11/02/2026
I read the letter 10 times. My wife found three typos in five minutes.
One of them was in the recipient’s name.
I had even read the letter out loud. So how did I miss something that obvious?
Because I wasn’t only reading what was on the page.
I was reading my memory of what I meant to write.
My brain knew the intended message, so it quietly corrected the mistakes as I went.
My wife had no memory of the draft to protect. She simply saw what was actually there.
The same thing can happen when we review our own finances.
Sharp, capable people often tell me: “I can manage my finances myself.”
And they may be right.
The value of a second opinion isn’t based on whether you’re intelligent or capable. It’s that proximity creates blind spots.
When you look at your own financial life, you may see the plan you intended to build, not necessarily the one that exists today.
It’s easy to overlook:
→ Outdated assumptions
→ Investment risk that has gradually shifted
→ Tax opportunities you didn’t know to look for
→ Insurance or estate-planning gaps
→ Business and personal strategies that no longer align
→ Goals that have changed while the plan stayed the same
It has nothing to do with intelligence. Nobody can perfectly proofread their own life.
Sometimes the greatest value an advisor provides is a fresh set of eyes; someone with no assumptions to defend, looking clearly at what is actually there.
If you’d like a straightforward second opinion, book a free 30-minute call at the link in bio.
No pressure. Just a clear conversation about whether you’re on track and what may need attention.