Preservation Financial Wealth Management

08/27/2026

Come join Kirk for one of our Medicare Educational Events!

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

06/02/2026

Dear Friends,

Outside of serving our clients, one of our greatest passions is supporting
organizations which are making a real difference in our communities.
Today, we want to introduce you to Christ’s Haven for Children—a
ministry that has provided for over 70 years, safe Christ-centered
homes for youth experiencing hardship.

They recently released their Annual Report, which beautifully highlights
the lives being impacted through their residential care, counseling, and
educational programs.

We are honored to serve as Co-Chairs for the Christ's Haven Clay
Shoot on Saturday, August 22, 2026. While we simply wanted to
introduce you to their vital work today, please reach out if you’d like to
learn more about the ministry or the upcoming event.

Thank you for taking a moment to read about a cause that means a
great deal to us.

Blessings,

Tim Philpot & Quinn Moser

Created with the Heyzine flipbook maker

05/29/2026

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed an...

02/27/2026

Tim Philpot’s journey from CPA to hospital CEO by age 30 is a story of grit and bold pivots. Taking risks and seizing opportunity, he transformed a struggling Texas public hospital into a $300M healthcare system and community cornerstone

01/27/2026

Thirty years is long enough to see what lasts and what doesn’t. Long enough to weather market cycles, industry shifts, and the changing expectations clients bring to the table. For Pre

Thirty years reveals what lasts, through market cycles and shifting client expectations. Preservation Financial’s milestone isn’t just reflection. This series begins with founder Tim Philpot and the life that shaped the work.

10/31/2025

What’s your biggest financial fear? 👻

Not having enough money in retirement? Making a bad investment? Not having a strategy in place if something unexpected happens?

Some of the most common fears we hear include:
• “I’m behind on retirement.”
• “I’m afraid of investing at the wrong time.”
• “Estate preparation is only for wealthy families.”

The truth?
✅ It’s never too late to start strategizing—or start over
✅ Timing the market is challenging—even for professionals
✅ Estate preparation isn’t just about managing wealth

Financial fears are real. But facing them can be a lot less scary than you think.

If there’s something that scares you, let’s talk!

In the meantime, wishing you a fun, fear-free Halloween! 🎃

10/29/2025

📅 Many of you will start getting notices about benefit open enrollment for 2026 soon.

Don't just put your benefits on autopilot!

Here are a few suggestions:

✓ Review last year's actual healthcare spend in-network and out-of-network, and deductibles

✓ Check if your doctors are still in-network for 2026

✓ Factor in any life changes: new baby, chronic conditions, planned procedures

✓ Consider an FSA to use pre-tax dollars for healthcare expenses. In 2026, the maximum annual contribution limit is $7,500

✓ Consider the pros and cons of HSA-eligible high-deductible plans

Remember: The cheapest premium isn't always the best financial choice, and the most expensive plan isn't always necessary.

What questions do you have about making smart benefits decisions that align with your financial goals?

Once you start Medicare, you can no longer contribute pretax dollars to your health savings account (HSA). Any money withdrawn from your HSA for nonmedical reasons is considered taxable income and faces an additional 20% penalty. This penalty is void after the age of 65; however, it will still become taxable income.

10/22/2025

Kirk and Nathan enjoyed their afternoon educating seniors at the Grapevine Rec, preparing them for Medicare Open Enrollment. Remember it is time to revisit your Medicare plans during Open Enrollment. Please call or email Kirk if you have any questions! [email protected]

10/15/2025

With federal electric vehicle tax credits now expired, states are stepping in to reshape incentives and fees.

According to Axios, 17 states continue to offer EV purchase credits — from $1,500 in Rhode Island to $7,500 in Oregon and Maine — while 40 states now charge higher registration fees for EVs and hybrids to offset lost gas tax revenue.

Colorado is expanding its state rebates for low- and middle-income drivers who trade in older, higher-emission vehicles. Eligible buyers can now receive up to $9,000 on new EVs or $6,000 on used models, even as broader state incentives are scheduled to decline next year.

The patchwork of state policies underscores how EV adoption and infrastructure funding are evolving as governments balance environmental goals with revenue needs.

State tax breaks for electric vehicles still exist, but so do higher vehicle registration fees.

10/08/2025

The Vatican’s Swiss Guards, the world’s oldest standing army, have introduced a new look.

Unveiled this week, the updated black wool uniform features a yellow-and-white belt, double rows of buttons, and a Mao-style collar. It’s based on a centuries-old design last used in the 1970s and will be worn for formal but non-ceremonial occasions, such as diplomatic receptions.

The guards’ famous blue, yellow, and red Renaissance-style uniforms, often mistaken as Michelangelo’s work, aren’t going anywhere. Instead, the new attire adds to the Swiss Guards’ long tradition of blending history, ceremony, and service to the Vatican.

The Swiss Guards have introduced a new uniform for nonceremonial occasions