Telos Financial

07/17/2026

One of the best ways to combat heart disease is by eating a healthy diet. What if you could eat heart healthy AND save money? Read this article to find out how!

Follow these tips to help you improve your heart health without breaking the bank.

07/16/2026

What’s your most important asset? Your house? Your car? It’s your ability to earn a living. Protect your paycheck through disability insurance. Contact me to find out how.

07/15/2026

NASA has shared new details about its long-term vision for building a base on the Moon.

The agency hopes to return humans to the lunar surface in 2028, with a broader goal of developing infrastructure that could eventually support longer-term activity there.

NASA says the effort will unfold in phases, starting with demonstrations of key technology, cargo delivery, landers, rovers, and surface research.

The challenge is significant. The Moon’s surface can reach extreme temperatures, lacks an atmosphere, and offers no natural protection from radiation, space weather, or meteorite impacts.

Early work is expected to focus on testing systems, studying survival needs, identifying potential landing areas, and preparing for future human activity.

It’s a reminder that space exploration often moves step by step—through engineering, testing, persistence, and the willingness to solve difficult problems far from home.


Source:

NASA hopes to return humans to the lunar surface in 2028.

07/13/2026

Did you know heart disease is the leading cause of death for adults worldwide? Our depends on our lifestyle choices more than we may think. Find out how to improve your heart health by making these 9 small changes!

07/10/2026

Thinking about solar, EVs, or energy-efficient upgrades?

Several energy tax credits expire under the One Big Beautiful Bill Act including:
🚗 Clean vehicle credit
🏠 Residential clean energy credit
🔋 Energy-efficient home improvement credit

The IRS has published FAQs to help with eligibility and phase-out timelines.

Call for more information, but don’t make any changes until you speak with your tax, legal, or accounting professional.



Source: IRS.gov, September 16, 2025

07/08/2026

El Niño has formed in the Pacific, and forecasters say it could become one of the strongest events on record.

El Niño is a natural warming pattern in the Pacific Ocean that can affect weather around the world. This cycle may increase the risk of extreme heat, floods, droughts, wildfires, and other costly weather disruptions.

NOAA says there is a 63% chance this El Niño could become intense enough to rank among the largest events in the historical record going back to 1950.

The potential impact is not limited to weather. Severe climate events can affect agriculture, energy demand, insurance costs, supply chains, transportation, and local economies.

For households and businesses, El Niño is as much an economic story as an environmental one.



Source:

U.S. meteorologists say an El Nino has formed. That's the natural warming of parts of the Pacific that changes weather around the globe.

07/07/2026

BTS fans are not just showing up with light sticks, banners, and concert tickets. They may also bring meaningful economic activity.

As the group’s Arirang tour continues in South Korea, tens of thousands of fans are expected to travel to Busan for the next stop.

That kind of fan activity can create ripple effects across tourism, hotels, restaurants, merchandise, beauty, fashion, food, and local businesses.

Some analysts have even started using the term “Bangtan-nomics” to describe how the BTS fandom can shift from music and merchandise to broader spending tied to Korean culture.

One forecast suggests BTS-related fan spending could contribute up to 0.35 percentage points per year to South Korea’s GDP by 2040. However, experts note that estimating the full impact is complicated, since fan behavior, tourism patterns, and global conditions can shift over time.

Still, BTS offers a powerful example of how culture, fandom, and economic activity can overlap in ways that reach far beyond the stage.



Source:

BTS-mania, with all the fan spending and travel, is poised to boost South Korea's economy well into the future

07/06/2026

There are so many reasons to create a will this month, but here are three big ones to consider:

Direct Your Property: Creating a will tells the courts how you want your property distributed. Without a will, state laws will determine how your estate is divided, which may not align with your intentions.

Provide instructions to the probate court: A will can help manage the probate process, providing instructions to the court.

Designate Guardianship for Minor Children: If you have minor children, a will allows you to appoint a guardian to care for them. This crucial step directs that your children are raised by someone you trust, rather than leaving the decision to the courts.

07/04/2026

Isn't it amazing to call America our home? God bless the USA!

Independence isn't merely a day on the calendar; it's part of daily life in the United States.

How are you spending this Fourth of July? Joining in the celebrations with loved ones? Relaxing under the sun and grilling? Share your plans below!

From my family to yours, wishing you a wonderful Independence Day!

07/03/2026

Starting in 2026, eligible taxpayers may deduct:
🔹Up to $25,000 in reported tips
🔹Up to $12,500 in overtime compensation ($25,000 if married filing jointly)

These deductions phase out for higher-income taxpayers.

Call for more information, but don’t make any changes until you speak with your tax, legal, or accounting professional.



Source: IRS.gov, September 10, 2025