Caleb Hiester of Direct Mortgage Loans

Caleb Hiester of Direct Mortgage Loans Licensed mortgage lender offering VA, FHA, USDA, and conventional loans, refinancing, and HELOCs. Caleb Hiester - NMLS #1614469 - Licensed in FL.

Local loan officers providing expert home-buying guidance from application to closing. Branch NMLS #2053053 - Licensed in FL, MA, & VA. Corporate NMLS #832799
Equal Housing Lender
https://www.nmlsconsumeraccess.org/

Direct Mortgage Loans (DML) is a privately owned and operated licensed direct mortgage lender located in Hunt Valley, Maryland. Our company focus is centered on industry best practice

s, responsible lending, and courteous service. Our mission drives us to be committed to providing outstanding mortgage solutions and creating lifelong relationships with our clients and each other. Our vision is to be the mortgage industry leader in innovation and customer experience, by retaining the values of effective proactive, and respectful communication that fosters teamwork, transparency, and accountability to our clients, partners, and each other. A solution-focused positive attitude drives extraordinary results!

Planning a home purchase or refinance this year?Be aware that federal holidays can impact mortgage funding, wire transfe...
07/20/2026

Planning a home purchase or refinance this year?

Be aware that federal holidays can impact mortgage funding, wire transfers, and county recording offices-potentially delaying your closing date.

Direct Mortgage Loans has put together a Federal Holiday Closing Calendar to help borrowers, real estate agents, and industry professionals stay ahead of scheduling challenges.

✔ Mortgage funding considerations
✔ Federal banking holidays
✔ Recording office closures
✔ Closing date planning tips

A little preparation can help keep your transaction on track.

Contact Direct Mortgage Loans today to discuss your financing needs and plan for a smooth closing experience.

The perfect home can hit the market when you least expect it. Make sure you're ready when it does.A mortgage pre-approva...
07/17/2026

The perfect home can hit the market when you least expect it. Make sure you're ready when it does.

A mortgage pre-approval gives you confidence, clarity, and a competitive edge when it's time to make an offer. Start the weekend with a plan and shop with confidence.

Homeowners insurance protects your investment and gives you peace of mind. Before closing, make sure you understand what...
07/14/2026

Homeowners insurance protects your investment and gives you peace of mind. Before closing, make sure you understand what your policy covers and that it meets your lender's requirements.

Many homebuyers are surprised to learn they'll receive two different mortgage documents before closing: the Loan Estimat...
07/09/2026

Many homebuyers are surprised to learn they'll receive two different mortgage documents before closing: the Loan Estimate (LE) and the Closing Disclosure (CD).

While they may look similar, they serve very different purposes.

✅ The Loan Estimate provides an early snapshot of your loan terms and estimated costs.

✅ The Closing Disclosure provides the final numbers you'll review before signing your closing documents.

Understanding the difference can help you feel more confident and prepared throughout the homebuying process.

Swipe through to learn what each document means and why both are important. ➡️

Have questions about the mortgage process? Send me a message-I'm here to help!

Offer accepted. Now what? 🏡Getting your offer accepted is an exciting milestone, but there are still a few important ste...
07/07/2026

Offer accepted. Now what? 🏡

Getting your offer accepted is an exciting milestone, but there are still a few important steps before closing day. From inspections and appraisals to final approvals and signing documents, staying informed helps keep your home purchase on track.

If you have questions along the way, our team is here to guide you every step of the process.

❤️🤍💙 Happy Independence Day from Direct Mortgage Loans! ❤️🤍💙 Today we celebrate the freedoms, opportunities, and communi...
07/04/2026

❤️🤍💙 Happy Independence Day from Direct Mortgage Loans! ❤️🤍💙

Today we celebrate the freedoms, opportunities, and communities that make homeownership possible. Wishing you and your family a safe and memorable Fourth of July.

Buying a home is exciting... but skipping the inspection could turn your dream home into an expensive surprise. 🏡🔍A home...
07/02/2026

Buying a home is exciting... but skipping the inspection could turn your dream home into an expensive surprise. 🏡🔍

A home inspection helps uncover hidden issues before closing so you can make a confident decision, negotiate repairs, and avoid unexpected costs later.

Don’t let a rushed decision cost you thousands. 💸

Swipe through to learn why a home inspection matters and whether you should ever skip one ➡️

VA loans are designed to make homeownership more accessible with no down payment options, no mortgage insurance, and fle...
06/29/2026

VA loans are designed to make homeownership more accessible with no down payment options, no mortgage insurance, and flexible qualifying.

If you’ve served, this benefit is here for you.

Let’s talk about what you qualify for and how to make it work in today’s market.

Very excited for these buyers that closed yesterday!
06/26/2026

Very excited for these buyers that closed yesterday!

From pre-approval to closing day, every step matters.Our mortgage timeline is designed to make the homebuying process si...
06/25/2026

From pre-approval to closing day, every step matters.

Our mortgage timeline is designed to make the homebuying process simple, clear, and stress-free so you know exactly what to expect from start to finish.

Whether you’re buying your first home or your next one, Direct Mortgage Loans is here to guide you every step of the way.

Address

1519 Outrigger Circle
Rockledge, FL
32955

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 7pm

Telephone

+13212852592

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