Financial Empowerment Center

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Roanoke, VA
Financial Empowerment Center

Your path to financial confidence starts here 🌟
No-cost, judgment-free financial counseling for Central & SW Virginia. And the best part? It’s completely free.

From budgeting to big decisions—we’re here for you. Brought to you by E3 Endeavors & Freedom First Credit Union. Money can be stressful—but getting help shouldn’t be. At the Financial Empowerment Center (FEC), we offer free, one-on-one financial counseling that’s judgment-free, easy to access, and tailored to your goals. Whether you're figuring out a budget, tackling debt, building credit, or plan

ning a big purchase, we’re here to walk with you, not lecture you. You can meet with us in person or chat over the phone—whatever works best for you. This vital service is made possible through a partnership between E3 Endeavors and Freedom First Credit Union, working together to strengthen our community by making financial wellness accessible to all.

04/09/2026

April is Financial Capability Month! 🎉 Now is the perfect time to take a step back, evaluate your needs, and make plans to work towards your financial goals.
Our FEC Program Manager, Kathryn, will be a guest on today's WDBJ7 7@4 segment providing viewers with tips to make the most of this month's initiative. Tune in and be ready to take those next steps towards a brighter financial future. 🌟

04/08/2026

Last month, the FEC was invited to be a guest presenter for a new event by for graduating seniors in the area at . And what an event it was! Multiple school districts, an engaged group of young adults, and a great show of support and partnership on display! These events are what inspire us everyday as we work to support our community members with their financial stability goals.

01/23/2026

💰 Tax Time Tip: Make Your Refund Work for You

Tax refunds can feel like a bonus — but they can also be a powerful step toward your financial goals.

Consider using your refund to:
• Build or boost an emergency fund
• Pay down high-interest debt
• Catch up on bills or savings goals
• Invest in your future through education or training

A plan for your refund today can create peace of mind tomorrow. 💛

Our Financial Empowerment Center is here to help you make the most of it.

01/16/2026

In observance of Martin Luther King Jr. Day, the Financial Empowerment Center will be closed on Monday, January 19th, 2026.

Dr. King’s legacy reminds us that equity begins with opportunity and that service is a powerful act of change. We honor his vision by continuing to empower our community through knowledge, dignity, and financial capability.

We will reopen Tuesday, January 20th.

01/01/2026

The FEC team wishes you and your family a Happy New Year! Let 2026 be the year to reconnect your goals and values to your financial plan.
Remember the FEC is here to help along the way!
💚🌟✨

12/24/2025

Holiday hours update! 🎄🎉
Our offices will be closed on December 25, and we’ll see you again the next business day.

However you spend the day—celebrating, resting, or just enjoying a quiet moment—we’re wishing you well! ✨

12/21/2025

❄️ Winter is officially here! ☕

The days are shorter and the nights grow colder, it’s a lovely time to slow down, reflect, and take gentle steps to care for yourself and your finances. 💙

Here’s a Winter Financial Checklist to help keep things cozy and stress-free:

✅ Take a Quiet Look at Your Budget – Make sure your essentials like heating, groceries, and any seasonal plans feel comfortable and manageable.
✅ Find Small Ways to Save – Even little adjustments, like energy-saving tips or smart grocery planning, can add up.
✅ Plan for Holiday Expenses – Wrap up lingering costs or start lightly preparing for the year ahead, at your own pace.
✅ Check Your Safety Net – A small emergency fund can offer peace of mind for unexpected winter surprises.
✅ Reflect on Debt and Payments – A gentle review helps you feel prepared without pressure.
✅ Rest and Reset – Short days are perfect for slowing down, reflecting, and setting small, realistic financial intentions.

Taking a few mindful steps now can help your season feel brighter, calmer, and more manageable. ❄️💙

12/19/2025

Your Sweater Can Be Ugly. Your Finances Don’t Have to Be.

🧶 Ugly sweaters are meant to come out once a year…
but your finances shouldn’t stay hidden in the closet. 😉

Ugly Sweater Day can be a fun reminder to check in on those things we tend to keep out of sight and out of mind - your budget. So let's dust off your financial goals, and make sure everything still fits your life today. A little attention now can make the whole season feel more comfortable and a lot less stressful. 💙

Whenever you’re ready, we’re here to help—no judgment, no pressure, and definitely no ugly sweaters required (your choice). 😄

12/03/2025

🎄✨ Holiday Peace of Mind: Spend Smart, Stress Less!
Join us on WDBJ7’s 7@4 as we share simple behavioral economics tips to help you enjoy the season without financial regret.
✅ Avoid overspending
✅ Manage gift expectations
✅ Keep your peace of mind
📅 Tune in this December 4th on !

11/26/2025

In observance of Thanksgiving🦃, the Financial Empowerment Center will be closed on Thursday, November 27th.

We’re grateful for our clients, partners, and community who inspire the work we do every day. 💛

Normal hours will resume Friday, November 28th. Wishing you and your loved ones a safe and happy Thanksgiving!

11/17/2025

Learning takes many forms—whether it’s in a classroom, through experience, or by gaining financial confidence. 🌍💰
This International Students Day, we celebrate the power of education and the lifelong learners we serve at the Financial Empowerment Center.

Address

5002 Cross Road NW
Roanoke, VA
24012

Website

https://e3endeavors.org/fec

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