What are the opening hours?

Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm Saturday 9am - 6pm Sunday 9am - 6pm

The Michelle Jacinto Team of Direct Mortgage Loans- 219.924.5554

Home
United States
Saint John, IN
The Michelle Jacinto Team of Direct Mortgage Loans- 219.924.5554

Licensed mortgage lender offering VA, FHA, USDA, and conventional loans, refinancing, and HELOCs. Michelle Jacinto - NMLS #209470 - Licensed in IL, IN, and LA.
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Local loan officers providing expert home-buying guidance from application to closing. Branch NMLS #1637394 - LA. Corporate NMLS #832799
Equal Housing Lender
www.nmlconsumeraccess.org

Direct Mortgage Loans (DML) is a privately owned and operated licensed direct mortgage lender located in Hunt Valley, Maryland. Our company focus is centered upon industry best practices, responsible lending, and co

urteous service. Our mission drives us to be committed to providing outstanding mortgage solutions and creating lifelong relationships with our clients and each other. Our vision is to be the mortgage industry leader in innovation and customer experience, by retaining the values of effective proactive, and respectful communication that fosters teamwork, transparency, and accountability to our clients, partners, and each other. A solution-focused positive attitude drives extraordinary results!

09/01/2026

Invest Smarter. Let Your Property Work for You.
Looking to grow your real estate portfolio? A DSCR loan may help you qualify based on the cash flow of the investment property - not your personal income.
With flexible options for real estate investors, DSCR financing can be a powerful tool for your next investment.
Ready to explore your options? Let’s talk.

08/27/2026

Getting pre-approved goes faster when you come prepared. Have your recent pay stubs, W-2s or tax returns, recent bank statements and a valid photo ID ready, and we'll keep things moving. Get pre-approved. Go Direct.

08/25/2026

REALTORS: Spot Financing Red Flags Early

The first conversation with a buyer can reveal a lot and identifying financing red flags upfront can save everyone time, stress, and unexpected surprises later.

From relying on an online pre-qualification to planning a job change or major purchase, these common issues can impact a buyer's ability to close.

Partnering with a trusted lender early helps your clients shop with confidence, strengthens your offers, and creates a smoother path to the closing table.

Let's work together to set your buyers up for success from day one.

08/21/2026

Getting pre-approved is easier than most people expect. Share a few details, talk to a real loan officer and get a clear answer on where you stand. No call centers, no runaround. Start your pre-approval today. Go Direct.

08/19/2026

What is a DSCR loan?

A DSCR loan is designed for real estate investors, allowing you to qualify based on your property's rental income instead of your personal income. Whether you're purchasing your next investment property or refinancing, this financing option offers flexibility to help you grow your portfolio.

Want to learn if a DSCR loan is the right fit for your investment goals? Let's connect.

https://www.directmortgageloans.com/michelle-jacinto/non-qm-loans/

08/18/2026

New to homebuying? Pre-approval is the first real step. It tells you what you can shop for and shows sellers you're serious, and we'll walk you through every part of it. Start with a pre-approval. Go Direct.

08/13/2026

The right home rarely waits. Get pre-approved now so you can make an offer the day you find it. Direct lending means we move fast when it counts, and we've closed loans in as little as 10 days. Go Direct.

08/11/2026

Build your real estate portfolio with financing designed for investors.

With a DSCR loan, you may qualify based on your property's rental income instead of your personal income. It's a flexible option for investors looking to purchase or refinance investment properties.

Ready to see if a DSCR loan fits your investment goals? Reach out today to learn more.

https://www.directmortgageloans.com/michelle-jacinto/non-qm-loans/

08/10/2026

Before you tour a single home, know your number. Pre-approval shows how much you may be able to borrow, gives you a stronger position with sellers and a faster path to closing. Get pre-approved today. Go Direct.

Address

8227 Wicker Avenue
Saint John, IN
46373

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Saturday	9am - 6pm
Sunday	9am - 6pm

Telephone

+12199245554

Website

https://www.directmortgageloans.com/michelle-jacinto/

Alerts

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