Waite Financial Group

Waite Financial Group Gain clarity, confidence, and financial peace of mind; freeing you to live life intentionally™.

From the desk of our Founder & CEO, Josh Waite:The Bible states, “Where there is no vision, the people perish.”  Proverb...
07/22/2026

From the desk of our Founder & CEO, Josh Waite:

The Bible states, “Where there is no vision, the people perish.” Proverbs 29:18

This week I am once again reminded of the power of vision, as many arrived in Milwaukee for Northwestern Mutual’s (NM) Annual Meeting. Attending this meeting has been a tradition since I began my career as an intern with NM 24 years ago.

While each NM Annual Meeting has had its special moments, 22 years ago the meeting took on a special significance. In the months leading up to that July meeting, the company had informed me that I had won a prestigious award, and, as a part of accepting it, I would be given an opportunity to address the audience of over 1,000 individuals. While my speech could have focused on any number of topics, that year I had a vision for ‘something special’.

I have heard it said that in life, we often see things twice. First in our mind, and second, when it happens. Whether we realize it or not, we often imagine an event in our mind before it ever takes place. What we often don’t realize is that, by doing so, our vision is increasingly likely to happen.

Earl Nightingale said it this way in his famous book, The Strangest Secret: “You become what you think about.” What we think about, good or bad, has a greater chance of becoming our reality simply by first visualizing it.

Years after Nightingale’s book was published, researchers began studying this concept, and today, the practice of visualization is well documented, most notably in professional sports. What surprises me is how few of us non-professional athletes use the power of visualization in our daily lives. What a missed opportunity!

How do I incorporate visualization into my personal and professional life?

1. Daily, I visualize myself executing the three most important priorities I have identified for that day as a part of my morning rhythm.
2. Weekly, I read my personal vision statement – visualizing the future as if it has already happened.
3. Quarterly, our Waite Financial Group team gathers offsite and reads our firm’s vision out loud as we imagine how we will bring that vision to reality.
4. Annually, Nikki and I spend time dreaming about what we want our lives to look like in the future.

The importance of vision cannot be overstated – and the practice of visualizing that future state is the secret weapon to bringing a vision to reality.

While I was unaware that I was leveraging this powerful concept at the time, it is clear to me today that ‘visualizing my vision’ was the key to that ‘something special’ 22 years ago.

What was that ‘something special’ back in July 2004? A proposal.

Outside of a few close friends, that night the audience had no idea what I had spent months visualizing. At least once each day I would visualize how the proposal would happen – the words I would say, the song that would play in the background, and the response I would see on Nikki’s face. Therefore, when I stepped to the microphone that day and began my speech, I simply lived out the movie I had already seen – scene by scene – playing it out in real time.

The result – ‘something special’ – a moment that Nikki and I, and likely others in attendance, will never forget.


Many have since asked, “How were you able to do that? You are such an introvert. Weren’t you nervous?” As I reflect on that night, knowing what I now know about the power of visualization, it is clear to me that I overcame my fears that night due in a large part to my using this secret weapon.

Visualizing my vision.

intentional living call to action:
Spend time visualizing your vision. Visualize ‘something special’.

If you would like to join those who receive these messages weekly, please email [email protected] to sign up.
Live Life Intentionally
Josh

Kickstart your financial journey with our upcoming webinar, There Is No Such Thing as ‘Too Early,’ on Wednesday, July 29...
07/21/2026

Kickstart your financial journey with our upcoming webinar, There Is No Such Thing as ‘Too Early,’ on Wednesday, July 29 from 12–1 PM CST.

Designed for young professionals and early-career individuals, this session will cover practical strategies for building strong financial habits, making confident decisions, and understanding how small steps today can shape long-term success.

📩 To register, reserve your spot by contacting Melissa Malson at [email protected].

Josh Waite

This week, several of our advisors & team members traded their signature bow ties for accolade ribbons as they represent...
07/21/2026

This week, several of our advisors & team members traded their signature bow ties for accolade ribbons as they represented Waite Financial Group at Northwestern Mutual’s Annual Meeting in Milwaukee.

Way to “wear” the well-earned recognition so well! 🎀

Josh Waite Logan Pflederer Cameron Litwiller Connor McDonald Zach Roat Ethan Uftring Jarod Oderwald.

From the Desk of our Founder & CEO- Josh Waite:On behalf of our team, I am proud to be named one of Forbes’ Best-in-Stat...
07/20/2026

From the Desk of our Founder & CEO- Josh Waite:

On behalf of our team, I am proud to be named one of Forbes’ Best-in-State Financial Security Professionals. I am thankful for our clients and the trust they place in our team.

Culture isn’t built in a day—it’s built over time and through shared experiences. We understand this fully as we spent a...
07/18/2026

Culture isn’t built in a day—it’s built over time and through shared experiences. We understand this fully as we spent a bit of time this week, well, traveling to the past. 😉

This week was a reminder of how thankful we are for the people who make WFG what it is. We spent time learning, challenging ourselves, enjoying great conversations, and making memories during our annual Lake Day.

We know that investing in our team ultimately helps us better serve the families who place their trust in us. Thank you to everyone who helped make this week so special. We’re excited for what’s ahead. Thank you to the Waite Family for hosting yesterday as well!!



Josh WaiteLogan PfledererZach RoatTyler McDonaldCameron LitwillerMichael DeWaltNikki WaiteShawn MazanderAlex MontgomeryConnor McDonaldMelissa MalsonMatt Knauer Ethan Uftring Jarod Oderwald Chris Robinson Kindra Mazander Eli Ludwig Jack Millar

      Josh Waite Jack Millar
07/17/2026

Josh Waite Jack Millar

You're Invited to the Inspiring Generosity Check Presentation  Join the Waite Financial Group team and charity partners ...
07/16/2026

You're Invited to the Inspiring Generosity Check Presentation


Join the Waite Financial Group team and charity partners as we reveal the grand totals of our combined generosity.


This impact would not be possible without you. We look forward to celebrating this milestone of impact on children, locally and globally, with you at the check presentation on Thursday, July 23rd, at 3:00 p.m. at our office.


Please R.S.V.P. to [email protected] by July 20th.

To learn more about Inspiring Generosity® and Waite Financial Group, please visit

www.waitefinancialgrp.com
Josh Waite







Camp Hope Dream Center Peoria LifeSong For Orphans, House of Hope of NC, Hope Partners International Peoria Christian School

From the desk of our Founder & CEO, Josh Waite:Fill in the blank… “I _____ you!” What was your answer?  My guess is it l...
07/15/2026

From the desk of our Founder & CEO, Josh Waite:

Fill in the blank… “I _____ you!”

What was your answer? My guess is it likely depends on how you are feeling at the moment you read this message.

What if I told you these three words are straight from a Hollywood movie script? Did that change your answer?

You see, Hollywood has convinced us that the three most powerful words in the English language are: I love you.

Movie plots revolve around them. Entire songs are written about them. We wait anxiously for characters to say them, and audiences celebrate when they finally do.

And don’t get me wrong – I think those three words matter. I will never forget the first time Nikki told me she loved me. Now, more than two decades later, I can still remember the feeling. Those words are meaningful, powerful, and can change relationships.

But over the years, I’ve come to believe there are three other words that may be just as powerful – perhaps even more so.
I forgive you.

I’ve heard pastors describe forgiveness in a way that has always stuck with me. When someone hurts us, disappoints us, betrays us, or wounds us deeply, our natural response is often to hold on to that pain. We convince ourselves that if we refuse to forgive that person, we are somehow holding them accountable.
It is as if we’ve built a prison cell in our heart and locked our offender inside. We keep the key – We revisit the offense – We replay the conversation.

And all the while, we believe we’re punishing them. The problem is that the person sitting in that imaginary prison cell may not even know they are there. Meanwhile, the bitterness, resentment, and anger slowly poisons the person holding the key – us.

What begins as an attempt to make someone else pay often becomes a burden that we carry ourselves. I have seen this play out many times throughout my life.

I have watched people hold on to hurt for years – sometimes decades. I’ve seen relationships permanently fractured because someone refused to forgive – and as a result, the unforgiveness consumes far more of a person’s life than the original offense ever did. That prison cell they built for someone else eventually becomes their own.


If this message feels like it is directed at you – please know you are not alone. I have been there, done that, and hence, why I am writing this message to all of us – myself included.

Recently, I experienced forgiveness from the other side. Someone looked me in the eye and told me, “I forgive you.” Those three words landed in a way I wasn’t expecting.They brought relief, freedom, and healing. And in that moment, those words meant more to me than “I love you” ever could have.
Why were those three words so powerful? Because forgiveness acknowledges that a wrong occurred, yet chooses grace anyway.
It doesn’t erase the hurt – It doesn’t pretend the pain wasn’t real – It simply chooses freedom over bitterness – For both parties.

And maybe that’s why forgiveness sits at the very center of the Christian faith. We’ve all been forgiven far more than we deserve. The grace we’ve received was never intended to stop with us – it was meant to flow through us.

So, here’s my challenge this week:
Is there someone you have locked inside a prison cell in your heart? Was there someone whose name immediately came to mind as you read this?

What would happen if you finally let them go? Not because they deserve it – not because what they did was acceptable – but because you deserve the freedom that comes from releasing the burden.

Forgiveness doesn’t change the past, but it can absolutely change your future.

This week, identify where you’re holding on to unforgiveness. Then, find the courage to say three words that won’t just change the recipient’s life. They may very well change your own.

I forgive you.

intentional living call to action:
Identify one person you need to forgive. Pray for them, release them from the prison cell you’ve built in your heart, and take one intentional step toward extending the gift of forgiveness.

If you would like to join those who receive these messages weekly, please email [email protected] to sign up.
Live Life Intentionally
Josh

☀️ Sunshine, ivy, and a busy week ahead. Great to have several team members back in town—and Jack here for this week's  ...
07/14/2026

☀️ Sunshine, ivy, and a busy week ahead. Great to have several team members back in town—and Jack here for this week's photo!

Josh WaiteZach RoatCameron LitwillerMichael DeWalt

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