Dave Vallejos, AFP

09/02/2026

May naitulong ba talaga si PHILHEALTH ? Alamin natin..

09/01/2026

Nakalabas na ako ng Hospital. Nagamit ko ang Kaiser HMO!

08/31/2026

🎉 KAISER POLICIES APPROVED! 🎉

Another step toward a healthier, more financially secure future! For as low as 88 pesos a day. You are now protected from emergency situations that might happen.

Congratulations on your approved Kaiser Policy this Month of August! 🥳

Thank you for trusting Kaiser International Healthgroup to be part of your journey toward better healthcare protection and financial security.

✅ Protection
✅ Healthcare Benefits
✅ Financial Security
✅ Peace of Mind
✅ Lifetime Investment

One decision today can make a big difference tomorrow.

📩 Want to know which Kaiser plan is right for you? Send us a message!

08/26/2026

We are all vulnerable in this world, and it’s just a matter of time before we realize that the most expensive rooms are not the rooms in the hotels we’ve checked in, but the rooms inside the hospital when we get sick. 🏥

Storytime muna:

This is the first time I needed to use my Kaiser HMO and Medical Insurance for an inpatient case. Months ago, I caught an infection that started like a simple pimple. Hindi ko masyadong pinansin because of my busy schedule and upcoming travels. Eventually, it needed to be removed thru surgery to avoid further complications.

Now, a single consultation with a Specialist can cost you around ₱1,000–₱1,500. Not including the transportation and food while waiting for the doctor and after your appointment. And this is not just a one time check-up. There are follow up check up, second opinions, laboratory tests, and other necessary procedures to determine the cause of your illness. Running hospital bill for 3 days is almost ₱80,000 pesos na agad. Salamat Lord at naging smooth lang ang operation.

Thank you, MDH Doctors, Nurses and staff especially KAISER HEALTHCARE for being there along the way. This will be my testimony after how many years of teaching about the importance of having Healthcare and Insurance, this experience reminded me that we really need to make sure our own policies are active and can actually be used when medical emergencies and unforeseen circumstances happen. Hindi ako hihintong e share ka sa maraming tao.

To our Planholders: Please do not let your policies lapse. You will never know when you will need them. At least when the unexpected happens, you know that you are covered.

To those who are still in doubt about Healthcare and Insurance: Take action as early as possible. The younger you are, the more affordable the premiums can be, and you generally have better chances of getting approved.

Magkaiba po ang Short-Term HMO, Long-Term Healthcare, at Life Insurance (VUL). They supplement one another. Kaya dapat financially educated tayo sa mga bagay na ito at mga limitasyon nila. Maganda yung focus kana lang sa pagpapa galing and recovery, kaysa ma stress lalo dahil sa hospital bills na kailangan bayaran.

Because at the end of the day, if we can spend on the material things that are expensive, we should also prepare for situations like this that are unexpected but surely will happen to all of us.

Health is wealth, but being prepared gives you one less thing to worry about 🙂 Salamat sa nangumusta at prayers, family and friends. ❤ Pahinga lang muna para lalaban ulit. 💪

08/22/2026

"Don't do this if you want to be successful in business.

1. Patay-sindi ka. Active today, missing in action for 1 month. Walang nabibuild na momentum sa patay-sindi, Business needs consistency, not occasional motivation.
2. Masungit sa mga nag-iinquire. Gusto mo sure buyer agad, iritable ka kapag nagtatanong pero di bibili. Every inquiry is an opportunity to build trust and make a sale.
3. Victim mindset Laging problema ang iba pero never ang sarili. Kasalanan ni ganito, dapat kasi ganyan, etc.
4. Ayaw mag-aral. Eh kasi mahiyain ako, di ako magaling sa sales, marketing, etc. Learn whatever your business requires. Di mo pwede ipilit na di kasi ako magaling sa ganito ganyan, those are skills that can be learned.
5. Di nagbabayad ng utang. Kahit gaano kaganda ang business mo, if you don't honor your financial obligations, you lose credibility. Trust is a business asset.

"

-Millennial Business Mentors

08/21/2026

5 Types of People You Don't Want to Work With If You Want to Be Successful 🙅🏻‍♂️

1. The Fixed Mindset Person
"This is how I am."
"That's not my forte."
We're not talking about talent that's almost impossible to develop.
We're talking about skills that can be learned.

2. The Time-Waster
Always late, as it other people's schedules don't matter.

3. The Professional Victim
It is always someone else's fault but never saw what was wrong with oneself.

4. The Pessimist
There is always something negative to see.
There is always a problem brought but no solution.
Small things are magnified.

5. The Unreliable Person
You already have a perception of him that he can't be trusted, You cannot expect whether his responsibility will show up, pay, or end.

Remember, If you want to lift, don't carry a burden.

08/16/2026

08/08/2026

IMG Lifetime Membership.
Sobrang daming benepisyo — ikaw ay panalo!

✅ ₱50,000 Fidelity Term Life Insurance
✅ ₱100,000 Burial Benefit
✅ ₱1,000 initial PDF Savings Account
✅ Up to ₱500,000 Accident Disability Insurance
✅ Libre at unlimited check-up sa Kaiser Medical Center
✅ Pwede ka nang magdagdag sa investment for ₱20.00 lang!
✅ Walang entry fee o charges sa IMG-Rampver investments
✅ Discounted legal services – may free legal advice twice a year!
✅ 10% Discount sa Everest Memorial Services
✅ Up to ₱200,000 savings sa real estate purchases
✅ Access sa top mutual funds (e.g., Rampver Financials, Atram, PhilEquity, BPI Investments, Sunlife Assets Management, etc.)
✅ Sarili mong online access sa investments, insurance, at IMG portal
✅ Start your own business in the financial industry — no capital needed!
✅ Earn by sharing, educating, and helping others with financial services
✅ Walang binebentang produkto — no quotas!
✅ Free incentives: travel abroad, short-term insurance, dream car (with qualifications)
✅ Over 60+ IMG benefits – covered ka kahit nasa Pinas or abroad
✅ Repatriation services in coordination with Everest Memorial Services

📣 Gusto mo po ba talaga maging Financially Literate? Let’s talk Dave Vallejos, AFP

Become a member of our Community!