Prosperity Advisors

07/16/2026

A big congratulations to program office director, Celia Thompson, on her 14th "Prosperiversary" today, July 16th! Celia, thank you so much for choosing to spend your years here, we are so proud to have you as a valued member of our team!

07/16/2026

Travel fraud gets worse every summer, and we hear more stories from clients every year.

A quick login from the lobby.

A brokerage app checked from the airport lounge.

A bank balance pulled up at a cafe.

Public networks are where accounts can get exposed.

A few habits worth building before the next trip:

🛑 Skip public WiFi for anything financial. Use cellular data or a personal hotspot.

🛑 Turn on real-time transaction alerts for every card.

🛑 Consider using credit, not debit.

🛑 Watch for skimmers (devices attached to gas pumps and ATMs that copy card data).

A few minutes of preparation before the trip can help prevent months of cleanup after.

07/15/2026

Trump Accounts opened on July 4. A few questions are worth considering:

➡️ Our baby is 18 months old. Do we qualify for the $1,000?

Yes. Every U.S. citizen baby born since January 1, 2025, qualifies for a one-time $1,000 federal contribution.

➡️ Is there an income maximum?

No. Eligibility is based on the child's citizenship and birth date, not family income.

➡️ Our child is 7. Did we miss it?

Not entirely. Any U.S. citizen under 18 can have an account opened. The federal $1,000 payment applies only to children born in 2025 through 2028, but everything else still applies.

➡️ Can grandparents contribute?

Yes. Up to $5,000 per year combined across parents, grandparents, family, and the child themselves.

➡️ What is the catch?

State tax conformity varies; California, for example, does not currently conform.

Whether to contribute, how much, and how to coordinate it with what you already have are all worth talking through. Our team is here for that.

07/14/2026

Clock in for a night of fun! There's a fantastic show making its way to the Overland Park, KS area next week.

We're excited to celebrate partner and financial advisor, David Martin as he performs in "How to Succeed in Business Without Really Trying," opening next Friday!

A huge thank you to Theatre in the Park, presented by Johnson County Park and Recreation, for all the opportunities they provide to support the talented members of our community. If you are looking for a laugh next Friday, come check it out!

To learn more and get tickets, check out the Theatre in the Park website here: https://www.theatreinthepark.org/

07/14/2026

The price of a first-class Forever stamp rose from 78 cents to 82 cents on July 12.

The increase is part of a series of price hikes from the U.S. Postal Service, which has raised the cost of a first-class stamp several times in recent years.

USPS has cited financial losses, rising operating expenses, and declining mail volume as reasons for the latest increase.

Other postage costs also increased. Domestic postcards rose to 65 cents, while international postcards and letters rose to $1.75.

One important reminder: Forever stamps purchased before the increase still work after the price change. They continue to cover the current cost of one ounce of First-Class Mail postage.

For households and small businesses, postage may seem like a small expense — but recurring cost increases can add up over time, especially for anyone who still relies on mailed bills, invoices, cards, or client communications.

The cost of a first-class Forever stamp has climbed 41% since 2021, and postal officials have signaled they want prices to rise even more.

07/13/2026

Meet Carter Ewing! Carter is an investment advisor representative and planning analyst working in our Overland Park, KS office.

View Carter's complete bio on our website:
https://www.prosperityadvisors.com/team/carter-ewing

07/13/2026

It has been a little while since we have reached into the upper echelon of film history. Since some internal posting issues forced me to skip June, I figured now was the time to revisit a stone cold classic. Also, it does not hurt that...

Whoops... Sorry, for some reason the page you are looking for does not exist. We may have changed the address of the page or the page may no longer be in use.

07/13/2026

🗓️ "Let's talk about it in December."

By December, choices can be limited. Mid-year is often the sweet spot for preparation.

✅ The bracket picture is clearer than it was in January.

Roth IRA conversion timing is flexible within the calendar year, but the bracket math can influence the outcome.

Six months of runway means scenarios can be modeled, not rushed.

If the market dips before year-end, the same tax math may change. Those windows rarely give notice. Keep your tax, legal, or accounting professional in the loop if you see an opportunity.

December conversions can be reactive.

Mid-year conversions can be designed.

If you’re wondering about timing, we welcome a discussion.

📋 To qualify for the tax-free and penalty-free withdrawal of earnings, Roth IRA distributions must meet a 5-year holding requirement and occur after age 59½. Tax-free and penalty-free withdrawals can also be taken under certain other circumstances, such as the owner's death. The original Roth IRA owner is not required to take minimum annual withdrawals.

07/10/2026

Join us in celebrating registered professional, Chad Thomas, on his 4th "Prosperiversary" tomorrow, July 11th! Thank you for continuing to be such a wonderful and talented member of our team Chad!

05/15/2026

Say hello to one of our newest team members, Griffin Thomas! Griffin is a tax advisor and works out of our Carmel, IN office.

View Griffin's complete bio on our website:
https://www.prosperityadvisors.com/team/griffin-thomas