MRP Bookkeeping LLC

09/15/2026

09/11/2026

A quarter of a century has passed since September 11, 2001, when the peace of our Nation was shattered by terrorists.

Today, we remember the 2,977 precious lives taken from us, honor the heroes who answered the call, & keep their families in the heart of our Nation.

Above all, we must ensure the memory of 9/11 never fades, but is carried from one generation of Americans to the next.

We will never forget. 🇺🇸

09/07/2026

09/06/2026

Join us for the 2nd Annual black-tie evening in support of South Dakota Service Dogs, where every moment helps change the life of a Veteran or First…

09/05/2026

Remember wealth isn’t built overnight….

Wealth rarely begins with a six-figure salary. Sometimes it begins with two people making the same small decision every week.

The idea in this graphic is powerful because it turns money into a team sport: if two partners each save $154 a week, that is $308 together. Over roughly two years, that discipline can build more than $32,000 before considering any investment returns.

And the bigger lesson is not really the $32,000. It is the habit.

The Federal Reserve’s latest household survey shows why building that habit matters. In 2024, only 63% of U.S. adults said they could cover a $400 unexpected expense using cash or its equivalent. The Fed also found that 55% had emergency savings covering three months of expenses.

That means financial freedom is not just about making more money. It is also about creating margin between what you earn and what you spend.

For couples, that margin can become a shared advantage.

One person saving $154 a week is progress. Two people doing it consistently creates momentum. Then the goal can evolve: emergency savings first, then investing, then potentially purchasing productive assets such as property.

But there is an important distinction: saving $32,000 does not automatically create $1 million in property wealth. Mortgage qualification, interest rates, taxes, insurance, maintenance, market prices, down-payment requirements and investment returns can dramatically change the outcome.

Still, the principle remains timeless:

Small amounts + consistency + time + teamwork = meaningful financial progress.

You do not need to become rich overnight.

You need a system you can follow long enough for your money habits to become your financial advantage.

Disclaimer: This is educational content, not personalized financial, mortgage, tax, or investment advice.
Property values, financing terms, returns, and results are not guaranteed and vary by individual circumstances.

09/04/2026

The 4 Percent Rule: Retire on Less Than You Think.

The math is simple. The math is life-changing.

Save 25 times your annual expenses. Withdraw 4 percent per year. Your money lasts 30 plus years.

If you spend 50K per year, you need 1.25 million to retire.

That sounds like a lot. But 500 per month for 30 years gets you there.

Start today. The math does the rest.

08/29/2026

Money Rules Cheatsheet

08/26/2026

Great information. The new amount to pa children is $16k.

Most people think getting rich is about earning more.

In America, it’s often also about understanding the rules around how money is earned, taxed, protected and passed on.

That’s the bigger lesson behind these “rich people rules.”

Hiring family members can be a legitimate business strategy when the person actually performs real work and the payments are properly documented. The IRS specifically recognizes special tax rules for family employees, although the treatment changes depending on how the business is structured.

The child-pay example in this graphic uses $14,600 — the 2024 standard deduction. That number is no longer the current figure: the 2026 standard deduction for a single taxpayer is $16,100.

Living trusts are another powerful planning tool. Assets properly placed in a revocable living trust can generally avoid probate, potentially reducing court involvement, delays and public exposure. But a living trust is not automatically an “asset protection” shield.

And then there’s financing. Private or hard-money lending can be attractive to real-estate investors and self-employed borrowers who may not fit traditional lending models. These loans can focus heavily on the property, deal structure and repayment prospects — but they can also carry higher costs and risks.

The real advantage isn’t knowing a secret loophole.

It’s knowing which legal tools exist, understanding the rules, and using them correctly.

Wealth is often built not just by making money — but by learning how money moves.

Disclaimer: This post is for educational purposes only and is not tax, legal, financial, or investment advice.
Rules vary by state, business structure and individual circumstances; consult a qualified U.S. professional before acting.