Towerpoint Wealth

07/20/2026

It's been several weeks since Kevin Warsh officially took over as Chairman of the Board of Governors of the Federal Reserve System.

When the announcement was made, there was no shortage of headlines and predictions. Some expected to change dramatically. Others anticipated a major shift in market direction.

But now that the initial excitement has settled, has the hype actually lived up to reality?

In our latest blog, we take a step back to examine what's happened since Warsh took the helm, what has—and hasn't—changed, and why long-term investors may be better served by focusing on economic fundamentals rather than who's sitting in the Chair's office.

If you've been wondering whether the new Fed Chair should change your investment strategy, this article is for you.

📖 Click the link below to read the full article and discover what really deserves your attention.

https://towerpointwealth.com/kevin-warsh-fed-chair-what-investors-need-to-know/

Why Investors Pay Too Much Attention to Who Runs the Federal Reserve Key Takeaway: A new Federal Reserve Chair may generate headlines, but history suggests it rarely changes the long-term principles of investing. Rather than focusing on personalities, successful investors are better served by unders...

07/13/2026

Think you're too late to build a comfortable retirement?

Think again.

Many people don't begin seriously saving for retirement until their 40s or 50s. While starting earlier offers advantages, the truth is that it's not too late to make meaningful progress. With the right strategy, disciplined saving, and smart planning, you can still strengthen your financial future.

In our latest article, we explore:
• Practical strategies to help accelerate your retirement savings.
• How catch-up contributions can work in your favor.
• Ways to make the most of the years you have left before retirement.
• Why having a plan matters more than dwelling on when you started.

No matter where you are on your financial journey, taking action today can make a meaningful difference tomorrow.

Click below to read the full article and discover the steps you can take today to help build a more confident retirement. ⬇️

https://towerpointwealth.com/you-started-saving-late-for-retirement-heres-what-can-still-make-a-difference/

It’s easy to assume retirement planning is meant to follow one predictable path. It’s the traditional retirement journey that you most often hear about: start saving in your 20s, increase contributions throughout your career, and gradually build enough to retire comfortably. In reality, that’s...

07/10/2026

Congratulations to Nathan P. Billigmeier, CIMA®, Director of Research and Analytics, on earning the prestigious Certified Investment Management Analyst® (CIMA®) designation.

The CIMA® certification is one of the financial industry's most respected credentials for investment professionals, requiring rigorous education, advanced study in portfolio construction, risk management, behavioral finance, and ongoing professional development. It reflects a deep commitment to delivering sophisticated, evidence-based investment strategies.

For Nathan, this achievement represents years of dedication to continually expanding his knowledge and sharpening the expertise he brings to Towerpoint Wealth every day. As the leader of our investment research and portfolio strategy, Nathan plays a critical role in evaluating investment opportunities, overseeing portfolio implementation, and helping ensure our clients' financial plans remain aligned with their long-term goals.

Most importantly, this accomplishment benefits the people we serve. Our clients can feel even more confident knowing their portfolios are supported by a team that is committed to lifelong learning, professional excellence, and fiduciary advice rooted in their best interests.

Please join us in congratulating Nathan on this outstanding achievement!

07/08/2026

What does your dream retirement look like?

In our latest blog, Michelle Venezia, Senior Client Experience Manager at Towerpoint Wealth, shares five destinations she'd love to visit in retirement and reflects on how thoughtful financial planning can help turn lifelong travel dreams into reality.

Retirement isn't just about building wealth—it's about creating the freedom to enjoy the experiences that matter most.

Click the link below to read the full article and start imagining your own retirement adventures.

https://towerpointwealth.com/five-places-id-love-to-visit-in-retirement/

By Michelle Venezia, Senior Client Experience Manager, Towerpoint Wealth The Best Part of My Job? Hearing Your Stories. One of my favorite parts of working at Towerpoint Wealth is getting to know our clients beyond their financial plans. Every day, I have the opportunity to welcome them into our off...

07/04/2026

For 250 years, the American spirit has been defined by freedom, opportunity, and the ability to build a better future.

This Independence Day, we celebrate not only our nation’s history, but the financial independence that allows families to pursue their goals with confidence. Just as our founders believed in planning for a stronger tomorrow, thoughtful financial planning can help create the freedom to live life on your terms.

Whether you’re preparing for retirement, growing your wealth, or building a legacy for future generations, having a plan is one of the greatest investments you can make.

From all of us at Towerpoint Wealth, Happy Independence Day—and here’s to the next 250 years of opportunity, prosperity, and freedom.

07/02/2026

Could a proposed cap on benefits affect your retirement strategy?

A new proposal in Washington has sparked important conversations about the future of Social Security and what potential changes could mean for current and future retirees.

Our President, Joseph F. Eschleman, CIMA® recently joined ABC10’s Lora Painter to share his perspective on the proposal, discuss who could be impacted, and explain why proactive retirement planning is more important than ever.

Click below to watch the interview and learn more about how staying informed can help you make confident financial decisions.

If you have questions about Social Security, retirement income, or your long-term financial plan, schedule a complimentary 20-minute "Ask Anything" conversation with one of our advisors. We're here to help.

A proposal to cap annual Social Security benefits at $50,000 for hi...

06/29/2026

Can you save for your child's future without sacrificing your own retirement?

It's one of the biggest financial questions many families face. In our latest Trending Today, we explore practical strategies for balancing college savings with long-term retirement planning—without feeling like you have to choose one over the other.

From understanding how 529 plans fit into your overall financial picture to setting realistic savings goals and keeping your retirement on track, this article offers insights to help you plan with confidence.

Click below to read our latest Trending Today and learn how to build a plan that supports both your family's future and your own.

https://towerpointwealth.com/college-savings-plan-how-to-plan-for-college-without-sacrificing-retirement/

Helping a child or grandchild pay for college can feel like both a gift and a major financial responsibility. You want to help reduce the need for student loans and give children more choices, but not at the expense of the retirement you’ve spent years building. For many families, that can lead to...

06/24/2026

Last week, our Director of Marketing & Communications, Luis Barrera, attended Digital Summit Denver, one of the nation's leading marketing conferences, where industry leaders gathered to discuss the future of AI, digital marketing, and business growth.

While artificial intelligence was a major topic throughout the event, one key takeaway stood out above the rest: technology may change how we communicate, but trust and human connection remain at the heart of every meaningful relationship.

In his latest article, Luis shares insights from the conference and what they mean for the future of marketing, client communication, and the value of authentic expertise in an increasingly digital world.

Click the link below to read more.
https://towerpointwealth.com/what-digital-summit-denver-taught-me/

By Luis Barrera, Director of Marketing & Communications, Towerpoint Wealth Last week, I attended Digital Summit Denver, one of the nation's premier marketing conferences, bringing together leaders from organizations such as Morning Brew, Patagonia, Seer Interactive, Nestlé, the University of Denver...

06/22/2026

Today, we remember Alan Greenspan, who passed away at the age of 100.

As Chairman of the Federal Reserve from 1987 to 2006, Greenspan helped guide the U.S. economy through periods of growth, uncertainty, and historic market events. His influence on monetary policy and financial markets will be studied and debated for generations.

At Towerpoint Wealth, we recognize the lasting impact economic leaders have on markets, investors, and retirement planning. Greenspan's career serves as a reminder that while markets evolve and economic cycles change, thoughtful long-term planning remains essential.

Our thoughts are with his family, friends, and all those whose lives and careers were influenced by his work.

06/16/2026

The triple-digit temperatures may be behind us in Sacramento, but that doesn’t mean isabelleorozco and josephine eschleman can’t enjoy a little ice cream. 🍦

Sometimes the richest moments in life aren’t found in an account balance—they’re found in simple joys, shared laughs, and spending time with people who matter most.

We hope you’re taking time to enjoy the little things this summer. After all, true wealth is having people and moments worth savoring.