Professional Planning Associates, Inc.

Professional Planning Associates, Inc. We have been in the financial services business for over 70 years using a holistic approach. We look forward to being the financial advisor you trust.

At Professional Planning Associates, Inc., we have been in the business of providing financial planning services ever since entrepreneur Bernard Waters opened a small life insurance firm in 1953. Over half a century later, our company has grown to become a full service firm offering Life, Health and Disability programs as well as Pension, Estate and Investment Planning services. We currently handl

e more than a thousand accounts, including individuals and family-run businesses just like ours. Our clients are insured for over $100 million, and we manage more than 250 retirement and personal accounts with a value exceeding $50 million. Our team consists of certified financial planners, insurance professionals and employee benefit experts to help you meet a wide range of financial goals. We also have access to a seasoned staff of lawyers, accountants, actuaries and other experts as needed.

• Are you concerned about the cost of your employee benefit plans?
• Need advice on setting up your company’s retirement plan?
• Wondering where you should be investing your money?
• Looking for creative ways to minimize your future estate taxes? At Professional Planning Associates, our financial consultants provide sound financial advice in all of these areas and more. Services:
Employee Benefits, Business Planning, Estate Planning, Educational Planning, Retirement Planning, Financial Planning. For more information on our products and services and for a list of states we are registered to do business in, please visit www.proplanners.org or theCetera LLC. registered representatives associated with this page may only discuss and or transact business with ---- residents of the following states: PA, NY, NJ, DE, MD,VA,FLA, CA, CO, CT



Securities and advisory services offered through Cetera Advisors LLC, member FINRA/SIPC, a broker/dealer and Registered Investment Adviser. Cetera is under separate ownership from any other named entity. Third Party posts found on this profile do not reflect the views of Cetera Advisors and have not been reviewed by Cetera Advisors as to accuracy or completeness.

Read the latest issue of Retire Wise here:
07/14/2026

Read the latest issue of Retire Wise here:

Inflation works quietly in the background, and over time, even a modest rise in the cost of everyday goods and services can chip away at the lifestyle you…

07/14/2026
07/14/2026

What would you do with a windfall?

A business sale. An inheritance. A bonus that lands bigger than expected.

Most people assume they'd handle it well.

But sudden money follows patterns. And the patterns aren't always flattering.

Psychologists call it sudden wealth syndrome: the anxiety, decision paralysis, and relationship pressure that arrive alongside a large sum. It shows up whether the windfall was a complete surprise or something you spent years building toward.

The 5 most common mistakes we see:

⏳ Upgrading your lifestyle before a strategy exists

🤝 Giving to family under emotional pressure

📊 Attempting to make decisions without professional guidance

⚖️ Freezing and making no decisions at all

📋 Missing the critical deadlines in year one

All five can be managed, but only if you get ahead of the emotions before the decisions start piling up.

The most important thing you can do in the first 90 days? Maybe nothing.

Tell very few people. Then consider building a team of professionals who can offer insights and guidance.

There is rarely a cost to waiting. There is frequently a cost to moving too quickly.

Earnings season begins this week, with major banks kicking off a six-week stretch of quarterly reports. Join CIO Gene Go...
07/13/2026

Earnings season begins this week, with major banks kicking off a six-week stretch of quarterly reports. Join CIO Gene Goldman as he explains why earnings matter, what investors should watch for in the latest results, and how markets may respond as companies report against elevated expectations in .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

Retirement gets closer—and the focus starts to change. Preserving what you’ve built and maintaining purchasing power can...
07/09/2026

Retirement gets closer—and the focus starts to change. Preserving what you’ve built and maintaining purchasing power can make a meaningful difference as you look ahead to the next chapter.

Learn how to combat economic uncertainty, market volatility, and rising costs when shaping your retirement plan.

The June Fed meeting minutes will reveal what policymakers are really thinking about inflation, interest rates, and the ...
07/06/2026

The June Fed meeting minutes will reveal what policymakers are really thinking about inflation, interest rates, and the economy—and offer the first inside look at Chair Kevin Warsh's leadership. Why investors care? Per CIO Gene Goldman, if rates stay higher for longer, borrowing costs rise and stocks could face more pressure. Learn more in .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

Great wine and great wealth have something in common—they both reward patience. 🍷Behind every perfect vintage is time, c...
07/06/2026

Great wine and great wealth have something in common—they both reward patience. 🍷

Behind every perfect vintage is time, care, and consistency. The same goes for your financial strategy. The goal isn't quick wins or a perfect growing season, but something that matures over time.

Let's raise a glass to long summer nights with friends, trusted bottles full of years of promise, and a life worth savoring.

Salut! 🥂

Address

190 N Independence Mall W, Suite 602
Philadelphia, PA
19106

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+12158758666

Website

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