Abbey Ciancutti

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United States
Perrysburg, OH
Abbey Ciancutti

Bollin Wealth Management

I believe financial planning isn’t just about numbers, it’s about people and their stories. Hi, I’m Abbey!

I create flexible, collaborative plans that grow with you, so you can live with more clarity and confidence in every season of life. I believe financial planning isn’t just about numbers — it’s about people, their stories, and the choices that shape their future. My goal is to take the uncertainty out of money by building flexible, collaborative plans that actually fit real life. With a background

in coaching, I meet clients where they’re at and help them build step by step. To me, every financial plan is a joint project, designed to grow and adapt as life changes. Outside of work, balance matters most. Whether I’m spending time with my husband and son, taking care of my health, or simply slowing down, I know that creating a meaningful life goes hand in hand with creating a solid financial plan. If you’re looking for a trusted partner to help you navigate your finances with clarity and confidence, I’d love to chat!

05/10/2026

Happy Mother’s Day to all of the moms, grandmas, bonus moms (we don't believe in step parents here), and mother figures out there 🤍

I'm feeling extra grateful to have a mom, a bonus mom, grandmas, and friends who I am sure feel they have emotionally adopted me.

Motherhood is made up of so many little things that often go unnoticed — the remembering, the comforting, the planning ahead, the worrying, the late nights, the constant showing up.

I hope today feels a little slower, a little softer, and full of reminders that you’re appreciated more than you probably realize.

And for anyone spending today missing their mom, navigating complicated feelings around motherhood, or carrying a heavy heart — thinking of you too.

Happy Mother’s Day 🤍

05/06/2026

Hey friends (and new friends),

A new client came in today after finding me through Facebook, which is really cool since I feel awkward about posting here, but it reminded me how many people are nervous for a first financial planning meeting. It's stressful and nerve-wracking to open up to a theoretical stranger about what's most important to you: your family and your finances.

Which makes sense honestly.

People think they need to have everything perfectly organized before they reach out, but most first meetings are really just conversations about:
what’s going well,
what feels stressful,
and what they want life to look like moving forward.

Today we talked about retirement, taxes, saving for the future while still enjoying life now, and creating more structure around her financial picture.

No pressure. No judgment. No expectation that you should already know everything.

Just a starting point and a plan to build from there.

PS- you may care the most about your family and finances (no one will more than you) but I'm here to be your partner and soundboard. 🤝

PPS- picture from the 577 Foundation on one of my walks.

04/29/2026

One of my favorite moments in a first meeting is when someone pauses and says, “Okay… this might be a dumb question, but—”

And I stop them right there- there are no dumb questions. The only dumb questions are the ones you’ll stay awake Googling at night.

Honestly, I can usually tell when someone’s been doing exactly that. Within the first few minutes, I’ll hear questions like, “Are you a fiduciary?” or “Is this fee-based or fee-only?” I love it, because it means people are trying to understand what to look for—but I also know how confusing those terms can be when you’re sorting through everything online.... and ChatGPT is made to be agreeing.

So here’s a simple breakdown.

A fiduciary is an advisor who is legally required to act in your best interest. When it comes to how advisors are paid, fee-based means an advisor may charge fees and also receive commissions from certain products, while fee-only means the advisor is compensated strictly by their clients, with no commissions or outside incentives.

They sound similar, but they’re not—and understanding the difference can help you feel a lot more confident in the decisions you’re making.

At the end of the day, you should feel comfortable asking anything, whether it’s a big-picture question or something you almost didn’t say out loud- those questions are most important for your own confidence and comfort.

📸: taken at the New York Stock Exchange (I don't use Circle).

04/18/2026

My retirement plan includes owning a greenhouse. 🌱

04/08/2026

I had an absolutely phenomenal meeting with a local estate planning attorney talking about everything under the sun- what is most likely to set a family up for success, what he wishes more people paid attention to (please check your POAs and beneficiaries), and where most people fall short in a plan.

Estate planning is often the 'someday' task that stays on the to-do list for too long. But having a plan in place—and ensuring your professionals are working in lockstep—means your family isn't left guessing during a difficult time, or worse, stuck in probate.

It’s about making sure your intentions are clear and your loved ones and wishes are protected. If it’s been a while since your planner and attorney sat at the same table, it might be time for a sync-up.

Shoutout Mike LaValley- if you need an A+, 10/10 guy that will set you straight, he's your guy. https://lavalley-law.com/

Special credits to Georgette's for a great cup and better space. ✨

03/26/2026

*mic check* is this thing on?

So.... it's been a while since I've been on here. There's been a lot of change- and some new faces- it's probably due time to say hi and reintroduce myself!
Abbey Ciancutti (c-in-suit-ee) but I also answer to Cincinnati, Cyancuddi, you get the gist. I'm a financial paraplanner @ Bollin Wealth Management, studying for my CFP. Fun fact: I turned in my final yesterday (passed!) and am aiming to sit for the exam in July.

Non-professionally, I have quiet a few interests, and I find it important to over-share:
- I have a toddler son. He's the light of my life, though also the reason my husband and I will likely start going gray.
- I spend a lot of my free time in Pilates, though I'm not half as graceful as I may make myself out to be.
- You'll find a framed picture of Josh Allen in my office. (Do good, be good, god bless, Go Bills!)
- I am a former kickboxing coach, which is where I derive a lot of my strategy and relationship style with my clients.
- On the topic of clients, I don't like the term clients- I have friends! I find it important to know anyone in front of me to the same extent I know my friends.

Oh, and is anyone else excited for gardening season? I need inspiration.

11/04/2025

Let’s take a moment to talk about taxes.
I’ve been in so many trainings lately, and if there’s one thing I’m seeing the most misinformation about — and something actually worth adding to your feed (amongst the garbage and sometimes-great memes) — it’s this: not all taxes are the same.

Here’s the deal: our income tax system works like a staircase. You don’t get taxed at one flat rate — your income moves through brackets, or “steps.” The first chunk is taxed at a lower rate, the next chunk a bit higher, and so on. That means it’s not just about how much you make, but where each dollar lands that matters.

I always ask, “Do you think taxes will be higher or lower in retirement?”
Usually, there’s one answer: higher.

That’s where a good plan comes in- there’s a time and place for pre-tax and Roth (after-tax) dollars — and not all dollars are created equal. Both have their time and place- and there may be ways to minimize your taxable indebtness to your least favorite Uncle in the future.

10/08/2025

Last week I met with a couple who are expecting their first baby (!!) — and we covered so much ground.

What started as “Are our current investments working for this phase?” quickly turned into bigger questions:
💭 What kind of accounts can we set up for our kids?
(side note: there are a lot of routes... short answer? “It depends.”)
💭 How do we protect each other if something happens? What kind of love letter do you want to leave your best friend/loml?
💭 Are we doing the right things now that everything’s about to change?

That’s the thing about major life transitions — they don’t just shift your daily routine; they reshape your entire (financial) picture.

We talked through everything from updating beneficiaries and restructuring life insurance (if somebody depends on you, you love somebody, or owe somebody... let’s talk), to reviewing cash flow and what short-term savings should look like before maternity leave.

It’s not about overhauling everything — it’s about making sure your plan evolves as life does. Ideally, we have some of these tough conversations on the front end, so you can step into your new chapter with as little worry as possible (at least, in the areas I can help with!).

Whether it’s a new baby, a new business, or a new home — your financial plan should always grow with you. ❤️

PS- enjoy this picture as we enjoy "Scoobtober"- my new favorite holiday. And mindyabiz on the laundry scattered about, my helper decided that's where it belongs.

10/01/2025

October is the best month out of the year. End of story. Period.

Not only because today is my anniversary (ILY babe), and Halloween is the best holiday of all time, but because October always feels like a reset button. I’ve never been a fan of New Year’s resolutions—they feel too “on the spot,” and I'm pretty sure if it has "resolution" in it, you're destined to fail. Instead, I use this last quarter to reflect on where the year has brought me and how I want to position myself for the year ahead.

There’s something powerful about using these final months with purpose—tying up loose ends, finishing what you started, and setting yourself up so you don’t stumble into January trying to “figure it all out.” When you wrap up strong, you enter the new year with momentum already on your side.

It’s the same philosophy with planning. Fittingly, October is Retirement Security Month—a reminder that lasting security doesn’t happen with one big decision or a January resolution, but through small, consistent steps that add up over time. Don't make your planning the scariest decision of all time- save the spooky for the 31st. If we're retiring next year, don't wait until next year to plan it!

So, here's Spooky Season. Happy October: a month of reflection, steady progress, and building the foundation for everything still ahead. ✨

09/24/2025

Last week’s adventure has completely reshaped how I’ve moved through this week.

Sometimes you have an experience that flips a switch you didn’t even know needed flipped. Being in that space, seeing something so historic, so special—it’s grounding, but it also gave me this push forward. Like a quiet reminder that growth isn’t just about doing more, it’s about seeing differently.

I’ve caught myself slowing down, noticing more of the little things that make up the big picture, and honestly feeling both grateful and energized. It feels like I’ve been given a nudge to keep stretching, to keep growing, but to not miss the details along the way.

Maybe that’s the sweet spot—progress and presence at the same time.

But anyway, please enjoy this picture of me and the RL bear (I have about 1,036 pictures of him, and if you could see the live picture, hes waving!!). Anyone know his name? I’m definitely not Rachel Greene enough for that. ☕️

Address

Perrysburg, OH
43551

Website

http://bollinwealth.com/

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