Ayers Financial Services

Ayers Financial Services Patrick Ayers is a Registered Financial Consultant and president & CEO of Ayers Financial Services At Ayers Financial Services, our sole focus is YOU.

We are committed to helping you make the best decisions for your financial situation and your future. We do this by providing guidance to help you develop an overall retirement income strategy, and offering a variety of insurance and investment products to help achieve the objectives of that strategy. Ayers Financial Services is here to help ensure you receive all the assistance you need, not only

in developing your retirement income strategy, but in maintaining it throughout your retirement. For more insight into what our firm has to offer please tune into the "Financial Sanity" radio show hosted by Patrick Ayers on WFIR 960 AM | 107.3 FM Saturdays at 6 am and Sundays at 8 am. Patrick Ayers is a registered representative of and offering securities and advisory services through Madison Avenue Securities, LLC., a Registered Investment Advisor, member FINRA http://www.FINRA.org & SIPC http://www.SIPC.org. Madison Avenue Securities, LLC is not affiliated with Ayers Financial Services. The MAS, LLC registered representative associated with this site may discuss and/or transact securities business only with residents of the following states: California, Florida, Georgia, Indiana, Kentucky, Maryland, Montana, North Carolina, New Jersey, New York, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia and West Virginia.

05/30/2026

Sign up to keep listening, access your Library to pick up episodes right where you left off, and connect with your favorite creators. Experience the ultimate podcast listening on Spreaker!

05/30/2026

Sign up to keep listening, access your Library to pick up episodes right where you left off, and connect with your favorite creators. Experience the ultimate podcast listening on Spreaker!

05/29/2026

Gas prices often quietly strain your weekly budget. While we can’t influence global events, we do control how efficiently we use fuel daily.

One of the simplest ways to start? Your driving habits. Many people don’t realize how much extra fuel is wasted on small inefficiencies like sitting in traffic, making multiple short trips, or taking less efficient routes.

Using apps like Google Maps or Waze to plan routes ahead of time can help you avoid congestion and combine errands more effectively.

It’s a minor change, but over time, it can make a noticeable difference without disrupting your routine.

After years of saving and preparing, some retirees hesitate to spend.That's understandable.But retirement isn't only abo...
05/26/2026

After years of saving and preparing, some retirees hesitate to spend.

That's understandable.

But retirement isn't only about preserving what you've built. It's about using it to support the life you want to live.

The first year isn't a test.

It's a transition.

And it's okay to take it one step at a time.

If you'd like to talk through what this season looks like for you, we're here.

Memorial Day is a time to pay tribute to those who made the ultimate sacrifice in service to the United States. They wil...
05/25/2026

Memorial Day is a time to pay tribute to those who made the ultimate sacrifice in service to the United States. They will always be remembered. Wishing you and your loved ones a peaceful Memorial Day holiday.

05/23/2026

Sign up to keep listening, access your Library to pick up episodes right where you left off, and connect with your favorite creators. Experience the ultimate podcast listening on Spreaker!

05/23/2026

Sign up to keep listening, access your Library to pick up episodes right where you left off, and connect with your favorite creators. Experience the ultimate podcast listening on Spreaker!

Retirement gives you time.A lot of it.And while that sounds freeing, it can also feel overwhelming at first.When you're ...
05/21/2026

Retirement gives you time.

A lot of it.

And while that sounds freeing, it can also feel overwhelming at first.

When you're working, much of your day is structured. In retirement, you decide what today looks like.

Some people find it helps to create a little rhythm:
▪️A weekly volunteer day
▪️Lunch with friends
▪️A standing class
▪️Mornings reserved for exercise or hobbies

Not to recreate work — just to have something to look forward to.

Freedom often feels better with a little shape.

One adjustment many retirees don't expect?Spending can feel emotionally different.For decades, income came in the form o...
05/18/2026

One adjustment many retirees don't expect?

Spending can feel emotionally different.

For decades, income came in the form of a paycheck, and saving was the goal. In retirement, you're drawing from what you built.

Even if the numbers work, the shift can take time.

Separating essential expenses from flexible choices often helps. Once core needs are covered, the rest becomes intentional — not stressful.

Confidence tends to grow as you settle into your new routine.

05/18/2026

🎓 Do you have college students who are home for the summer? Or future college-bound children? Summer is a great time to talk to them about money!

💬 Whether it's learning to budget, building credit, or understanding paychecks, a little financial education at home sets the stage for smart choices later.

🤝 Parents + students: Let's use this time to help build habits that last well beyond graduation. Reach out today or tag a friend below!

Address

5185 Peters Creek Road
Roanoke, VA
24019

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 3:30pm

Telephone

+15405639144

Website

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