Ryan Schmidt-Financial Advisor

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Ryan Schmidt-Financial Advisor Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Ryan Schmidt-Financial Advisor, Financial planner, 2131 Troop Drive, Saint Cloud, MN.

10/21/2026

A qualified domestic trust (QDOT) allows a U.S. citizen spouse to transfer assets to a noncitizen spouse without having to pay federal gift and estate tax at the time of the transfer.

10/19/2026

Previous legislation created and occasionally modified and extended two personal nonrefundable tax credits for home improvements that save energy; the nonbusiness energy property credit and the residential energy-efficient property credit. The Inflation Reduction Act of 2022 has replaced those credi...

10/16/2026

A withdrawal from an IRA is generally referred to as a distribution. If you receive a distribution from your traditional IRA before you reach the age of 59½, the federal government considers this a premature distribution. Like all distributions from traditional IRAs, premature distributions are gen...

10/12/2026

See how the markets performed in the second quarter of 2026 and year-to-date.

10/09/2026

The federal government provides tax relief to qualifying individuals in the form of tax credits. Tax credits are valuable because they are dollar-for-dollar reductions of your tax liability. In some cases, they may result in tax refunds. In general, the rules regarding tax credits are the same for m...

10/07/2026

Here is a list of tasks that may need to be completed upon the death of a family member.

10/05/2026

Generally, the more points that you pay up front, the lower the interest rate on your mortgage.

09/30/2026

A disclaimer is a refusal to accept money or other property by someone who would otherwise be your beneficiary according to your will, trust, gift, insurance policy, retirement account, or your state's intestacy laws. The person who disclaims the property (the "disclaimant") is treated as if he or s...

09/28/2026

When selling your business — regardless of whether the buyer is a family member, a key employee, or a third party — if the sale involves payments spread over time and funded from future business earnings, you need to ensure that you will collect on this income. When your long-term interests depe...

09/25/2026

Among all the economic indicators released each month, the Employment Situation is one of the most watched.

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2131 Troop Drive
Saint Cloud, MN
56377

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+17632346095

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