Yourfederalemployeebenefits

06/13/2025

In this video, Jose Armenta, CFP®, reviews the update on the proposed changes to the FERS retirement in the new 2025 budget reconciliation package.

In this video, Jose Armenta, CFP®, reviews the update on the proposed changes to the FERS retirement in the new 2025 budget reconciliation package.Are you lo...

06/05/2025

For considering under the Voluntary Early Retirement Authority , one of the most common questions is: Am I eligible for the Supplement? In this article, Jose Armenta, CFP® answers this and more!

For federal employees considering early retirement under the Voluntary Early Retirement Authority (VERA), one of the most common questions is: Am I eligible

05/20/2025

In this video, Jose Armenta, CFP®, reviews the proposed changes to the retirement in the new 2025 budget reconciliation package.

In this video, Jose Armenta, CFP®, reviews the proposed changes to the FERS retirement in the new 2025 budget reconciliation package.Are you looking to work ...

03/13/2025

In this video, Jose Armenta, CFP®, reviews the impact of an optimal withdrawal strategy in retirement.

https://youtu.be/Qv-uf8TYwTs

In this video, Jose Armenta, CFP®, reviews the impact of an optimal withdrawal strategy in retirement. Are you looking to work with a financial planner who s...

02/20/2025

What is Your Pension Really Worth? Uncover Its True Value!

In this video, Jose Armenta, CFP®, reviews the lump sum needed to replicate the .

In this video, Jose Armenta, CFP®, reviews the lump sum needed to replicate the .Are you looking to work with a financial planner who specializes...

02/05/2025

Federal Early Resignation Letter - Early Retirement Options?

In this video, Jose Armenta, CFP®, reviews different options through case studies to help plan around the

In this video, Jose Armenta, CFP®, reviews different federal retirement options through case studies. Are you looking to work with a financial planner who sp...

02/04/2025

11/18/2024

Should You Do a Roth Conversion with Your TSP? In this article, we dive into the 3 scenarios when a can make sense.

://yourfederalemployeebenefits.com/2024/11/18/should-you-do-a-roth-conversion-with-your-tsp/

For FERS federal employees, converting your Thrift Savings Plan (TSP) to a Roth IRA can be a powerful tool for reducing taxes in retirement, but the timing of

08/20/2024

In this video, Jose Armenta, CFP®, reviews the impact different types of income can have on and how reducing provisional income can significantly reduce your total tax bill.

In this video, Jose Armenta, CFP®, reviews the impact different types of income can have on retirement taxes and how reducing Social Security provisional

03/13/2024

In this video, Jose Armenta, CFP®, reviews 4 withdrawal strategies for the federal retiree.

In this video, Jose Armenta, CFP®, reviews 4 TSP withdrawal strategies for the FERS federal retiree. The Bucket Strategyhttps://youtu.be/Cdx1yW25Z40The 4% Ru...

02/08/2024

In this video, Jose Armenta, CFP®, reviews 3 tips for how can increase their .

In this video, Jose Armenta, CFP®, reviews 3 tips for how federal employees can increase their FERS federal pension. Why Federal Employees Retire at 62:https...

11/03/2023

In this video, Jose Armenta, CFP®, reviews 3 FERS pension and TSP mistakes that federal employees can’t afford to make. If you want more details on the subject, read the following articles: Net vs. Gross Pension, Tax Diversification, and Rollovers vs. Transfers.

In this video, Jose Armenta, CFP®, reviews 3 FERS pension and TSP mistakes that federal employees can’t afford to make. If you want more details on the