Opus: Advice First

08/27/2026

Markets change, but your long-term goals don’t have to. Solutions that balance growth opportunity with a level of protection can help you stay focused through the markets ups and downs. A plan built to adapt can make all the difference, so send me a message to discuss strategies for staying prepared.

08/26/2026

Retirement planning isn't just about saving. It's about preparing for the realities ahead, including healthcare costs, taxes, housing changes, inflation, and your investment strategy.

Many people assume they'll spend less in retirement, pay fewer taxes, or be able to work as long as they'd like. In reality, retirement often comes with unexpected expenses and life changes.

Understanding the facts behind these common retirement myths can help you build a more confident plan for the future. 🔍

Debunk these common misunderstandings and explore the realities of saving for retirement.

08/21/2026

Watch Nancy Daoud’s latest interview with Fox News, where she shares her perspective on navigating market volatility: “Stay grounded in your goals and objectives, timeframe, and appetite for risk. The most important thing is not to go with the daily swings.

The views expressed here reflect the views of Nancy Daoud as of August 21, 2026. These views may change as market or other conditions change. Actual investments or investment decisions made by Ameriprise Financial and its affiliates, whether for its own account or on behalf of clients, will not necessarily reflect the views expressed. This information is not intended to provide investment advice and does not account for individual investor circumstances. Investment decisions should always be made based on an investor's specific financial needs, objectives, goals, time horizon and risk tolerance. Past performance does not guarantee future results and no forecast should be considered a guarantee either.
Ameriprise Financial cannot guarantee future financial results. Client experiences may vary.
The Standard & Poor’s 500 Index (S&P 500®️ Index), an unmanaged index of common stocks, is frequently used as a general measure of market performance. The index reflects reinvestment of all distributions and changes in market prices but excludes brokerage commissions or other fees. It is not possible to invest directly in an index.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
©️ 2026 Ameriprise Financial, Inc. All rights reserved.

9089719ACMR0826

08/21/2026

Stay Invested Through Market Volatility as Strong Earnings Continue to Drive Growth.

The views expressed here reflect the views of Nancy Daoud as of August 21, 2026. These views may change as market or other conditions change. Actual investments or investment decisions made by Ameriprise Financial and its affiliates, whether for its own account or on behalf of clients, will not necessarily reflect the views expressed. This information is not intended to provide investment advice and does not account for individual investor circumstances. Investment decisions should always be made based on an investor's specific financial needs, objectives, goals, time horizon and risk tolerance. Past performance does not guarantee future results and no forecast should be considered a guarantee either.
Ameriprise Financial cannot guarantee future financial results. Client experiences may vary.
The Standard & Poor’s 500 Index (S&P 500®️ Index), an unmanaged index of common stocks, is frequently used as a general measure of market performance. The index reflects reinvestment of all distributions and changes in market prices but excludes brokerage commissions or other fees. It is not possible to invest directly in an index.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
©️ 2026 Ameriprise Financial, Inc. All rights reserved.

9089068ACMR0826

08/21/2026

How can the market be doing so well when it feels like the world is crumbling around us? Watch Nancy's latest interview with Bloomberg Radio, where she discusses why market volatility and daily swings can feel unsettling for investors. Despite the uncertainty, strong earnings and continued innovation, particularly in AI, are creating meaningful opportunities. Her message: stay diversified, rebalance when needed, and keep your portfolio aligned with your long-term goals and risk tolerance.

The views expressed here reflect the views of Nancy Daoud as of August 20, 2026. These views may change as market or other conditions change. Actual investments or investment decisions made by Ameriprise Financial and its affiliates, whether for its own account or on behalf of clients, will not necessarily reflect the views expressed. This information is not intended to provide investment advice and does not account for individual investor circumstances. Investment decisions should always be made based on an investor's specific financial needs, objectives, goals, time horizon and risk tolerance. Past performance does not guarantee future results and no forecast should be considered a guarantee either.

The Standard & Poor’s 500 Index (S&P 500®️ Index), an unmanaged index of common stocks, is frequently used as a general measure of market performance. The index reflects reinvestment of all distributions and changes in market prices, but excludes brokerage commissions or other fees. It is not possible to invest directly in an index.
Ameriprise Financial cannot guarantee future financial results. Client experiences may vary.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
©️ 2026 Ameriprise Financial, Inc. All rights reserved.
9087052ACMR0826

08/20/2026

As retirement gets closer, many people look for ways to stay invested while also protecting what they’ve built. Solutions that can help buffer the impacts of market downturns may provide greater confidence as you plan for the road ahead. Let’s connect to explore options for managing risk in retirement.

08/14/2026

We are excited to share that Forbes and SHOOK Research have recognized Nina Daoud, President and Private Wealth Advisor, on their 2026 Top 100 Next-Generation Advisors and #1 in CT Best-in-State Next-Generation Advisors lists-in-
State Next-Generation Wealth Advisors list! Our mission as advisors is to deliver clarity,
personalized guidance, and strategies that empower you to make confident decisions about your financial future. This recognition is a reflection of that commitment and the trust you place in us every day. Thank you to our incredible clients and the Opus team—your partnership inspires everything we do.

https://www.ameripriseadvisors.com/nina.m.daoud/profile/

https://www.forbes.com/lists/top-next-gen-advisors/

https://www.forbes.com/lists/best-in-state-next-gen-advisors/

Www.opusadvicefirst.com

08/13/2026

Market growth can play an important role in reaching your long-term retirement goals, but managing risk along the way matters just as much. Solutions that combine growth potential with a level of protection can help you stay focused through changing market conditions. Message me if you’d like to discuss strategies that can help you stay invested with confidence.

08/12/2026

What are the key variables in the second half of 2026? While global events may create some bumps along the way, the Ameriprise Investment Research Group (IRG) believes inflation should gradually ease in coming months. Even amid ongoing uncertainty, however, U.S. economic fundamentals remain solid. Read more in this report from the IRG.

08/05/2026

One day, you’re celebrating the start of a new job. Then you blink, and you’re toasting to retirement. With so much happening along the way, it’s easy to put retirement planning on the back burner. Taking a few minutes to review your savings today can help ensure you stay on track for the future you’ve worked hard to build.

Schedule an appointment with the Opus Advice First team today:
https://bit.ly/4hK8zNW