Aaron Ostler, CHFC & Tim Iverson, LUTCF, FSCP

07/20/2026

What's driving the recent market volatility? In this week's , CIO Gene Goldman discusses the factors behind recent market weakness and explains why pullbacks can remain opportunities for long-term investors.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

07/20/2026

We're halfway through the year—now is a great time to check in on your financial goals. A quick mid-year review can help you celebrate your progress, make adjustments if needed, and stay on track for the months ahead. Take a look at our financial checklist, and if you'd like guidance along the way, financial advisors Tim and Aaron are always happy to help.

07/17/2026

Market volatility has returned, led by weakness in technology stocks. While the headlines may feel unsettling, the broader market has remained more resilient, reinforcing the value of diversification and a long-term perspective.
Read the Cetera Investment Management Team's latest market commentary:

Market volatility has returned, led by weakness in technology stocks. While the headlines may feel unsettling, the broader market has remained more resilient,…

07/17/2026

When was the last time you checked your beneficiaries? If you've recently gotten married, welcomed a child, gone through a divorce, or experienced another major life change, it may be a good time to review them. Keeping your beneficiary designations up to date is a simple step that can make a big difference.

07/16/2026

Read the latest issue of Financial Watch here:

Your emergency fund is one of the most important financial tools you have. It is what stands between an unexpected car repair and a credit card balance that…

07/14/2026

Read the latest issue of Retire Wise here:

Inflation works quietly in the background, and over time, even a modest rise in the cost of everyday goods and services can chip away at the lifestyle you…

07/13/2026

Earnings season begins this week, with major banks kicking off a six-week stretch of quarterly reports. Join CIO Gene Goldman as he explains why earnings matter, what investors should watch for in the latest results, and how markets may respond as companies report against elevated expectations in .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

07/13/2026

Retirement planning isn't one-size-fits-all, and understanding the differences between a Roth account, a 401(k), and an annuity is a great place to start. Swipe through to learn the basics, and if you have questions about which options may fit your goals, financial advisors Tim and Aaron are here to help you navigate your choices with confidence.
Disclosure: All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. A Roth IRA offers tax free withdrawals on taxable contributions. To qualify for the tax-free and penalty-free withdrawal or earnings, a Roth IRA must be in place for at least five tax years, and the distribution must take place after age 59 ½ or due to death, disability, or a first-time home purchase (up to a $10,000 lifetime maximum). Depending on state law, Roth IRA distributions may be subject to state taxes. The guarantee of the annuity is backed by the claims paying ability of the issuing insurance company.

07/10/2026

Meet Tim and Aaron—two experienced advisors with over 40 years combined in the industry who are passionate about helping clients navigate life's financial milestones with confidence.

07/08/2026

Q&A Time! 💬
From retirement accounts to insurance and everything in between, we're breaking down three common financial questions into simple, easy-to-understand answers. Save this post for later and share it with someone who could use a little financial clarity.