GEM Asset Management, LLC

09/02/2026

Between your last paycheck and your first required minimum distribution, there's a rare window of opportunity that most retirees never take advantage of. During these low-income years, you have a strategic opening to manage your taxable income in ways that could save tens of thousands of dollars over a 20 to 30 year retirement. Roth conversions, strategic withdrawals, and tax-efficient planning in this window create real wealth preservation.

In this clip from our “Retirement Runway” webinar, Steve Alexandrowski, CFP®, explains why this window matters and how to use it.

Watch the full webinar to discover the strategies that keep more money in your pocket: https://www.gemasset.net/webinars/retirement-income-planning-from-saving-to-spending-with-confidence/

09/01/2026

For many affluent persons, leveraging wealth to accomplish good in the world is a core value. Philanthropy is an obvious avenue, but some investors take it a step further through impact investing. GEM Founder Steve Alexandrowski has more.

Leveraging wealth to accomplish good in the world is a core value, some investors take it a step further through impact investing.

08/31/2026

Family wealth governance, beyond the structures and documents, centers around communication, values alignment, and creating leaders. The Rockefeller family understood this, establishing governance practices and clear communication that allowed their wealth and impact to thrive for generations.

Effective family governance includes incentives for education and responsibility, annual conversations about shared values, and objective succession processes that minimize family tension. When your rising generation understands the "why" behind your wealth, they become committed stewards of your legacy.

Read more about building multi-generational unity: https://www.gemasset.net/family-wealth-governance/

08/27/2026

As a new generation of family leaders emerges, they must be equipped with both the knowledge and the values to guide their family stewardship. Wealth Advisor Lisa Carey offers guidelines for effective mentoring.

Improving next-generation wealth planning: equipping your heirs through effective mentorship rather than micromanagement.

08/24/2026

Philanthropy becomes truly powerful when it's passed down through generations.

Starting early matters. Children as young as 3 to 5 can learn about generosity and stewardship. By age 7, most core financial values are already ingrained. Open, intentional conversations with your rising generation about family values, philanthropic goals, and wealth responsibilities create commitment to your legacy. Revisit these conversations annually as your family evolves.

When each generation owns your family's "why," your philanthropic impact becomes a shared mission that endures for decades.

08/17/2026

Succession planning means doing all you can to help your business continue to thrive and grow beyond you. The best succession plans start more than a decade before the owner's planned exit and focus on nurturing, developing, and retaining the next generation of leaders. When you invest in identifying and mentoring internal successors, you create stability, preserve company culture, and motivate talented employees to stay committed.

A thoughtful succession strategy is a growth strategy that cements your legacy while strengthening the business for its future.

08/10/2026

We're honored to be included on Financial Advisor Magazine's 2026 RIA Ranking in the $500 million to $1 billion AUM category. This recognition reflects our commitment to evidence-based planning, fiduciary service, and building lasting relationships with the families and businesses we serve.

As the advisory landscape continues to evolve, we remain focused on what matters most: helping our clients navigate complexity with clarity, plan with purpose, and build the legacies they envision.

Thank you to our clients and team for making this recognition possible. No compensation was paid to obtain or market this award.

See the full list here: https://www.fa-mag.com/news/the-stars-are-aligned-87627.html?section=133

08/06/2026

Stay abreast of the latest estate tax law changes and create effective strategies for transferring your wealth to the people and causes most important to you. Director of Financial Planning Lisa Carey has more.

Stay ahead of changes to estate planning in 2026 with effective strategies to protect and pass on your wealth to your loved ones.

08/05/2026

Most retirees don't realize that their Medicare premiums aren't one-size-fits-all. Income Related Monthly Adjustment Amount, or IRMAA, means higher earners pay significantly more for Medicare coverage. The catch? Your income from just two years earlier determines what you'll pay in premiums today. That's why the financial decisions you make in your early 60s directly impact your healthcare costs in your late 60s and beyond.

Understanding IRMAA isn't just about Medicare facts, it's about strategic planning. Watch this clip from our webinar to see how income decisions shape your retirement healthcare costs, then explore the full conversation.

🎥 Steve Alexandrowski, CFP®: https://www.gemasset.net/webinars/retirement-income-planning-from-saving-to-spending-with-confidence/

08/03/2026

When we think about estate planning, we tend to focus on numbers and other quantifiable or legal matters. But the most important things about your legacy aren’t numbers on a spreadsheet or the terms of a trust. Tim Story explains why creating a legacy letter for your heirs can be one of your most important estate planning tasks.

Prepare a well-crafted legacy letter to pass on your values, gratitude, wisdom, and life lessons to your heirs, creating a legacy that outlasts money.