Ben Hoeft Money Concepts

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08/26/2026

Here's a brief introduction to what Bitcoin is, how it works, and some of the potential pitfalls it presents.

08/25/2026

A profit-sharing plan is a type of qualified defined contribution plan in which you, the employer, contribute to the accounts of participating employees. As the name implies, your employer contributions are generally (but not necessarily) tied to your business's profits, allowing employees to "share...

08/24/2026

Consider the following investment tips as the year comes to an end.

08/22/2026

The stock market thinks the economy is accelerating. Don’t expect jobs to follow.

08/20/2026

Your principal residence offers a number of potential tax benefits, including the ability to deduct the mortgage interest and real estate taxes that you pay. You may also be able toexclude some or all of any capital gain resulting from the sale of your principalhome from federal income tax.

08/19/2026

The effect of market volatility on your bonds depends on your time frame and investment goals.

08/18/2026

Generally, you should keep your tax returns and supporting information for six to seven years.

08/17/2026

The federal gift tax applies to gifts of property or money while the donor is living.

08/16/2026

The AMT is essentially a separate federal income tax system with its own tax rates.

08/05/2026

Here are some key updates in the college world for 2026.

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