John Pharr, Certified Public Accountant

10/14/2026

📣 A little breathing room after Hurricane Isaias! 💙

The following extended filing deadlines apply ONLY to taxpayers who qualify for IRS disaster relief related to Hurricane Isaias—not everyone in Florida or Alabama.

📍 FLORIDA: FEBRUARY 8, 2027
📍 ALABAMA: FEBRUARY 4, 2027

Eligible taxpayers with a valid extension for their 2025 individual federal income tax return receive additional time to file.

☕ Take a breath—but please don’t let your paperwork go into hibernation! Keep sending your documents and signing your e-file authorizations so we can keep things moving.

📌 Eligibility depends on the locations and circumstances covered by the applicable IRS disaster notice. These dates do not automatically apply statewide.

📌 This relief does not extend the payment deadline for 2025 individual income taxes that were due April 15, 2026.
Unsure whether you qualify? Contact our Pharr CPA team to confirm your deadline.

Stay safe and take care of each other! 💙

10/14/2026

Close out 2025. Plan confidently for what comes next.

Tomorrow, October 15, marks the standard extended filing deadline for 2025 individual
federal income tax returns.

Before the deadline:
• Submit any remaining documents• Review your completed return.
• Sign Form 8879 if your preparer has requested it.

If you cannot pay your full tax balance, filing on time still matters. It helps avoid failure-to-file penalties, while IRS payment arrangements may help you address the amount owed. An extension to file generally does not extend the payment deadline.

At Pharr CPA, our support continues beyond filing day. Let’s review your 2026 tax picture and identify planning opportunities before year-end.
Connect with our team: pharrcpa.com

Disaster relief and other special extensions may change your filing deadline.

09/30/2026

When was the last time you spoke with your CPA about something other than a tax return?

Your CPA may already have a year-round view of your taxes, bookkeeping, payroll, cash flow, and business finances. The right questions can turn that information into better planning and fewer financial surprises.

Our newest article shares eight important questions business owners should be asking—including questions about taxes, business structure, retirement, major purchases, cash flow, and financial risks.

Are you only reviewing what already happened—or are you planning what should happen next?

Read the full article here:

https://www.pharrcpa.com/tax-tips/questions-to-ask-your-cpa-year-round/

Have a question you would like us to address in a future article? Leave it in the comments or contact our office.

Your CPA can offer far more than tax preparation. Discover eight important questions business owners should ask to strengthen tax planning, improve cash flow, evaluate retirement strategies, and make better year-round financial decisions.

09/01/2026

Have you ever looked at your bank account and wondered, “Where did all my money go?” 💸

Sometimes it isn’t one large expense causing the problem. Delivery fees, forgotten subscriptions, food waste, small splurges, and hidden fees can quietly add up.

Our latest article explains five common budget leaks—and simple, realistic ways to start keeping more of your hard-earned money.

Read the full article:
https://www.pharrcpa.com/uncategorized/common-budget-leaks-how-to-fix-them/

https://conta.cc/4y9rRRJ

John Pharr CPA Weekly Newsletter Five everyday expenses may be quietly draining your bank account. Accounting • Tax • Business Guidance PERSONAL FINANCE Where Did My Money Go? 5 Common Budget Leak

08/18/2026

Working capital is crucial in determining your business's value. Too much can signify excess, while too little may indicate a need for additional resources. Understanding this balance is essential for business owners. Explore how industry specifics and operating cycles affect working capital in our latest article.

https://conta.cc/4hH27HE

Email from John Pharr, Certified Public Accountant See how working capital can influence the value of your business. Working Capital & Business Value Working capital may not get as much attention as r

08/11/2026

Starting a business? 💼 Choosing the right business entity can have a lasting impact on your taxes, liability, growth, and long-term plans.

From LLCs and S corporations to partnerships and C corporations, there’s no one-size-fits-all answer. Understanding your options can help you make a more informed decision from the start.

✨ Read our latest article to learn what to consider when choosing the right structure for your business:

👉 https://www.pharrcpa.com/c-corp/choosing-business-entity/

Have questions about your business structure? The Pharr CPA Team is here to help.

📞 850-435-8844
📍 Pensacola, Florida

08/07/2026

https://conta.cc/4fVqcYz

Email from John Pharr, Certified Public Accountant Practical lessons about money, financial habits, and building a more secure future.     We’re pleased to share some exciting news with our clients an

08/04/2026

💰 Think you earn too much to contribute to a Roth IRA? You may have more retirement planning options than you realize.

High-income earners still have several tax-smart strategies available to help build wealth and create greater flexibility for retirement.

In this week's blog, we cover:
✔ Roth 401(k)s
✔ Traditional IRAs
✔ Roth Conversions
✔ Health Savings Accounts (HSAs)
✔ Tax-Efficient Investing

📖 Read the full article:

Compare Schedule E, partnership, and S corporation taxation, including debt basis, inherited property, payroll taxes, and real estate planning.5 Smart Retirement Strategies If You Earn Too Much for a Roth IRA

07/30/2026

🏡 Real Estate Investors: Is Your Tax Structure Working for You?

This week’s blog explains why choosing the right tax structure matters and how it may help protect your investments while improving your overall tax strategy.

Read the full article here:

https://www.pharrcpa.com/deductions/real-estate-investor-tax-structure/

Compare Schedule E, partnership, and S corporation taxation, including debt basis, inherited property, payroll taxes, and real estate planning.Schedule E vs. Partnership vs. S Corporation for Real Estate Investors

07/28/2026

Understanding the distinctions between Schedule E, Partnerships, and S Corporations is crucial for real estate investors. Each structure has unique tax implications and benefits that can significantly impact your investment strategy. Our latest blog post provides an in-depth analysis of these three options, helping you make informed decisions for your financial future. Read more for valuable insights.