Benchmark Financial Group, LLC

10/23/2026

How do your pension, TSP, Social Security benefits, and deductions all fit together to create your monthly retirement income?

In this episode of the Federal Retirement Podcast, Benchmark President David Raetz breaks down the key pieces of a federal retiree's paycheck so you can better understand what to expect and plan with confidence.

Whether you're nearing retirement or simply thinking ahead, this episode offers valuable insights to help you make informed decisions about your federal benefits and long-term financial future.

📺YouTube: https://youtu.be/xsELQNa0Lcw?si=sJ9iKCV8MbqgDloY

🎧Spotify: https://open.spotify.com/episode/2s2GfG4LPMs8Qohj5h2AHd?si=rp6dX2fkRHuWnaFnMFjPuw

🎙️ Also Available on Apple Podcasts: https://podcasts.apple.com/us/podcast/gross-to-net-what-really-land-in-your-bank-account/id1760059832?i=1000797654380

Be sure to check out past episodes and follow along for more federal retirement planning insights.

10/14/2026

Don’t finalize any federal retirement paperwork without understanding the long‑term impact.

A quick reminder that our "Decide Before You Sign" webinar is this Thursday at noon. President David Raetz will outline the four retirement elections federal employees should review before submitting retirement paperwork.

Register at bfgkc.com/event/decide-before-you-sign. And don't worry - if you can't make it live, we will send you the replay!

10/08/2026

Before you sign anything that affects your federal retirement, make sure you understand the long‑term impact. Our upcoming webinar on October 15 walks through the key decisions federal employees should review and understand before committing to major paperwork.

Can’t attend live? Register now, and you will be sent a recording after the event.Register: https://bfgkc.com/event/decide-before-you-sign/

10/07/2026

Before you sign anything that impacts your federal retirement, make sure you understand what’s in the fine print. Our latest blog post breaks down the key details every federal employee should review before committing to a major financial decision. Read more: bfgkc.com/before-you-sign.

09/29/2026

Your gross pension isn’t your take‑home income. Here’s how you can estimate how it adds up to your real monthly deposit:

➖ Start with gross FERS annuity (plus Supplement)
➖ Subtract survivor benefit reduction
➖ Subtract FEHB + FEGLI premiums
➖ Factor in federal & state taxes
➖ Add TSP withdrawals + Social Security

A clear net income picture is essential for confident planning. Need help calculating yours? We can help you break it down. Request an appointment today!

09/15/2026

There’s still time to register for Benchmark Financial Group’s upcoming webinar on how to determine the amount you’ll need to retire comfortably. If this topic has been on your mind, consider this your final reminder to secure your spot.

🔗 Register now: bfgkc.com/event/how-much-to-retire-comfortably

09/07/2026

Join Benchmark Financial Group for a practical, easy‑to‑follow session on how to determine the amount you’ll need to retire comfortably — and the factors that can shape your long‑term financial picture.

Save your spot today and take a confident step toward your future.

📅 Thursday, September 17, 12:00 pm | Zoom
🔗 Register at bfgkc.com/event/how-much-to-retire-comfortably to receive the meeting link
🎥 Can’t attend live? Register, and a recording will be sent to you after the event.

09/03/2026

Being able to anticipate the numbers behind your future income can help retirement planning feel less overwhelming.

Our latest blog breaks down what really goes into determining how much you’ll need to retire comfortably, from income sources to lifestyle considerations.

Take a few minutes to explore the insights and start building clarity around your retirement goals in our latest blog post.

Specializing in Federal Retirement Planning

08/28/2026

As you move closer to retirement, some of the most important changes are the ones that are easy to miss.

Your FEHB premium doesn’t increase — but the real cost does, because it’s paid after‑tax from your annuity. And if you want your spouse to keep FEHB coverage after you’re gone, that usually requires a survivor benefit election.

Understanding these small shifts helps you build a clearer, more confident retirement.

Want help reviewing how this fits into your plan? Reach out anytime.

08/19/2026

Benchmark Financial Group’s complimentary webinar on what really lands in your bank account after retirement is almost here! If you’ve been meaning to sign up, there’s still time to save your seat. We’d love to have you join us!

🔗 Register to receive the meeting link: bfgkc.com/event/net-retirement-income