Affinity Wealth

10/22/2026

2027 Social Security Cost of Living Adjustment has been announced!

As you prepare for retirement, Social Security will likely play an important role in your overall income strategy. That makes the annual Social Security cost-of-living adjustment, or COLA, worth watching. Current forecasts suggest that beneficiaries could see another increase in 2027, but it is impo...

09/10/2026

🎉🐾 Happy 4th Birthday to our best employee, Lakin! 🐾🎉

Lakin fills our office with happy greetings, wagging tails, and plenty of smiles. She spends her days loving her Lamby, greeting guests and getting as many treatos as possible. She works hard as our Resident Pup, so we hope her special day includes lots of treatos, belly rubs, and extra attention!

Please join us in wishing Lakin a very happy birthday! 🎂❤️

08/06/2026

Financial planners frequently refer to these as the “Go-Go,” “Slow-Go,” and “No-Go” years. Understanding these stages can help you create a retirement plan that reflects how your spending, health, and priorities are likely to change over time.

Many people think of retirement as one long chapter of life, but in reality, it often unfolds in distinct phases. Financial planners frequently refer to these as the "Go-Go," "Slow-Go," and "No-Go" years. Understanding these stages can help you create a retirement plan that reflects how your spendin...

06/17/2026

Many people assume that investing is simply about earning the highest possible return, but successful investing is really about balancing risk and reward in a way that aligns with your goals, timeline, and financial situation.

One of the most important questions investors can ask is whether their portfolio is taking the right amount of risk. Many people assume that investing is simply about earning the highest possible return, but successful investing is really about balancing risk and reward in a way that aligns with you...

06/11/2026

One of the most well-known guidelines is the 4 percent rule, a simple approach designed to help retirees create a steady income while preserving their savings. But does it still hold up in today’s financial environment?

Planning how to withdraw your savings in retirement can feel overwhelming. One of the most well-known guidelines is the 4 percent rule, a simple approach designed to help retirees create a steady income while preserving their savings. But does it still hold up in today’s financial environment? Wha...

06/05/2026

While many people try to manage their savings and investments on their own, working with a financial advisor can provide clarity, structure, and confidence throughout the process.

Planning for retirement is one of the most important financial decisions you will make. While many people try to manage their savings and investments on their own, working with a financial advisor can provide clarity, structure, and confidence throughout the process. A Clear, Personalized Plan One o...

04/09/2026

Your credit score plays a critical role in your financial life. It affects your ability to qualify for loans, secure favorable interest rates, rent a home, and sometimes even land a job. Despite its importance, many people unknowingly make decisions that damage their credit over time.

Your credit score plays a critical role in your financial life. It affects your ability to qualify for loans, secure favorable interest rates, rent a home, and sometimes even land a job. Despite its importance, many people unknowingly make decisions that damage their credit over time. Understanding....

04/02/2026

As April 15 approaches, many taxpayers find themselves rushing to gather documents and finalize their federal income tax returns. While it can be tempting to push through and file at the last minute, rushing often leads to mistakes that can be costly and time-consuming to fix later.

As April 15 approaches, many taxpayers find themselves rushing to gather documents and finalize their federal income tax returns. While it can be tempting to push through and file at the last minute, rushing often leads to mistakes that can be costly and time-consuming to fix later. We want to remin...

03/05/2026

RMDs generally begin at age 73 for most retirement accounts such as traditional IRAs and 401(k) plans. Because these withdrawals are typically taxed as ordinary income, they increase your adjusted gross income for the year. Here's what you should know...

As you enter retirement, Required Minimum Distributions, commonly known as RMDs, become an important part of your financial picture. While many retirees understand that RMDs are mandatory withdrawals from certain retirement accounts, fewer realize how these distributions can affect Medicare premiums...

02/20/2026

Saving for retirement is only half the equation. How you withdraw those savings can have a major impact on how long your money lasts and how much you ultimately pay in taxes. Here's what you should know...

Saving for retirement is only half the equation. How you withdraw those savings can have a major impact on how long your money lasts and how much you ultimately pay in taxes. A thoughtful, tax-efficient withdrawal strategy, often called withdrawal sequencing, is designed to reduce your lifetime tax....