Eric Teply Mortgage Advisor, Sacramento CA. NMLS #264561

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Sacramento, CA
Eric Teply Mortgage Advisor, Sacramento CA. NMLS #264561

www.ericteply.com Sales Manager
Professional Mortgage Associates, Inc. NMLS 264561

Purchasing a home can be one of the largest decisions one will ever make.
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Home purchasing is not only about a home loan, but also about how the loan integrates itself within your other financial responsibilities and goals. I have worked in the mortgage business for over a decade. I strive to make sure my clients are given superior customer service throughout the mortgage process so they feel comfortable and know that I have their best interests in mind. I enter into eve

ry loan with the mindset that I am creating a long-term relationship rather than a one-time transaction. I consider myself a part of your financial planning team; not only to assist you in obtaining a loan that fits your needs, but also to provide mortgage advice. Whether you are a first time buyer or looking to refinance your home, my goal is to create a lifelong relationship with you as my client. To reach that goal, I actively listen to your needs (and hopes and goals). I genuinely want to know what you are trying to accomplish, and support you throughout the process. Even after the loan process, as your needs change, I hope that you will return to me for further advice and assistance with your mortgage planning. I also hope to provide such stellar customer service that you are comfortable and willing to refer me to your own personal relationships. I am dedicated to guiding clients through the process of buying a home or refinancing their current mortgage. I want you to be on a financially sound path, moving towards paying off your home in a timely manner. The satisfaction of helping people do this is why I love my job. It is a wonderful feeling to know that I have helped an individual or a family create financial stability so that they can enjoy their home and feel rest assured that they have made a great decision. Professional Mortgage Associates is an Equal Housing Opportunity Lender.

07/13/2023

Bucket list for Adam. Thanks Steph

06/11/2023

Successful week 1. Double Dipsea training

03/07/2023

Some days you have it. And some days you just don’t have it at all. Today was a rough one. Still got it done! Thanks for the push

02/10/2023

Happy Friday

02/09/2023

My vibe today!

12/14/2022

Wow. West Bowl is easily seen.

10/07/2022

When interest rates were at historic lows, a typical fixed rate mortgage loan was all most people needed. Now, rates have risen. They’re still below long-term averages, yet appreciably higher than before. And of course, higher interest rates lead to higher monthly payments.

The good news is we have a loan program that can help. With a 2/1 Buydown, you’ll get a 30-year fixed rate loan with an interest rate that’s discounted 2% during the first year and 1% the second year.

You can ease your way into a home with lower payments that simply step up at the end of the first and second year then remain fixed for the remainder of the loan.

A 2/1 Buydown comes with extra upfront costs that are often paid by the seller or builder. There are additional details that vary according to the specific scenario.

This is just one way today’s buyers can make buying the home they really want a reality. If you have questions or would like to learn more, reach out, and I’ll be happy to help.

06/05/2020

Interesting info from Local Appraiser expert Ryan

This week? Here's the price of listings that hit the market over the past few days in the Sacramento region. It's been a very decent week so far with Monday, Tuesday, & Thursday all having the most listings for the respective day since the pandemic began. However, Friday is the day we typically see the most listings, so let's see what happens today before we write home about a strong week. Anyway, is there a price point where we need more listings? Are there any price ranges or areas where there are too many?

02/07/2018

Underwriting guidelines are so much fun to memorize

Found on Google from lenglemortgageprofessionals.com

02/05/2018

What is happening?!?!?!?...This short read regarding our Mortgage Rates. If you are looking at refinancing or purchasing a home. Rates are very volatile. Let me help you through the maze of interest rates.

Mortgage rates caught a break today, moving back near last Thursday's levels as bonds (which underlie rates) benefited from today's extreme market volatility. It's a common misconception that interest rates and stocks always follow each other. While this is...

01/12/2018

Real Estate Market News:

The market went to sleep for the holidays and it’s just starting to wake up. Let’s talk about that along with pulling stats like a boss. Then I have a huge market update and review for …

Address

1231 I Street Ste 203
Sacramento, CA
95814

Website

http://ericteply.com/

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