Murray Wells Wendeln & Robinson - Accountants & Advisors

12/05/2025

Murray Wells Wendeln & Robinson, CPAs Has Joined Jones & Fry CPA

We are pleased to share that Murray Wells Wendeln & Robinson, CPAs has officially merged into Jones & Fry CPA, Inc.

For more than 70 years, MWWR has proudly served Piqua and the surrounding communities with trusted accounting, tax, and advisory services. Joining Jones & Fry CPA allows us to continue that legacy while expanding the resources, expertise, and service options available to our clients.

What This Means for You
Your relationship with your advisor will remain the same, and you will continue receiving the personalized service you’ve come to expect. This merger simply enhances our ability to serve you with a broader range of services, deeper bench strength, and additional support across tax, accounting, audit, business consulting, payroll, and financial planning.

A Stronger Future Together
Jones & Fry CPA shares our values and long history of client-focused service. Together, we are committed to ensuring a seamless transition and delivering even greater value to individuals, families, and businesses throughout the region.

Thank you for your continued trust. We look forward to serving you as part of the Jones & Fry CPA team.

To learn more, please visit https://bit.ly/48UjNdN or call (937) 548-3106.

Take a look at our Home page. Jones & Fry CPA, Inc. is a full service tax, accounting and business consulting firm located in Greenville, OH.

12/05/2025

Under the Affordable Care Act, applicable large employers (ALEs) must offer minimum essential coverage that’s affordable and provides minimum value to full-time employees and their dependents. An ALE may be penalized if it fails the affordability test and at least one full-time employee receives a premium tax credit for buying individual coverage through a Health Insurance Marketplace. The required contribution percentage used to determine affordability has been inflation-adjusted from 9.02% to 9.96% for 2026 plan years. And the “affordability” penalty has been inflation-adjusted from $4,350 to $5,010 per applicable employee for 2026 plan years. Contact us for more information.

12/04/2025

Are you an owner-employee of a partnership or limited liability company (LLC)? In general, business income that flows through to you for income tax purposes is subject to self-employment taxes. This is true even if the income isn’t distributed to you. But such income may not be subject to self-employment taxes if you’re a limited partner or an LLC member whose ownership is equivalent to a limited partner’s. The additional 0.9% Medicare tax may also apply if wages and self-employment income exceed $200,000 ($250,000 for married joint filers, $125,000 for separate filers). We can review the specifics of your situation, determine your tax exposure and recommend ways to reduce tax liability.

12/03/2025

If you have a flexible spending account (FSA) through your employer to help pay for health or dependent care expenses, now’s a good time to check your balance. FSAs generally require you to use the funds by year end or forfeit them. The 2025 pretax contribution limit to a health care FSA is $3,300. To avoid forfeiting health care FSA funds because of the “use-it-or-lose-it” rule, you must incur eligible medical expenses by the last day of the plan year (Dec. 31 for a calendar year plan), unless the plan allows a grace period or $660 rollover. Dependent care FSAs are also generally subject to a use-it-or-lose-it rule. The pretax 2025 contribution limit is $5,000. Additional rules apply.

12/02/2025

During the recent government shutdown, many of the IRS’s core functions, such as tax refund processing, audits and nonautomated collection efforts, were temporarily paused. (Work continued that was necessary to implement One Big Beautiful Bill Act provisions and to prepare for the 2026 tax filing season.) Not surprisingly, IRS workers are now dealing with a backlog of returns processing and correspondence work. Staffing reductions in early 2025 and employees taking time off during the holidays may make catching up challenging. Delays could extend into the 2026 filing season. Plan to get your tax records to us promptly, and we can file your return before the IRS reaches peak busyness.

12/01/2025

Year-round tax planning generally produces the best results, but there are some steps you can still take in December to lower your 2025 taxes. Here are six that business owners should consider: 1) Postpone invoicing. 2) Prepay expenses. 3) Buy equipment. 4) Use credit cards. 5) Contribute to retirement plans. 6) Reduce income if needed to qualify for the “pass-through” deduction. These strategies are subject to various limitations and restrictions and won’t be beneficial for every business owner. So consult us before implementing them. We can also offer more ideas for reducing your taxes this year and next.

11/28/2025

For employers, dealing with problematic employees is never easy. But taking the right steps can help protect your organization from financial and legal risk. First, thoroughly investigate the matter to determine whether retraining under a performance improvement plan, disciplinary action, a job transfer or termination is appropriate. Train supervisors to document issues, use neutral language and engage in civil discussions about what needs to change. Remember, a well-documented approach in consultation with an attorney is better than a knee-jerk reaction. Contact us for help evaluating the financial impact of turnover and developing strategies to maintain a productive, compliant workplace.

11/27/2025

11/25/2025

If you’re self-employed and have realized a net profit for the year, you may be eligible for the self-employed health insurance deduction. This is an adjustment to income, rather than an itemized deduction, for premiums you paid on a health insurance policy covering medical care, including a qualified long-term care insurance policy for yourself, your spouse and dependents. The policy can also cover your child who’s under the age of 27 at the end of 2025, even if the child wasn’t a dependent. The deduction applies only to premiums paid for months when neither you nor your spouse was eligible for employer-provided coverage. Contact us for more information or visit https://bit.ly/3X4MIFw

11/24/2025

Whether you’re selling your business or acquiring another company, the tax consequences can have a major impact on the transaction’s success or failure. So if you’re thinking about a merger or acquisition, you need to consider the potential tax impact. For tax purposes, a transaction can basically be structured as either an asset sale or a stock sale. For tax and nontax reasons, sellers typically prefer stock sales while buyers usually prefer to purchase assets. We can assess the potential tax consequences before you start negotiating a merger or acquisition to help avoid unwelcome tax surprises after a deal is signed. Contact us to get started.

11/21/2025

Productivity metrics give business owners a clear view of how effectively they’re using time, talent and capital. Common examples include revenue per employee, output per hour worked, utilization rate and customer satisfaction scores. Choosing the right metrics and tracking them consistently over appropriate intervals allows you to identify inefficiencies, streamline operations and align employee performance with strategic objectives. For small companies, simple spreadsheets may be adequate. But don’t overlook more sophisticated tech solutions, such as digital dashboards and project management platforms. Contact us to start leveraging productivity metrics that help your business thrive.