McNally$Money

10/29/2026

10/28/2026

A big account balance can feel reassuring.
But retirement gets a lot more practical than that.

How much of what you own can actually support your monthly lifestyle? How much debt still has to be paid? What income will come in automatically, and how much will need to come from your savings?

Those questions tell you a lot more than one big net-worth number ever could.

If you’re getting close to retirement and want a clearer picture of where you actually stand, comment QUIZ and I’ll send you the free Retirement Readiness Assessment.

financial planning, retirement planning, 65+ , investment planning

10/22/2026

A retirement plan doesn’t have to assume you’ll spend the exact same way for the next 30 years.
But flexibility only works when you know what the plan is counting on later.

If you spend more in one season, what changes in the next? How much does your money need to earn? What happens if things don’t go exactly as expected?
That’s the difference between having flexibility and simply winging it.

If you’re getting close to retirement and you’re not sure what assumptions your plan is built on, comment QUIZ and I’ll send you the free Retirement Readiness Assessment so you can see where things stand.

retirement planning • financial planning • retirement lifestyle

10/21/2026

Financial deadlines have a funny way of feeling far away... right up until they aren’t.

That’s why I’d much rather start the year-end conversation early enough to actually have options than scramble to make decisions during the last few days of December.

Quick check: have you done a year-end financial review yet? Vote YES or NOT YET in the poll.

If you’re in the NOT YET camp, consider this your reminder to put it on the calendar.

10/20/2026

Second marriages can come with really good intentions on all sides.
You want your spouse to be okay. You want your kids to receive what you intended for them. The problem is that vague instructions don’t always accomplish both.

This is one of those situations where “we’ll figure it out later” can create a lot more complexity for the people you love.

If this sounds like your family, comment RLA and I’ll send you the link to book a conversation with me. We can look at how your financial plan fits with what you want to happen.

10/19/2026

The hardest part of a long financial to-do list usually isn’t knowing the items matter.

It’s deciding which one deserves your attention first.
Some decisions have deadlines. Some affect three other decisions. And some can probably wait a little longer.

So I’m curious: what’s been sitting on your list the longest?