CJ Campbell & Associates/CJC Wealth Management

08/27/2026

Retirement income distribution isn't one-size-fits-all — here are two approaches federal employees should understand.

08/26/2026

Retirement planning means preparing for the risks that can impact your financial future — from living longer and rising costs to market downturns.

Understanding these risks today can help support greater confidence tomorrow.

08/24/2026

Inflation erodes purchasing power over a long retirement — here's what that means for your income.

08/22/2026

The 4% rule is a widely discussed retirement income guideline designed to help illustrate how much you may be able to withdraw from a portfolio each year. Understanding where it comes from and how it works can provide useful context for retirement planning.

08/19/2026

08/18/2026

Understanding the difference between predictable income sources and portfolio income can help you build a clearer picture of your retirement income and plan more confidently.

08/17/2026

Your Target Retirement Income (TRI) helps define the monthly income you want in retirement and provides a starting point for building a plan around your personal goals and income needs.

08/14/2026

The FRP360® Roadmap brings your federal retirement picture together in one clear, structured plan — from income sources and key turning points to potential gaps through age 100.

08/12/2026

Social Security timing can affect more than just your monthly benefit. For federal employees, it can also connect with the FERS supplement and TSP withdrawals, making the timing decision an important part of your overall retirement plan.

08/11/2026

Long-term care costs aren't part of most federal retirement plans — but they should be. Planning ahead can make all the difference.