07/11/2025
🏡 Thinking about buying your first home as a resident or young attending?
You’ve probably heard about physician loans — special mortgages just for doctors that often require little to no down payment and skip PMI.
👉 For some families, these loans can be a game changer. They can help you buy a home sooner, keep more cash in your pocket, and make your transition to attending life a bit smoother.
But here’s the real talk: they’re not automatically the best fit for everyone.
Shane and I have seen it firsthand — sometimes renting gives you more flexibility and less stress during training. Other times, a physician loan makes sense if you know you’ll stay put for a few years and you have a stable income path.