Darius Jordan - Frazie Wealth Management

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Darius Jordan - Frazie Wealth Management

Financial Advisor | Frazie Wealth Management
Portsmouth, OH • Building your financial future & goals Frazie Wealth Management and Cambridge are not affiliated.

Financial Advisor at Frazie Wealth Management
Based in Portsmouth, Ohio | Helping You Build a Confident Financial Future

Darius Jordan is proud to help individuals and families across the community make informed financial decisions that align with their goals and values. Since joining Frazie Wealth Management in 2024, Darius is focused on guiding clients through the firm’s Four Cornerstones:
🔹 Re

tirement & Investment Portfolio Planning
🔹 Tax Mitigation Strategies
🔹 Family Protection Planning
🔹 Estate Coordination
Whether you're just starting out, growing your wealth, or planning your legacy, Darius is here to provide trusted guidance every step of the way. Darius is proud to live this journey with his wife, Livi, and serve the place he calls home—Minford, OH.

📞 Let’s talk about your future:
- (740)354-9585
- [email protected]

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Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Content provided via links to third party sites should not be considered an endorsement of third party content. We make no representation as to the completeness or accuracy of information provided at these websites. No compensation is being provided for sharing of opinions and experiences on this site. The reviewer's comments may not be representative of any other person's experience and is no guarantee of future performance or success.

01/22/2026

📣 Attention Business Owners & Local Businesses
Frazie Wealth Management is excited to announce that we are now fully taking on new and existing 401(k), Solo 401(k), and Simple IRA plans.
Our approach is different from the traditional “set it and forget it” retirement plan.
We specialize in:
• Educating business owners and their entire staff
• Helping employees understand what portfolio they’re in and what it actually means
• Evaluating current plans for compliance, cost efficiency, and alignment with business goals
• Ensuring retirement plans evolve as the business grows
We also offer free retirement plan evaluations and are available to host Lunch & Learn sessions to clearly explain how 401(k)s work and how employee contributions impact long-term outcomes.
Whether you’re starting a plan, reviewing an existing one, or exploring different retirement plans, we’d be happy to help.
Message or call us to schedule a free evaluation or to learn more.

09/24/2025

👀Come by and see us tomorrow!! 👀
Frazie Wealth Management

09/16/2025

Cash Sitting vs. Cash Working

A lot of people leave big chunks of money sitting in a bank account because it feels “safe.” But here’s the thing: safety can quietly cost you.

👉 $25,000 sitting in a savings account earning 0.4% = about $4,000 after 15 years.
👉 That same $25,000 invested at an average of 8% = about $79,000.

Keeping a cushion for emergencies is smart, usually 3 to 6 months of expenses.

📌 And here’s the part most people miss,
Invisible Tax (inflation) is eating away at cash every single year. If prices rise 3% annually, $25,000 today only buys about $16,000 worth of goods in 15 years.

Not sure how much to keep in cash vs invest? Message me, I can help you find a balance that keeps you protected today and growing for tomorrow.

08/27/2025

What Happens to Your Old Retirement Plan When You Change Jobs?

A lot of people leave behind 401(k)s or retirement accounts when they switch employers. It’s easy to forget about that money, but here’s the good news:

👉 You don’t have to leave it behind.
👉 You don’t have to cash it out (and pay taxes + penalties).
👉 You can roll it over into an IRA or a new plan, completely tax-free.

That way your retirement money stays growing for you, instead of sitting in an old account you don’t check anymore.

📌 If you’ve switched jobs in the past and aren’t sure what happened to your old retirement plan, I can help track it down and show you your options.

08/13/2025

Time in the market vs. Timing the market

Let’s look at three friends who all retire at 65, each account earning an average return of 8%.

1️⃣ Sarah starts investing at 20, putting $200/month into an IRA account.
📈 At 65: $927,613

2️⃣ James waits until 30, but invests $400/month.
📈 At 65: $827,121

3️⃣ Lisa waits until 40, investing $600/month.
📈 At 65: $526,363

The lesson?
Even though Sarah invested the least each month, starting earlier gave her the biggest retirement balance, all thanks to compound interest.

💬 If you’ve been waiting to “start when you have more money,” this is your sign: start with what you can, now.

08/11/2025

Things No One Tells You About Money… Until It’s Too Late

Most people don’t learn these in school… and by the time they do, years have passed.

1️⃣ You don’t have to be rich to start building wealth; you have to start before you feel ready.

2️⃣ Compound interest is a time game, and time runs out. Waiting even 5 years to start can cost you hundreds of thousands in the long run.

3️⃣ You will either control your money… or your money will control you. Without a plan, lifestyle creep eats your paycheck before you see it.

4️⃣ The IRS won’t give you a pass just because you didn’t know. Missed tax opportunities = money gone forever.

5️⃣ Most people don’t get serious until they’re playing catch-up, and by then, the climb is much steeper.

6️⃣ Your income can grow, but your habits will determine if your wealth grows. A $100k salary means nothing if you spend $105k.

7️⃣ Retirement isn’t an age, it’s a number, and most people have no idea what their number actually is.

📩 Message me anytime if you want to see where you stand and what steps you can take to give you more freedom and less stress about money.

08/05/2025

We want to thank Frazie Wealth Management for stepping up and offering to pay for any Minford student to attend a home fall sporting event this year. https://fraziewealthmgmt.com/ Any other donations we receive will go towards winter and spring sporting events.

08/04/2025

Spend It or Save It? Your Future Self Will Thank You.

Option 1 -
Spend It:
You spend $200/month on dinners, subscriptions, and impulse buys.
In 10 years? $0 saved.

Option 2 -
Save It in a Roth IRA:
You invest that same $200/month at an 8% average return.

10 years: $36,000 tax-free

30 years: Over $280,000 tax-free

The Secret is... Compound Interest!

When you invest, your money starts earning returns. Then those returns start earning returns on themselves, over and over again. The longer your money stays invested, the faster it grows, and a Roth IRA lets it grow tax-free.

What most people don’t realize is it’s completely FREE to set up a Roth IRA.

If you have any questions about how a Roth IRA works, or you’d like guidance on setting one up, send me a message.
I’m happy to walk you through it and make sure you’re on the path to tax-free growth.

07/28/2025

Most people think retirement is about hitting a certain age: 60, 62, or 65.

But it’s not about age; it’s about being financially ready.

Here’s what we often see when meeting with people in their 30s, 40s, and 50s:

✅ They have 401(k)s or pensions but don’t know what income they’ll produce.
✅ They haven’t planned for taxes, inflation, or rising healthcare costs.
✅ And most don’t have a strategy for turning savings into income that lasts.

That’s where the gap is, between what people think they have and what they’ll actually need.

Retirement isn’t a number; it’s a plan.
Without one, even a large balance can disappear faster than you'd think.

❗️Feel free to reach out if you have any questions. Whether you're just starting to plan or approaching retirement, I'm happy to walk through your options and help you make sense of the numbers.

07/25/2025

Most people think life insurance is just something older people buy to protect their family when they die.

But the truth is, if you’re in your 20s or 30s and don’t have it, you’re missing out on one of the most powerful financial tools available.

Let me break it down for you:

✅ 1. The younger and healthier you are, the cheaper it is, forever. A 25-year-old can lock in a 30-year policy for under $20/month. That same policy might cost $80/month at 45, or be denied altogether if your health changes.

✅ 2. It’s not just for dying; some policies build cash value you can actually use. There are types of life insurance (like Indexed Universal Life or Whole Life) that grow tax-free cash inside them. You can tap into that money later for retirement, real estate, or even a business. It’s like a private, tax-advantaged savings account most people don’t know about.

✅ 3. Most families are dangerously underinsured, and they don’t realize it until it’s too late. If something happened to you tomorrow, would your family, spouse, or kids be financially okay? If the answer is “I’m not sure,” that’s your sign.

This is just one piece of a real, long-term financial strategy, but it’s one of the easiest places to start.

If you’d like help creating a plan tailored to your goals, or just have a question, feel free to send me a message anytime. I’m happy to help.

07/23/2025

Hey everyone! I wanted to quickly introduce myself for those who don’t know me or haven’t seen me in a few years.

My name is Darius Jordan and I'm from Minford, Ohio. I’m 24, and I'm happily married to my amazing wife, Livi Jordan, and I recently started working full-time as a licensed financial advisor in Portsmouth, Ohio, at Frazie Wealth Management

I help people, especially young professionals, couples, families, and business owners, with things like:
✅ Setting up life insurance
✅ Building investment accounts (like Roth IRAs)
✅ Rolling over old 401(k)s or retirement plans
✅ Creating tax-efficient wealth strategies

I got into this business because I saw how many people were either overwhelmed or totally in the dark about money, and I knew I could make a difference.

Thanks for being here, and if you ever want to talk about your financial goals (even just to ask a question), I’d be honored to help.

Address

701 Chillicothe Street
Portsmouth, OH
45662

Website

https://fraziewealthmgmt.com/

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