Collective Wealth Planning

Collective Wealth Planning We provide proactive, tax-efficient retirement planning for Oregon public employees and retirees.

Many people think of financial planning as investments, retirement projections, and tax strategies.But some of the bigge...
06/01/2026

Many people think of financial planning as investments, retirement projections, and tax strategies.

But some of the biggest challenges families face happen in the quieter moments: finding important documents during a health event, locating passwords, understanding benefits, or helping aging parents navigate financial decisions.

In this month's newsletter, we're exploring what we think of as the quiet side of planning, including:

• A The New York Times feature we contributed to on organizing important documents with Nokbox: Organizing for your Next of Kin
• A thoughtful piece on aging parents and money conversations
• A guide to understanding your annual Oregon PERS statement
• A new plain-English resource on common trust structures

You can read the full newsletter here: https://mailchi.mp/collectivewealthplanning/june2026newsletter



https://youtu.be/bPH6ohqXpzY

In this month’s update, founder Brenna Baucum, CFP® shares a few th...

One of the less glamorous — but most meaningful — parts of financial planning is helping families prepare for the unexpe...
05/14/2026

One of the less glamorous — but most meaningful — parts of financial planning is helping families prepare for the unexpected.

Collective Wealth Planning founder Brenna Baucum, CFP® was recently quoted in The New York Times Wirecutter article sharing her experience with Nokbox: Organizing for your Next of Kin, a tool designed to help loved ones access important financial and personal information during difficult times.

No one wants to think about emergencies, illness, or death. But a little organization today can spare the people you love a tremendous amount of stress later.

https://www.nytimes.com/wirecutter/reviews/the-original-nokbox-review/

Doing what we can today to make tomorrow a little easier for the people we care about — that’s at the heart of thoughtful financial planning.

“Getting your affairs in order” sounds like a terrible chore. This estate management system makes it much easier (and even more enjoyable) than you might fear.

Over the past few years, one area of planning has been coming up more and more in conversations with clients: long-term ...
05/01/2026

Over the past few years, one area of planning has been coming up more and more in conversations with clients: long-term care.

Not because it’s new—but because the numbers are changing.

Costs for home care and assisted living have risen significantly in recent years, and more than half of adults turning 65 today are expected to need some form of care in their lifetime. At the same time, many people still assume Medicare will cover it… which, in most cases, it won’t.

But what we've found is that long-term care planning isn’t really about solving for a future expense. It’s about preserving choice.

Choice in where you live.
Choice in how you’re cared for.
And protecting the people you love from having to make difficult decisions without a clear plan in place.

At the same time, these conversations sit alongside another important one—how retirement actually unfolds over time. Not just financially, but in terms of energy, independence, and how we want to spend our years.

This month’s newsletter touches on both:

• A perspective on how retirement evolves over time
• Planning considerations for women through a recent webinar from Willamette Wealth Collective with Willamette Legacy Law and Willamette Vital Health
• Navigating finances after the loss of a loved one as we explore with the team at Caregiver Help
• And a brief Q1 market update

🔗 https://us8.campaign-archive.com/?u=895efa2d9d693bc855d772fe5&id=2dd9ce165c

https://youtu.be/bH_gVSiUjXo

Planning for Long-Term Care—While Living Fully in Retirement

We're looking forward to seeing so many of you a week from today. There's still time to register. Can't make it live? No...
04/21/2026

We're looking forward to seeing so many of you a week from today. There's still time to register. Can't make it live? No worries, we'll send the recording out after.

What if the most important conversations are the ones we keep putting off?

This April, make space for the things that matter most - your money, your wishes, your future.

Join us for Helping Women Plan with Purpose - Conversations around Money, Legacy & Life - a free community event led by women professionals right here in Oregon.

We’ll cover:
💵 Financial Planning – saving, investing, tax strategies, and building your legacy
📜 Estate Planning – understanding the documents that protect what matters
🪦 End-of-Life Planning – making sure your wishes are honored

Whether you’re navigating midlife transitions, thinking about retirement, or supporting aging parents - this event is for you.

⌚️Tuesday, April 28 | 11:30 - 1 PM
📍Free Zoom Webinar
🎟️ Register here: https://willamettewealthcollective.com/

Grab your lunch and join us on Zoom to learn, connect, and explore strategies tailored to life’s most meaningful transitions.

Q1 2026 Market Review: Energy-driven volatility, shifting rate expectations, and global equity trends—plus what history ...
04/14/2026

Q1 2026 Market Review: Energy-driven volatility, shifting rate expectations, and global equity trends—plus what history suggests about recovery and staying disciplined.

https://collectivewealthplanning.com/q1-2026-market-review/

Q1 2026 Market Review: Energy-driven volatility, shifting rate expectations, and global equity trends—plus what history suggests about recovery and staying disciplined.

Just a few weeks left to sign up for this free educational webinar. We hope you'll join us!
04/03/2026

Just a few weeks left to sign up for this free educational webinar. We hope you'll join us!

What if the most important conversations are the ones we keep putting off?

This April, make space for the things that matter most - your money, your wishes, your future.

Join us for Helping Women Plan with Purpose - Conversations around Money, Legacy & Life - a free community event led by women professionals right here in Oregon.

We’ll cover:
💵 Financial Planning – saving, investing, tax strategies, and building your legacy
📜 Estate Planning – understanding the documents that protect what matters
🪦 End-of-Life Planning – making sure your wishes are honored

Whether you’re navigating midlife transitions, thinking about retirement, or supporting aging parents - this event is for you.

⌚️Tuesday, April 28 | 11:30 - 1 PM
📍Free Zoom Webinar
🎟️ Register here: https://willamettewealthcollective.com/

Grab your lunch and join us on Zoom to learn, connect, and explore strategies tailored to life’s most meaningful transitions.

Markets have been a bit noisy lately.In this month’s update, we're sharing perspective on recent market volatility, what...
04/01/2026

Markets have been a bit noisy lately.

In this month’s update, we're sharing perspective on recent market volatility, what history shows after market corrections, and how we think about staying grounded during uncertain times.

We also included a few timely resources:

• What typically happens after a market drop
• A retirement planning opportunity for Oregon PERS members (457(b) 3-year catch-up)
• A quick podcast on avoiding tax scams and online misinformation

If you’re navigating retirement or just looking for context in today’s market environment, we hope you find our recent newsletter helpful.

🔗 https://mailchi.mp/collectivewealthplanning/april2026newsletter

https://youtu.be/6xfwcOUAuiE

It’s been a noisy few weeks in the markets—between geopolitical tensions, oil prices, and ongoing uncertainty, it’s understandable if things feel a bit unset...

Most Oregon Public Employees Retirement System members don’t realize they may be able to contribute up to ~$147,000 in t...
03/17/2026

Most Oregon Public Employees Retirement System members don’t realize they may be able to contribute up to ~$147,000 in the final three years before retirement.

It’s called the 457(b) 3-year catch-up — and it can be a powerful tool, especially if your income is higher near retirement or you’re considering a PERS work-back.

But (like most things PERS-related), the rules are nuanced:

• It depends on your plan
• It depends on unused contribution capacity
• And the timing? It really matters

In our latest blog/video, Collective Wealth Planning founder Brenna Baucum, CFP® walks through how it works and what to watch out for.

High level video: https://youtu.be/jNg9G9B70BY

Detailed blog: https://collectivewealthplanning.com/oregon-pers-3-year-catch-up-strategy/

If you're an Oregon public employee approaching retirement, the 457(b) 3-year catch-up provision could allow you to significantly increase your retirement co...

The Winter Olympics may be over, but the lessons linger: perseverance, patience, and preparation.At Collective Wealth Pl...
03/02/2026

The Winter Olympics may be over, but the lessons linger: perseverance, patience, and preparation.

At Collective Wealth Planning, we see those same principles at work in long-term financial success — whether that means staying invested through market cycles, pacing retirement income thoughtfully, or preparing in advance for healthcare and tax decisions.

In this month’s update, we’re sharing resources on:

• Proposed Oregon PERS classification changes
• Planning for healthcare coverage before Medicare
• How to find the right financial advisor
• 2025 Roth and Traditional IRA contribution & deductibility guidelines

Financial planning isn’t about winning one lap — it’s about building a strategy that carries you through the entire race.

Video: https://www.youtube.com/watch?v=M0ntWo0v6Gk

Read the full newsletter here: https://us8.campaign-archive.com/?u=895efa2d9d693bc855d772fe5&id=d7b8585b95

What do the Olympics have to do with financial planning?In this month’s update we share three powerful lessons from Olympic athletes — perseverance, patience...

In times of uncertainty, staying connected matters.Our latest newsletter opens with reflections on how stress and heavy ...
02/01/2026

In times of uncertainty, staying connected matters.

Our latest newsletter opens with reflections on how stress and heavy headlines can affect the way we think, feel, and make decisions — and why choosing connection, or “flocking,” can help us stay grounded.

We’re also sharing practical planning resources this month, including Medicare IRMAA guidance, long-term care planning, Oregon PERS insights, and market commentary.

🎥 Watch the video: https://www.youtube.com/watch?v=Jm2J2iTJp6M

👉 Read the full newsletter: https://us8.campaign-archive.com/?u=895efa2d9d693bc855d772fe5&id=0121c6751a

In this video, Collective Wealth Planning founder Brenna Baucum, CFP® reflects on how stress, uncertainty, and heavy headlines can affect the way we think, f...

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Salem, OR
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