Charleton Financial

Charleton Financial Charleton Financial is a locally owned Financial Services firm, providing comprehensive financial planning in Upstate New York for over 25 years.

Investment advisory services are offered through William Joseph Capital Management, Inc., a registered investment advisor. Tax advisement, planning and preparation are offered through William Joseph Tax Strategies. Insurance offered through William Joseph Insurance. These are affiliated entities. Clients are not obligated to use affiliated entities for tax or insurance services.

Proud sponsor of the Genesee Valley Homesteading Expo
06/06/2026

Proud sponsor of the Genesee Valley Homesteading Expo

If you or someone in your family is still in school—or heading back in the fall—now is the time to make sure your FAFSA ...
05/14/2026

If you or someone in your family is still in school—or heading back in the fall—now is the time to make sure your FAFSA form is in.

A few things worth knowing:
⏰ The federal deadline is June 30. State and school deadlines are often earlier.
⏰ Many types of aid are first-come, first-served. Waiting could cost money.
⏰ You can make corrections after submission, but the form needs to be in first.

Don't let a deadline get in the way of money that's already available to you.

That yellow section? That's money you never saved, your money made it for you.This is compound interest in action. Start...
05/07/2026

That yellow section? That's money you never saved, your money made it for you.

This is compound interest in action. Start with $1,000/year at a hypothetical 5 percent return, and by year 30, you've built nearly $70,000. But the real story is the yellow: Interest earning interest.

Year 1: almost no interest at all.
Year 30: the interest on your interest alone might cover a year of car payments (or more).

You don't need to invest more. You need to stay focused on your strategy. What's one financial habit you wish you'd started earlier? Drop it below. 👇

A common online security tool is now being used in a new type of scam.Cybercriminals are increasingly using fake CAPTCHA...
05/06/2026

A common online security tool is now being used in a new type of scam.

Cybercriminals are increasingly using fake CAPTCHA prompts — the familiar “I’m not a robot” checks — to trick users into taking actions that can compromise their devices.

Instead of a simple verification, these prompts may ask users to click “Allow,” enable notifications, or follow additional steps that can lead to persistent pop-ups, phishing attempts, or unwanted software.

These scams often appear through ads, suspicious links, or redirected web pages, making them harder to spot at first glance.

Security experts note that legitimate CAPTCHA tests do not require enabling notifications, downloading files, or entering system commands — making those requests a potential red flag.

As these tactics evolve, staying cautious when interacting with unexpected prompts can help reduce exposure to online threats.


Source:

Cybercriminals are increasingly using fake CAPTCHA prompts to trick users into enabling malware and scam notifications Security experts warn the ta

Address

277 Alexander Street, Suite 307
Rochester, NY
14607

Opening Hours

Monday 9am - 4:30pm
Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 5pm

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