Nacca & Capizzi, LLP

Nacca & Capizzi, LLP Trusted in Rochester since 1979. Tax, accounting, business advisory & financial services for commercial, small business, & individual clients.

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It's September! With summer winding down, your books have likely had a busy few months. ๐Ÿ“ŠBefore the fall rush arrives, t...
09/01/2026

It's September! With summer winding down, your books have likely had a busy few months. ๐Ÿ“Š

Before the fall rush arrives, this is a smart moment to take stock. A quick check now is a lot easier than untangling nine months of records in January.

Worth a look this week:

โ€ข Are your accounts reconciled through the end of July?
โ€ข Are expenses categorized, or is everything still sitting in one bucket?
โ€ข Do you know your actual profit margin right now, not just your revenue?
โ€ข Are your estimated tax payments tracking with how the year is actually going?
โ€ข Any big purchases coming that should be timed with taxes in mind?

If any of those made you wince, that is useful information. It is far better to know in August than to find out at filing time.

Let's take a look together and head into Q4 with clean numbers.

๐Ÿ“ž (585) 225-9290
๐ŸŒ www.naccacpas.com

Happy Women's Equality Day! ๐Ÿ—ณ๏ธAccounting was once a field where women were rare in the room. That has changed, and we ar...
08/26/2026

Happy Women's Equality Day! ๐Ÿ—ณ๏ธ

Accounting was once a field where women were rare in the room. That has changed, and we are proud to have a woman partner and a team full of women who take care of our clients every day.

To every woman building a business or leading a team: we are in your corner. ๐Ÿ’ช

๐Ÿ“ž (585) 225-9290
๐ŸŒ www.naccacpas.com

We know summer is flying by and back to school is right around the corner, but we want to make sure our shred event is o...
08/25/2026

We know summer is flying by and back to school is right around the corner, but we want to make sure our shred event is on your calendar. ๐Ÿ“…

๐Ÿ“… Friday, September 11, 2026
๐Ÿ•› 12:00 PM to 2:00 PM
๐Ÿ“ 2430 Ridgeway Avenue, Rochester, NY 14626

Bring your old tax returns, bank statements, cancelled checks, and pay stubs, and we will shred them securely right on site, free of charge. Please leave electronic devices and banker boxes at home.

We will also have complimentary Tex-Mex food trucks there, so come hungry. ๐ŸŒฎ

Not sure what is actually safe to get rid of? The general rule is seven years for tax records, and we put a full guide up on our blog.

Mark it down, and we will see you there!

๐Ÿ“ž (585) 225-9290
๐ŸŒ www.naccacpas.com

That summer side hustle might be a real business now. ๐Ÿ’กMaybe it started with a few weekend jobs, an online shop, or help...
08/17/2026

That summer side hustle might be a real business now. ๐Ÿ’ก

Maybe it started with a few weekend jobs, an online shop, or helping friends for some extra cash. If the money is coming in consistently, here are a few things worth getting right before tax time:

โ€ข That income is reportable, even if nobody sends you a 1099
โ€ข Forming an LLC can protect your personal assets and open up planning options
โ€ข A separate business bank account keeps everything cleaner
โ€ข Tracking expenses now turns into real deductions later
โ€ข You may owe quarterly estimated taxes, and the next payment is due September 15

Getting the structure right early saves a lot of cleanup down the road. If your side project is growing into something bigger, let's set it up the right way.

๐Ÿ“ž (585) 225-9290
๐ŸŒ www.naccacpas.com

Backpacks, supply lists, and somewhere down the road, tuition. ๐ŸŽ’While you are checking off the school shopping list, it ...
08/10/2026

Backpacks, supply lists, and somewhere down the road, tuition. ๐ŸŽ’

While you are checking off the school shopping list, it is a good moment to think about the bigger education expenses coming. A few things worth knowing:

โ€ข A 529 plan lets your education savings grow tax free when used for qualified expenses, and New York offers a state tax deduction for contributions
โ€ข The American Opportunity Credit can be worth up to 2,500 dollars per student during the first four years of college
โ€ข The Lifetime Learning Credit can help with graduate school and continuing education
โ€ข Certain K-12 tuition costs may qualify for 529 withdrawals as well

There are income limits and plenty of fine print, so it is worth a conversation before you assume you do or do not qualify.

Have a student in your life? Let's talk about the smartest way to save for them.

๐Ÿ“ž (585) 225-9290 ๐ŸŒ www.naccacpas.com

August is Make-A-Will Month, and it is a good reminder that a little planning today can spare your family a lot of stres...
08/03/2026

August is Make-A-Will Month, and it is a good reminder that a little planning today can spare your family a lot of stress down the road. ๐Ÿ“‹

Nobody loves thinking about it, but having your wishes in writing is one of the most thoughtful things you can do for the people you love. It answers the hard questions before anyone has to ask them, and it makes sure what you have built ends up where you intend.

This is where the tax and financial side matters just as much as the legal one. From estates and trusts to minimizing the tax burden your heirs may face, we help make sure the plan actually works the way you want it to.

If you have been meaning to get this in order, let's talk. It is easier than you think, and you will feel better once it is done.

๐Ÿ“ž (585) 225-9290
๐ŸŒ www.naccacpas.com

Today is the International Day of Friendship, and it has us feeling grateful. ๐ŸคOver 45 years, so many of the people who ...
07/30/2026

Today is the International Day of Friendship, and it has us feeling grateful. ๐Ÿค

Over 45 years, so many of the people who walked in as clients have become something more: familiar faces, trusted friends, folks we genuinely look forward to seeing each year.

The relationships are the best part of this work. Thank you for trusting us with your numbers, your questions, and your goals, year after year.

Here's to the friendships that make what we do so meaningful. ๐ŸŽ‰

๐Ÿ“ž (585) 225-9290
๐ŸŒ www.naccacpas.com

Time to clear out those old files, and yes, there is free lunch involved. ๐ŸŽ‰Join us and The Platinum Wealth Group for our...
07/28/2026

Time to clear out those old files, and yes, there is free lunch involved. ๐ŸŽ‰

Join us and The Platinum Wealth Group for our upcoming Shred Event. Bring your old documents and watch them get securely shredded on site, no charge.

๐Ÿ“… Friday, September 11, 2026
๐Ÿ•› 12:00 PM to 2:00 PM
๐Ÿ“ 2430 Ridgeway Avenue, Rochester, NY 14626

What you can bring:
โ€ข Tax returns and records older than seven years
โ€ข Investment records and statements
โ€ข Bank statements
โ€ข Cancelled checks
โ€ข Paycheck stubs

Please note: no electronic devices and no banker boxes. All documents will be shredded during the event.

And because shredding is better on a full stomach, we will have complimentary food trucks on site with a Tex-Mex lunch and a sweet treat. ๐ŸŒฎ๐Ÿฆ

Good food, great company, and a cleaner space. We hope to see you there!

๐Ÿ“ž (585) 225-9290
๐ŸŒ www.naccacpas.com

Filed an extension on your 2025 return? The clock is still ticking. โฐOctober 15, 2026 is the final deadline, and it has ...
07/21/2026

Filed an extension on your 2025 return? The clock is still ticking. โฐ

October 15, 2026 is the final deadline, and it has a way of sneaking up once summer winds down. The good news: you do not have to wait until the last week to deal with it.

Getting your documents together now means no October scramble, more time to catch every deduction you are owed, and the peace of mind that comes with checking it off your list.

If you have been putting it off, let's knock it out together. Reach out and we will get you on the calendar.

๐Ÿ“ž (585) 225-9290
๐ŸŒ www.naccacpas.com

Time to reset and refocus! ๐Ÿ”„The first half of 2026 is behind us, and Q3 is officially underway. Now is the perfect momen...
07/13/2026

Time to reset and refocus! ๐Ÿ”„

The first half of 2026 is behind us, and Q3 is officially underway. Now is the perfect moment to take a step back, look at where you stand, and set yourself up for a strong finish. ๐Ÿ“…

A few things worth putting on your radar right now:

๐Ÿ“Œ Q3 estimated tax payment is due September 15
๐Ÿ“Œ Q2 books should be reconciled and closed out
๐Ÿ“Œ Year-to-date income vs. what you projected back in January
๐Ÿ“Œ Business purchases you may want to time before year end
๐Ÿ“Œ Retirement contributions you still have room to make

The moves you make over the next few months are the ones that shape your April. Don't wait until it's too late to act. ๐Ÿ’ช

We're here year-round to help you plan ahead. Let's talk. ๐Ÿ‘‡

๐Ÿ“ž (585) 225-9290 | www.naccacpas.com

Address

2430 Ridgeway Avenue, Ste 1
Rochester, NY
14626

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 1pm

Telephone

+15852259290

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