Peak Wealth Management

07/16/2026

🚨 New episode is out today!

How is today's economy affecting your retirement plans? 🤔💰

Nick Hopwood, CFP®, joins Steve Gruber on Daybreak to discuss inflation, interest rates, the economy, and what these changes could mean for your financial future.

If you're planning for retirement or simply trying to make smart money decisions, you won't want to miss this conversation.

🎥 Watch now and share your thoughts in the comments.
https://www.youtube.com/watch?v=67TNeEZQiR8

07/16/2026

Tipping culture has evolved, and it's affecting how we perceive service in various establishments, particularly in the realm of fast food and carryout. When it comes to situations like tipping at Five Guys or for a carryout Chinese meal, what's the fair amount?

Listen in as we navigate these situations and share our own personal tipping philosophies. Is a flat tip a more reasonable approach for carryout? We'll discuss this and more in our latest episode.

07/15/2026

When it comes to investing, risk is an inevitable aspect that everyone must consider. But how comfortable are you with it? In this episode, we delve into the concept of risk tolerance and how it influences your investment decisions.

We discuss the use of tools like the Riskalyze quiz to provide a risk score, which can help guide your investment strategies. However, it's just a starting point. Understanding your comfort level with market volatility is a journey, and we're here to guide you through it.

Join us as we explore this essential first step in investing.

07/14/2026

💰 How did our finances look in June?

Preston Gee, CFP® shares his latest family financial update with a behind-the-scenes look at spending, investing, and the choices that shaped the month.

June included some fun experiences, unexpected expenses, and continued progress toward long-term goals. 📈

Financial planning isn’t about avoiding spending. It’s about making intentional decisions with your money so you can enjoy today while building for tomorrow.

Watch the full June update! 👇

Real Life Wealth Planning Monthly Update - Preston Gee, CFP® of Pea...

07/13/2026

Tipping - a practice traditionally reserved for waitstaff earning minimal wages, has transformed drastically with the introduction of digital tipping platforms. Nowadays, we tip everyone, from a full-service waiter to a simple cashier earning a decent hourly wage.

Join us as we explore this shift in tipping culture, looking at instances such as the Starbucks app where users are prompted to tip before even receiving service. This fundamental shift in the service industry provokes some interesting questions about our changing economy.

07/13/2026

🏡 Should you pay off your mortgage early, or are you better off investing that money instead? 💰

Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth join Ryan Ermanni on WJR's No Lazy Money to discuss the pros and cons of paying off your mortgage, how interest rates factor into the decision, and what may make the most sense for your long-term financial plan.

👍 Like, 💬 comment, and 📲 share with someone who owns a home or is thinking about buying one.

Should you pay off your mortgage early? - Nick Hopwood, CFP® & Pres...

07/10/2026

Are you nearing retirement and worried if your savings will be enough? You're not alone. Many face this "hard stop" at 65 with apprehension. In this video, we introduce an innovative trend in retirement planning: semi-retirement.

Semi-retirement allows for a smoother transition into your retirement years. Working part-time from an earlier age, such as 60, can mean less stress, continued income, and a deeper sense of purpose. We're not talking about low-income roles but leveraging your professional skills to maintain meaningful work and connections.

Join us as we explore the benefits of semi-retirement and how it can transform your golden years. Don't forget to LIKE, SHARE, and SUBSCRIBE for more revolutionary retirement planning strategies!

07/10/2026

We love our community! ❤️

Plymouth's annual Art in the Park is this weekend around Kellogg Park. It's going to be a beautiful weekend to get outside, enjoy everything our community has to offer, and support our amazing local artists and vendors.

See you there! ☀️🎨

07/09/2026

Are you effectively leveraging your 401k and 529 plans to achieve the best return on investment? In this video, we break down the powerful benefits of employer matching and tax optimization, demonstrating how you can literally double your money on day one.

We discuss the importance of being efficient with your money and your investments. Not taking full advantage of these opportunities equates to leaving money on the table. Join us as we guide you through maximizing every dollar of your investments, from tax deductions and deferrals to tax-free withdrawals.

Boost your financial knowledge with us! Don't forget to LIKE, SHARE, and SUBSCRIBE for more effective investing strategies!

07/08/2026

👶💰 Looking for a way to help your kids or grandkids build long term wealth?

The new Trump Account gives families another opportunity to invest in the next generation.

📈 Contributing $5,000 per year from birth to age 18 is $90,000 invested. At an 8% annual return, that could grow to about $202,000 by age 18. If later rolled into a Roth and left to grow until retirement, it has the potential to become a significant tax free asset thanks to the power of compounding.

📱 Parents can sign up at trumpaccounts.gov or through the Trump Accounts app. Grandparents can contribute too once the account is set up.

My new mantra:
🎓 $500/month to a 529 for college
💵 $5,000/year to a Trump Account for retirement

Have questions? Peak Wealth is happy to help you get started!