Neches Retirement and Investment Services

Neches Retirement and Investment Services Here at Neches Retirement and Investment Services we believe that good relationships are built through teamwork and involvement.

Working together, we will help you develop a complete, tailored strategy to help you achieve your financial goals.

September is College Savings Month, and it's a good time to think about what you want your child's future to look like. ...
09/01/2026

September is College Savings Month, and it's a good time to think about what you want your child's future to look like. Every family's situation is different. If you have questions about what college savings options might make sense for your household, reach out. That's exactly what we're here for.

📝✨ August is Make-A-Will Month! ✨📝In that spirit, we're raising awareness about the importance of creating a will. Now i...
08/27/2026

📝✨ August is Make-A-Will Month! ✨📝

In that spirit, we're raising awareness about the importance of creating a will. Now is the perfect time to have your wishes clearly outlined. Or if you have a will, August is a great time to review it and see if it remains aligned with your wishes.

Creating a will isn't just about assets; it's about leaving a legacy, making your intentions known, and thinking about your loved ones' future.

Here are a few reasons why having an up-to-date will is essential:
Your Loved Ones: Outline how you want your family to be cared for, especially any children under 18.
Manage Conflicts: Clear instructions can help during disputes and misunderstandings.
Your Legacy: How will your assets, possessions, and digital presence be distributed and managed?
Have Your Affairs in Order: Comfort for you and your loved ones.

Let's make this month count by taking steps towards your future! Have you already started? Share your thoughts and experiences in the comments below. 👇💬

📜🔒

Seminar on September 22, 2026, you don't want to miss!This interactive session will guide you through strategies to help...
08/19/2026

Seminar on September 22, 2026, you don't want to miss!

This interactive session will guide you through strategies to help deter, identify and protect against potential threats to your personal information. Here’s an opportunity to attend a valuable educational seminar on this important topic, at no cost and no obligation:

One Step Ahead Seminars at Two Locations:

Administrative Branch - 6:00 pm to 7:00 pm on September 22, 2026 at 676 Magnolia Ave, Port Neches, TX 77651

Dowlen Branch - 12:00 pm to 1:00 pm on September 22, 2026 at 1955 Dowlen Rd, Beaumont, TX 77706

Presented by Travis Berg from Eagle Life Insurance Company

You’ll learn Strategies to Secure Your Personal Information and Prevent Fraud including:

· DETER - An introduction to understanding key areas of vulnerability and actions you can take to prevent thieves from stealing you personal information.

· IDENTIFY - Tips on recognizing emails, calls and other common scams to avoid falling victim.

· PROTECT - Steps to take before, during or after a privacy breach.

RSVP:

Glenda Rutherford
409-721-8323 or
Email – [email protected]

SPACE IS LIMITED, Call or Email Today!!

You are welcome to bring a guest, but space is limited so please make your reservations today.

Give me a call at (409) 749-6315 with any questions about the seminar or contact me by email at [email protected].

Eagle Life Insurance Company is not affiliated with LPL Financial or Neches Retirement & Investment Services.

I look forward to seeing you there!

☀️📚 Summer vibes with a twist of finance! What's on your money reading list? 📖 Whether you're an armchair sociologist or...
08/19/2026

☀️📚 Summer vibes with a twist of finance! What's on your money reading list? 📖 Whether you're an armchair sociologist or a budding historian, find the perfect beach books for the summer. Dive into wealth history, timeless tactics, strategic thinking, and epic trades. Turn some pages and level up your financial reading!

Pencils ✏️ Notebooks 📓 Backpacks 🎒 But what about your child's financial education? A 2013 Cambridge University study fo...
08/11/2026

Pencils ✏️ Notebooks 📓 Backpacks 🎒 But what about your child's financial education?

A 2013 Cambridge University study found money habits formed by age seven! Add money smarts to your checklist this back-to-school season with these age-appropriate financial lessons. Turn everyday activities into learning experiences that will set them up for success. Which of these steps have you already taken with your kids?

Living longer doesn’t automatically mean living better.Healthy Aging Month is a reminder that how we age is shaped by mo...
08/03/2026

Living longer doesn’t automatically mean living better.

Healthy Aging Month is a reminder that how we age is shaped by more than just time. Staying active, mentally sharp, and socially connected all play a role—and so does the ability to support those lifestyles over time.

Small, consistent habits—both physical and financial—can influence what those years look like.



Sources
World Health Organization, Ageing and Health, October 2025
American Medical Association, What Doctors Wish Patients Knew About Healthy Aging, September 2025
Stanford Medicine, Five Healthy Habits for Successfully Aging, January 2026
EBRI/Greenwald, 2025 Retirement Confidence Survey, April 2025

Retaining great employees starts with showing them their future matters. This post spotlights the SIMPLE IRA as an acces...
07/29/2026

Retaining great employees starts with showing them their future matters. This post spotlights the SIMPLE IRA as an accessible retirement option designed with smaller teams in mind, giving business owners a specific, tangible reason to start the conversation.

Great wine and great wealth have something in common—they both reward patience. 🍷Behind every perfect vintage is time, c...
04/29/2026

Great wine and great wealth have something in common—they both reward patience. 🍷

Behind every perfect vintage is time, care, and consistency. The same goes for your financial strategy. The goal isn't quick wins or a perfect growing season, but something that matures over time.

Let's raise a glass to long summer nights with friends, trusted bottles full of years of promise, and a life worth savoring.

Salut! 🥂

What if your most expensive tax decision in 2026 happens long before you file your return?Tax prep looks backward; tax s...
04/22/2026

What if your most expensive tax decision in 2026 happens long before you file your return?
Tax prep looks backward; tax strategy looks ahead, and that gap is where real after-tax outcomes get decided.

A few high-impact levers to keep on the radar:
➡️ When Income Lands: Timing bonuses, self-employment income, and retirement distributions can help manage brackets.

➡️ How You Might Save: Consider taking advantage of the higher 401(k) limits in 2026 and catch-up provisions—but be sure to look into whether you need to use a Roth for those catch-up contributions.

➡️ Where Giving Shows Up: New rules change how charitable gifts and Adjusted Gross Income (AGI) limits work together.

➡️ What You Do in Down Markets: Tax-loss harvesting can turn volatility into a tool, not just noise.

➡️ With most retirement accounts, once you reach age 73, you must begin taking required minimum distributions. Roth accounts are the exception. Withdrawal penalties may apply if you take the money before age 59½. Roth IRA distributions must meet a 5-year holding requirement and occur after the account holder reaches age 59½.

Preparing year-round can help shape future cash flow, flexibility, and choices.



Sources:
➡️ https://www.affiancefinancial.com/news/tax-planning-or-tax-preparation-which-do-i-need
➡️ https://www.bdo.com/insights/tax/irs-issues-final-catch-up-contribution-regulations-for-salary-deferrals-in-retirement-plans
➡️https://www.irs.gov/pub/irs-drop/n-25-67.pdf
https://silvertaxgroup.com/donor-advised-funds-strategy/
➡️ https://www.fidelitycharitable.org/guidance/charitable-tax-strategies/bunching-charitable-donations.html
➡️ https://www.bankrate.com/retirement/convert-to-roth-ira/

You might be paying more in taxes than you need to—and not even realize it.From investment timing to account selection, ...
03/25/2026

You might be paying more in taxes than you need to—and not even realize it.

From investment timing to account selection, small decisions can have a big impact on your total tax bill. Here are five areas to keep in mind this tax season.

Address

676 Magnolia Avenue
Port Neches, TX
77651

Opening Hours

Monday 9am - 5am
Tuesday 9am - 5am
Wednesday 9am - 5am
Thursday 9am - 5am
Friday 9am - 5am

Telephone

+14097496315

Website

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