06/23/2026
When was the last time someone reviewed your annuity?
I'm often surprised when I meet with retirees who purchased an annuity 5, 7, or even 10 years ago and have never had anyone take a second look at it.
The reality is that annuities are not all created equal, and many contracts issued over the past decade have experienced changes in caps, participation rates, crediting strategies, and income options.
That doesn't necessarily mean you should replace your annuity.
In fact, after reviewing a contract, my recommendation may be one of three things:
✅ Keep it exactly as it is
✅ Reallocate within the current contract
✅ Explore alternative options
Using a comprehensive annuity analysis, I can compare your current contract's performance, income potential, and legacy value and help determine whether your annuity is still aligned with your goals.
If you own an annuity and would like a complimentary review, simply send me a message or give me a call.
Sometimes the best recommendation is to do nothing at all. The key is knowing.