Dominic Svornich - Mortgage Loan Consultant

12/15/2025

A new year means new possibilities, and homeownership might be so much closer than you think.

Let’s build your customized step-by-step plan for 2026.

12/14/2025

Hi everyone!! Happy first night of Hanukkah! 🕎
Honestly, there’s something special about lighting the candles and thinking about having a place to call home. If you’re dreaming of finding your home base in 2026, I’m here to chat anytime.
Enjoy the lights, the latkes (yes, I’m a fan), and the time with your family.

12/11/2025

Big news just dropped!!
FHA just raised the loan limits for 2026, which means more flexibility and a lot more breathing room when you're trying to make the numbers work.

And on top of that, the Fed cut rates!! So, affordability is finally moving in the right direction. These changes kick in soon, but now’s the time to start planning.

If you or your clients are thinking about making a move, let’s talk through what this actually means for you.

12/11/2025

At Top Flite, giving back is part of who we are.
This month, we’re supporting community shelters and families in need, because compassion is the true spirit of the holiday season. Thank you for your support. Without you, none of this would be possible.

12/04/2025

If you’re dreaming of homeownership in the new year, now’s the time to set your plan. A quick pre-approval can help you shop confidently and start 2026 strong.

12/02/2025

This season, the greatest gifts don’t come from stores, they come with keys. 🏡💙 If owning a home is on your wish list, let’s talk about the steps to make it happen.

11/26/2025

Big update for 2026, loan limits are going up. And here’s something a lot of people are gonna care about… conventional also removed their minimum FICO requirements.

2025 is wrapping up with a whole lot more home-financing opportunities for borrowers looking to refinance or purchase.
If you’re not sure what this means for your plans next year, just reach out. I’ll walk you through it, plain and simple.

10/17/2024

I'm happy to have been a Housing Hero sponsor for Housing Jefferson County's Economy last night - it was such an incredible event, and the data they collected surrounding our county's housing needs was right in line with what I expected, but even more dire, and paints an important, fact -driven picture of how we need to prioritize development and collaboration in our community. The stories were raw and inspiring, and it was so refreshing to hear personal stories from both younger, working individuals with real perspectives and challenges; and community-focused landlords, storytellers and advocates trying to preserve affordability however that can. Pure gold, HSN.

11/21/2023

Finally, some thawing!!

Mortgage rates are still stupid high, but Treasury bonds are starting to see more action as investors lock in those returns before they start to slide, which is usually a very good sign that mortgages will follow suit shortly. I'm cautiously optimistic that we may see rates down in the mid-6% range sometime in first quarter.

Whole it might seem counterintuitive, the holidays can be a fantastic time to buy. Many older buyers drop out of the market because of family obligations during this time of the year, so if you're considering making a purchase, reach out! We might be able to sneak in on something while half the buyers out there are making turkey sandwiches.

And on that note, remember to give thanks this week. I don't celebrate Thanksgiving in a traditional sense, because historically, it's more about subjugation and smallpox than goodwill, but I do believe in using this time to show gratitude in spite of the holiday's storied past. So eat up and show your love to those you care most for, those you don't see enough, and those you've just met. The world could use a bit more goodwill right now.

The 30-year fixed mortgage rate averaged 7.44% for the week ending Nov. 16 — down from 7.50% last week.

10/26/2023

Remember adjustable rate mortgages? They're still here, and they're not half bad. With rates all but guaranteed to drop over the next couple of years, these can be great options to keep your initial rate and resulting payment lower. And with no prepayment penalties and initial fixed periods of 3-10 years, the risk is pretty minimal.

Mortgage demand has essentially stalled at the slowest pace since 1995, as mortgage interest rates continue to rise.

10/17/2023

Welcome friends - with a desire to keep my personal and professional social media presence independent from each other, I've created this new page as a way to share information and news about the lending industry, our local market, and all of the socio-economic factors that drive this industry that has such a huge impact on all our lives and the health of our communities. Please take a moment to like/follow, and I promise to do my best to make my posts relevant, timely and interesting.

Thanks for your support, and I look forward to answering your questions and helping you achieve your financial and homeownership goals.