Ultimate Design Consulting independent agency of Five Rings Financial

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Ultimate Design Consulting independent agency of Five Rings Financial A business of empowering America financially through free financial education events and seminars ab

💵👩‍🏫Money 101👩‍🏫💵 💡Gain Financial Clarity💡If money feels confusing or overwhelming, you’re not alone, and help is availa...
10/16/2026

💵👩‍🏫Money 101👩‍🏫💵

💡Gain Financial Clarity💡

If money feels confusing or overwhelming, you’re not alone, and help is available.
Join us for Money 101 in Oklahoma City for a relaxed, judgment-free evening focused on building strong financial foundations.

📍Casa De Los Milagros
5111 N Classen Blvd
📆Tuesday October 20th, 2026
⏰6:30–8:30 PM

✨Education. Confidence. Clarity.
✨Open to anyone wanting to learn more about their money.

RSVP Required – Call or Text Pam (479) 216-1761
Email: [email protected]

💵🍷Wine, Women & Wealth – Moore, OK🍷💵 Grab a glass, bring a friend, and join us for an evening designed just for women ...
10/15/2026

💵🍷Wine, Women & Wealth – Moore, OK🍷💵

Grab a glass, bring a friend, and join us for an evening designed just for women who want to feel more confident about their finances, without the pressure or the jargon.

📍Waters Edge Winery – Moore
2001 S Broadway Ave, Ste C
📆Monday October 19th, 2026
⏰6:30 PM – 8:00 PM

We’ll sip, connect, and talk about building wealth, protecting your future, and making money work for your life.
👉Relaxed. Educational. Empowering.
👉Wine + wisdom = a great Monday night.

RSVP Required – Call or Text Pam (479) 216-1761
Email: [email protected]

⏰💵Monday Money Minute💵⏰Ken Fisher's "I Hate Annuities" Campaign: What He Won't Tell YouPros and Cons of Fixed AnnuitiesB...
10/12/2026

⏰💵Monday Money Minute💵⏰

Ken Fisher's "I Hate Annuities" Campaign: What He Won't Tell You
Pros and Cons of Fixed Annuities

Before you commit to a fixed annuity, weigh the advantages and drawbacks for your retirement situation.

Pros
👉Guaranteed rate locked in for the full term, no surprises
👉Principal is 100% protected from market losses
👉Often pays significantly more than CDs or savings accounts
👉Tax-deferred growth, no annual tax bill until withdrawal
👉Up to 10% annual free withdrawal without surrender charge
👉State guaranty association coverage (typically up to $250,000)
👉Simple to understand, no moving parts or index tracking
👉Non-IRA funds pass directly to beneficiaries (even under age 59 ½) with no IRS penalties

Cons
❌Surrender charges apply if you withdraw more than 10% early
❌Not FDIC insured. Backed by the insurance company and other reinsurers, not the government
❌Earnings taxed as ordinary income (not capital gains rates)
❌10% IRS early-withdrawal penalty before age 59½
❌Rate is fixed, so you won't benefit if market rates rise
❌Less liquidity than a savings account or money market

✨To Get a Free, no obligation Quote, email Pam Thompson, [email protected] or call 479.216.1761.

🎯Zero Tax Class🎯✨Achieving Zero Tax Retirement✨How to pay the least amount in taxes in retirement.. because How much you...
10/12/2026

🎯Zero Tax Class🎯

✨Achieving Zero Tax Retirement✨

How to pay the least amount in taxes in retirement.. because How much you get to Keep is more valuable than how much you save.

📆Thursday October 15th
📍Casa De Los Milagros
5111 N Classen Blvd
⏰6:30pm – 8:00pm

✨!!!NEW DATE!!!✨💡Gain Financial Clarity💡If money feels confusing or overwhelming, you’re not alone, and help is availabl...
10/11/2026

✨!!!NEW DATE!!!✨
💡Gain Financial Clarity💡
If money feels confusing or overwhelming, you’re not alone, and help is available.
Join us for Money 101 in Oklahoma City for a relaxed, judgment-free evening focused on building strong financial foundations.

📆Monday October 12th, 2026
⏰6:00 PM – 7:30 PM
📍1171 US-71
Mena, AR 71953

👉Education. Confidence. Clarity.
✨Open to anyone wanting to learn more about their money.

RSVP Required – Call or Text Pam (479) 216-1761
Email: [email protected]

😎We Are Hiring😎Please contact Pam at pam@fiveringslife.comOr (479)-216-1716 for more information
10/10/2026

😎We Are Hiring😎

Please contact Pam at [email protected]
Or (479)-216-1716 for more information

🎯Zero Tax Class🎯How to pay the least amount in taxes in retirement.. because How much you get to Keep is more valuable t...
10/08/2026

🎯Zero Tax Class🎯

How to pay the least amount in taxes in retirement.. because How much you get to Keep is more valuable than how much you save.

Achieving Zero Tax Retirement
📆Thursday October 15th
📍Casa De Los Milagros
5111 N Classen Blvd
⏰6:30pm – 8:00pm

Address

Oklahoma City, OK
73116

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 5pm

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