Prosperity Advisors

09/02/2026

🏈 Football season is almost here, and all 32 NFL teams are bringing something new to the field.

From offseason moves and fresh faces to shifting expectations across every division, there’s no shortage of storylines heading into 2026.

The season opens with the New England Patriots facing the Seattle Seahawks in a Super Bowl 60 rematch, and that’s just the beginning.

Whether you’re following your hometown team, setting a fantasy lineup, or just counting down to Sundays on the couch, now’s a great time to catch up on what changed during the offseason.

🏆 Which team are you watching most closely this season?


Source:

NBC Sports has 32 team previews full of stats, storylines and projections that could shape your favorite team’s season.

09/01/2026

Congratulations to client service associate, Tara Dorsch, on her 5th "Prosperiversary" today, September 1st! Thank you, Tara, for being such a valued member of this team!

08/27/2026

Two retirees can earn the same average return and have very different outcomes.

Why?

Because in retirement, timing matters.

An early market downturn in retirement can be more damaging than the same downturn later.

That is the sequence-of-returns risk.

The risk is not simply “the market went down.” It’s “the market went down while income still had to come out.”

A strong retirement strategy should look beyond average returns and address:

🔹 Where income will come from
🔹 How much cash or short-term reserves make sense
🔹 Which accounts to draw from first
🔹 When to rebalance
🔹 How RMDs and Social Security fit into the withdrawal strategy

Sequence-of-returns risk does not make many headlines.

But for anyone entering retirement, it can be one of the most important ideas to understand.

The goal is not to predict the next downturn. It’s about being prepared.

08/26/2026

By 2030, women are expected to control nearly two-thirds of private wealth in the United States, representing roughly $30 trillion, according to a landmark 2020 study by McKinsey & Co.

That shift is already underway.

More women than men now graduate from college. Women-owned businesses generate more than $2.7 trillion in annual revenue.

And because women statistically live longer than men, many also manage the final, and often most complex, chapter of a family’s financial life.

The numbers tell an important story:

🔸 Women make or influence a growing share of household financial decisions.

🔸 Yet many still report feeling less confident, less heard, and less well served by traditional financial preparation.

🔸 That gap isn’t about ability. It is about whether the guidance, questions, and process reflect the realities of modern wealth.

Today is Women’s Equality Day.

A financial strategy should reflect the life being built and the goals that matter most for women and men alike: family dynamics, longevity, business ownership, caregiving, legacy, and the financial decisions that shape what is possible.

Does yours?

08/25/2026

There is usually no single moment when the roles begin to shift with aging parents.

A confusing medical bill.
A missed payment.
A scam text that almost got clicked.

When and how do you step in without taking over?

The goal is not to take control.

The goal is to make sure helpful people, information, and safeguards are in place before decisions have to be made under pressure.

One potential conversation starter you could try…

“We are reviewing our own estate documents and realize we should understand where everything is.”

Sometimes, that is enough to open the door.

The families who tend to feel best about how this chapter goes are the ones who approached it as a proactive exercise rather than a response to a problem.

We are glad to be part of that process at whatever stage a family is ready to begin.

08/25/2026

A personalized mRNA-based cancer vaccine is showing promise in a late-stage melanoma trial.

Merck and Moderna said the individualized vaccine, paired with the existing immunotherapy Keytruda, significantly reduced the risk of cancer returning or spreading in high-risk melanoma patients whose cancer had been surgically removed.

Earlier Phase 2b data showed a 49% reduction in melanoma recurrence after surgery and a 59% reduction in the cancer spreading to distant organs.

The vaccine is not yet approved by the Food and Drug Administration. Regulators still need to review the full data once it has been collected and submitted.

For now, the results mark another step in the study of mRNA technology for cancer treatment.

Merck and Moderna announced Wednesday that a personalized mRNA-based cancer vaccine succeeded in a large, late-stage trial among patients with melanoma.

08/24/2026

Meet Abbie Rockers! Abbie works as a client service representative in our Overland Park, KS office.

Click below to view Abbie's complete bio on our website:
https://www.prosperityadvisors.com/team/abbie-j-rockers

08/21/2026

We’re proud to recognize Prosperity Advisors as the Hole in One Sponsor of the Literacy KC Classic.

As the Classic’s highest sponsorship tier and our only Hole in One Sponsor, Prosperity Advisors is helping make this event possible and supporting Literacy KC’s work to expand opportunities through adult literacy.

Thank you, Prosperity Advisors, for investing in our students and our Kansas City community.

08/21/2026

Cheers to data analyst, Zephan Vining, on his 2nd "Prosperiversary" today, August 19th! Thank you for all that you do Zephan, we're proud to have you as a member of our team!

08/21/2026

As today is National Senior Citizens Day, we wanted to draw attention to something that can sometimes fall through the cracks: the Medicare Part B late enrollment penalty.

Most don’t know that if you miss your Initial Enrollment Period (the 7-month window around your 65th birthday), Medicare tacks on a 10 percent surcharge to your monthly premium for every 12 months you delay enrollment.

No cap. No expiration date.

Delay two years, pay 20 percent more. Delay by five years, you pay 50 percent. Every month. For life.

How to manage it?

You are only exempt from this penalty if you qualify for a Special Enrollment Period (SEP).

This usually means you delayed signing up because you (or your spouse) were still actively working and had "creditable" health insurance through that active employer.

If you’re concerned, ask your financial professional where to find the most up-to-date Medicare information.