Zane M. Zentic at Pruco Securities, LLC

12/09/2025

3 Money Moves Most People Don’t Make… But Should.

Most people think big financial progress comes from big decisions.
Truth is your small, consistent moves do more for your future than anything else.

Here are 3 simple money moves most people skip:
1️⃣ Review your old life insurance & retirement accounts once a year. Your life changes, your policies should too.
Most people are overpaying for coverage they don’t need, or missing opportunities for better protection.
2️⃣ Increase your retirement contribution by just 1%
A 1% bump is tiny today, but it can add tens of thousands to your future retirement.
You won’t feel the difference now, but you’ll thank yourself later.
3️⃣ Have one “financial check-in” conversation per year.
Markets move. Jobs change. Goals shift. A 20-minute review can save you from costly mistakes or missed opportunities.

Small steps → big impact

If you haven’t done a check-in this year, now’s the perfect time.
Your future self will thank you!

Send a message to learn more

04/07/2025

BUY, BUY, BUY!!! Markets rise and they fall, don’t let fear talk you out of participating in its eventual recovery!

11/23/2024

Excited to announce the newest recruit to Team Zentic: Nora! Joined us on 11/10, weighing 7lb 14oz and standing (well, lying) 20.5in tall. Already proving to be a game-changer. The team just leveled up!”

11/14/2024

As AI grows, so does its need for power - literally.

The race for better generative AI is also a race for more computing power. On that score, according to CEO Mark Zuckerberg, Meta appears to be winning.

11/11/2024

A new episode of PGIM Market Commentary is here – topics highlighted:
Market rally, rate cut odds, and the resiliency of the economy. 🎧 Listen here: https://bit.ly/pgim-marketcommentary

11/07/2024

What do you think of the latest ChatGPT access in the palm of your hand?

Just watch out for hallucinations.

10/31/2024

Learn how to get the most out of Chrome.

Chrome’s omnibox is not just for typing out URLs or searching Google. Use it to take notes, write emails, and chat with Gemini.

10/24/2024

What exactly is climate tech and how can it help us?

The last few years have been some of the most exciting and crucial in the race to address climate change, and it’s only going to ramp up from here.

10/17/2024

Find out how people are leveraging AI as a personal assistant and other top AI news.

On The Vergecast: Microsoft’s new Copilot, the future of the web, and the DirecTV / Dish merger.

10/16/2024

Market Outlook – What to Watch for Q4 2024 📉📊

🗓 Fed Rate Cuts Incoming?
The Fed is likely to start cutting interest rates mid-2024, but inflation could remain sticky, so policymakers will move carefully. Expect yields to trend lower by year-end.

📈 Equities: Caution & Rotation
With elections ahead and policy shifts in play, large-cap stocks and defensive sectors (think healthcare, consumer staples) may outperform. Small-cap stocks could pick up steam as rate cuts settle in.

🛢 Commodities: Oil Steady, Gas Overloaded
Brent crude is expected to hover around $83/barrel with OPEC+ supply cuts supporting prices. However, the natural gas market faces oversupply challenges throughout 2024.

🌍 Global Growth Trends
Emerging markets are set to outgrow developed economies this year. Keep an eye on inflation trends, as the Fed and other central banks need to strike a delicate balance between growth and price stability.

10/14/2024

A new episode of PGIM Market Commentary is here – topics highlighted:
Rate cuts, broad disinflation progress, and Q3 earnings season. 🎧 Listen here: https://bit.ly/pgim-marketcommentary

10/10/2024

What is SocialAI and what does it show us about social media?

On The Vergecast: what if, in an AI world, social networks might make more sense than chatbots?