cost of living – and the cost of dating – continue to rise, six in 10 Americans (60%) say poor money habits are “a dealbreaker” in a new relationship.

"We need more transparency on what insurance commissioners do and how they can impact rates.”
07/23/2026

"We need more transparency on what insurance commissioners do and how they can impact rates.”

A majority of Americans say rising home insurance costs would make them more likely to vote in the midterm elections.

07/21/2026

2026 AUTO MILEAGE UPDATE FOR EMPLOYEES, EMPLOYERS
AND SELF-EMPLOYED

The IRS just issued an announcement that they have increased the optional standard mileage rates for the final six months of 2026 in response to rising fuel costs. Effective 7/1/26, the standard rate for the business use of a vehicle will be 76 cents per mile, an increase from the first half of the year. The new rate for deductible medical or moving expenses is 23.5 cents per mile. The charitable mileage rate, which is set by statute, is not affected by inflation and remains unchanged at 14 cents per mile. These revised rates apply to deductible transportation expenses paid or incurred on or after 7/1/26. Employers must apply the new rates to mileage allowances for travel occurring on or after the effective date, creating a split-year framework for reimbursements under accountable plans.

06/29/2026

U.S. homeowners pay $65 billion a year in avoidable costs, and the highest earners often pay the steepest price, new research finds.

Address

P.O. Box 2067
Ocean City, NJ
08226

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 4pm
Friday 9am - 5pm

Website

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