Retirement Planning Specialist For Investment Property Owners

08/14/2026

https://www.myfootlamp.com/post/depreciation-may-not-be-the-return-booster-you-think-it-is

If you own investment real estate, you've probably heard depreciation described as one of the great perks of the asset class — a "phantom" deduction that shelters income without costing you a dime out of pocket. That's true, as far as it goes. But depreciation isn't free. It's a loan from the IRS,...

07/06/2026

If you own investment real estate, you've probably had this thought at some point: "I could never get a rate like this again — I should just hold on." It's one of the most common reasons investors give for keeping a property. It's also one of the least examined. A low rate feels like a reason on i...

03/06/2026

5 Questions to Ask Financial Advisors Before Hiring Them

Thinking about getting a financial advisor? A good one will welcome your questions. So here are some to get you started.

02/24/2026

https://www.myfootlamp.com/post/kia-of-georgia-401-k-plan-everything-you-need-to-know

Having a 401(k) plan is a great benefit, but as a participant, it's not always clear how to make the most of it. Here's everything you need to know to begin maximizing your participation in KIA Georgia 401(k).Before we get started, I am a flat fee financial advisor in Georgia and Alabama, serving em...

02/24/2026

https://www.myfootlamp.com/post/february-19-don-t-forget-what-you-ve-already-been-through

February 19 isn’t that memorable of a day for most people. And why should it be? This month has already brought us Valentine’s Day, Ash Wednesday, President’s Day, and the month includes many other celebratory dates. And while February 19 isn’t a day to be celebrated, at least for long-term ...

02/24/2026

https://www.myfootlamp.com/post/january-is-the-best-month-to-rethink-real-estate-in-retirement

At the start of the year, the retired real estate investor is rarely thinking in terms of “big moves”. Instead, they’re more likely to be thinking in terms of control, predictability, and optionality. With the prior year still fresh in their minds, questions surface such as:· What repairs cam...

02/24/2026

https://www.myfootlamp.com/post/overlooked-roth-conversion-considerations-in-alabama

Roth conversions are often an end-of-the-year exercise because the decision hinges so much on knowing your actual marginal tax rate – and that’s something you may not be able to accurately estimate until most of the year has played out.However, it may be surprising to learn that early-year conve...