Michelle Paxton-Sr. Loan Advisor Partners Mortgage

07/16/2026

A lower rate might catch your attention, but it’s only one piece of the mortgage puzzle.

Closing costs, loan terms, and your monthly payment can all impact what a loan actually costs over time. That’s why comparing your options matters.

The right mortgage isn’t just about finding the lowest number. It’s about finding the loan that makes sense for your finances and your homeownership goals.

07/16/2026

Attention business owners commercial real estate owners and investors;
Do you want a breakdown between leasing and buying a commercial property. I could show you what that looks like a side by side comparison over the next 10 years.
Please call text or email

07/16/2026

07/14/2026

Saving for a down payment can feel like the hardest part of buying a home. The good news? Many buyers are surprised to learn there may be assistance programs available to help with upfront costs. It never hurts to see what options you qualify for.

07/10/2026

07/09/2026

Builder incentives are creating great opportunities for buyers. From rate buydowns and closing cost assistance to upgrade credits, there may be more savings available than you realize. As your loan officer, we can help you understand which incentives you're eligible for and how to maximize them.

07/09/2026

Medical professionals no mortgage insurance 100% financing up to 2 million primary owner occupied purchase and refinance

07/07/2026

The best time to buy is when you're financially ready. While no one can predict the market, home values have historically increased over time. Waiting could mean paying more for the same home tomorrow than you would today.

07/02/2026

Sellers are handing buyers leverage right now, and most buyers have no idea.

46% of sellers gave concessions in May, the highest share on record.
One in seven sales included both a price drop and a concession.
Concessions can cover closing costs, repairs, or a rate buydown.

That's payment relief stacked twice. The question isn't whether the seller will negotiate. It's whether your buyer is asking the right way.

What's the biggest concession you've negotiated in the last month?

Full story: https://www.redfin.com/news/home-seller-concessions-record-high-rate/

Concessions were most common in Nashville, the nation’s strongest buyer’s market, where three-quarters of sellers handed out concessions to attract buyers.