Trail Ridge Financial

10/22/2026

The Social Security Administration has announced a 3.6% cost-of-living adjustment for 2027. While the increase may affect monthly benefit amounts, it can also be a useful time to revisit retirement income, spending needs and how Social Security fits into a broader financial plan:

raymondjames.com

10/20/2026

Key person insurance protects a business against the death or disability of a major contributor. It can also be used to address the other "D" risk – departure – by rewarding loyalty with a retirement bonus.

raymondjames.com

10/16/2026

Oct. 16 - Equity futures are pointing to a mixed start, with S&P 500 futures six points above fair value and the NASDAQ 100 futures 119 points below fair value, as selling in the semiconductor space and AI trade has resumed.

Read in the Morning Brew.

GCM_Morning_Brew.pdf

10/13/2026

When personal understanding meets real capability, what once felt out of reach becomes entirely possible. That's the power of personal.

10/09/2026

As the midterm elections approach, political rhetoric can intensify and contribute to short-term market volatility. Explore the potential impact of the elections on the equity market and sector-specific policy.

raymondjames.com

10/06/2026

Building long-term financial security often starts with consistent habits. Explore practical ways to make the most of your retirement accounts and keep your savings goals on track:

raymondjames.com

09/29/2026

Supporting a nonprofit can extend beyond writing a check. Learn how serving on a board can help you shape strategy, strengthen governance and create a lasting impact for the organizations you value most:

raymondjames.com

09/24/2026

Thinking about saving for college? Here's a quick primer on 529 plans, tax-advantaged investment accounts designed to help families save for education expenses:

raymondjames.com

09/22/2026

Equity futures point to a slightly higher opening after recovering from overnight losses, looking to build on the major averages rally behind renewed strength in AI, semiconductor stocks, oil prices and Treasury yields.

Read more in Morning Brew.

amazonaws.com

09/22/2026

Medicare's Income-Related Monthly Adjustment Amount (IRMAA) can affect what some individuals pay for Medicare coverage. Understanding how income may impact future premiums can help support more informed retirement and tax planning decisions. Consider a Medicare coverage review with Chapter to better understand your options and make sure your plan continues to provide the support and benefits that matter most to you. Read the one-pager to get started.

raymondjames.com